Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards HSBC Credit Cards V.2, Read the T&C before applying!
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 Aug 1 2023, 07:55 AM
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#1
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Junior Member
472 posts Joined: Apr 2019 From: Penang   
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QUOTE(bing0212 @ Jul 31 2023, 11:05 PM) Is HSBC card hard to get approval? which HSBC card do you apply for ?rm5k salary with only one UOB credit card on my hand, no loan currently applied with Ringgitplus twice (in a year, 6 months interval) and got rejected  |
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Aug 2 2023, 07:58 AM
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#2
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Junior Member
472 posts Joined: Apr 2019 From: Penang
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QUOTE(bing0212 @ Aug 1 2023, 10:37 PM) The cashback one, cant rmb the name is HSBC Amanah Mpower Platinum ?i was able to get this card with 3xxx salary only valerie.wen liked this post
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Aug 2 2023, 08:52 AM
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#3
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Junior Member
472 posts Joined: Apr 2019 From: Penang
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QUOTE(Hoshiyuu @ Aug 2 2023, 08:34 AM) Can confirm, able to apply this card easily with imperfect ccris records. or is that your banking record too clean  |
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Aug 3 2023, 07:57 AM
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#4
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Junior Member
472 posts Joined: Apr 2019 From: Penang
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QUOTE(Hoshiyuu @ Aug 2 2023, 10:09 PM) Don't think it can be too clean...For reference, I have several other credit card, a car hire purchase and applied one Maybank card recently close to HSBC application. My PTPTN has a big fat 38 written on my CCRIS. 0s for everything else though. (Already discussed with officer, advised to not restructure and just pay double every month but told it would be impossible for me to get housing loans, which is fair.) i also not very sure how my CCRIS score, i have a housing loan, car loan, 4 on hand credit card and some installments in 1 of the credit card.Hope that helps you to compare your CCRIS and see if there is any other potential factor. |
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