Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards HSBC Credit Cards V.2, Read the T&C before applying!
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 May 17 2020, 04:40 PM
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#1
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Junior Member
94 posts Joined: Nov 2008 
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The reason I like HSBC is becoz the statement date is always 1st day of the month. So if I swipe in the first week, I can pay by 20th of next month.
The second reason is good interest rate for balance conversion. Can be useful in future in case of urgency. |
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May 17 2020, 08:55 PM
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#2
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Junior Member
94 posts Joined: Nov 2008
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QUOTE(kucuboy @ May 17 2020, 07:04 PM) Maybe an example? I only know their customer service call me often to offer cash advance. Every two weeks I usually get a call. I got offered 1.88% 1 time fee for 6 month balance conversion plan though message several time. I think no other bank offering less than this for the same plan. I think 12 months should be 3.88%. Also a pretty good deal. |
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Dec 28 2021, 10:39 PM
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#3
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Junior Member
94 posts Joined: Nov 2008
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QUOTE(icebryanchan @ Dec 27 2021, 02:04 PM) My basic is more than double > 3k. I also recently applied HSBC CC becoz of the lazada RM800 voucher. And it got approved already.I have 5 credit cards with 3 banks which totals around RM30k credit limit only. And I didn't apply any new credit card or loans within a year. If those credit cards are hurting my credit score, won't my credit score report show anything less than A+ ? Citibank everyday bug me to increase my credit limit which is already Rm13k  Well, I guess HSBC just lost a potential customer. Not that their card is anything good also, I just wanted the free gift TBH  And one month before, I applied maybank 2 platinum card (Upgraded) and alliance bank card. Both also got approved and I have cancelled the alliance card this month also. Maybe the bank thinks that u are having too many CC and unlikely to spend much with their cards based on your spending. So they have rejected ur card application. |
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