Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards HSBC Credit Cards V.2, Read the T&C before applying!
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 Oct 17 2016, 11:40 AM
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#1
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Senior Member
16,872 posts Joined: Jun 2011  
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QUOTE(yeakyau @ Oct 11 2016, 01:12 PM) yes im using it 0 % interest with CIP 15 months if u dont pay on time surely they have high rates interest charge on you U mean that if u pay on time, really ZERO fees and/or interest charged? depend on ur salary and ur credit card limit they approve it but not 100% 15,000. less than rm10000 or a few k Free money for 15 months leh  |
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Oct 17 2016, 02:13 PM
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#2
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Senior Member
16,872 posts Joined: Jun 2011
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After reading Gen-X's horror story...decided to stay away. I also phobia of offshore-based call centre, I personally had bad experience with HSBC call centre for my company banking matters
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Oct 17 2016, 04:13 PM
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#3
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Senior Member
16,872 posts Joined: Jun 2011
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QUOTE(laymank @ Oct 17 2016, 04:02 PM) Which article, if I may ask? Gen-X has link to that article on Post #1 |
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Jan 21 2017, 06:46 PM
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#4
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Senior Member
16,872 posts Joined: Jun 2011
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Hi guys,
In your experience, from applying online to getting the card and the Balance Transfer amount, roughly take how many working days? |
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Jan 21 2017, 06:52 PM
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#5
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Senior Member
16,872 posts Joined: Jun 2011
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QUOTE(CP88 @ Jan 21 2017, 06:50 PM) BT to invest which stocks? Clear debts |
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Jan 25 2017, 11:47 AM
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#6
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Senior Member
16,872 posts Joined: Jun 2011
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QUOTE(~~5ive~~ @ Jan 24 2017, 11:09 AM) The first year annual fee, is it automatically waived? U mean annual fee AFTER one year? I think no.Nothing mention in the new application T&C, kinda suspicious. But annual fee upon card activation, I just spoken to a customer service guy, he said yes. |
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Jan 25 2017, 06:06 PM
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#7
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Senior Member
16,872 posts Joined: Jun 2011
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QUOTE(justanovice @ Jan 25 2017, 05:43 PM) My recent case, 8 working days for cash to reach cc acc Lucky I no wait...I settled using my own cash, and elected for the 2.88% Cash Instalment Plan |
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Feb 7 2017, 11:39 AM
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#8
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Senior Member
16,872 posts Joined: Jun 2011
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Damn slow to approve
 My UOB and Citi cards got approved and got the card in just a week or so |
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Feb 22 2017, 01:36 PM
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#9
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Senior Member
16,872 posts Joined: Jun 2011
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QUOTE(HiT-AbLe @ Feb 22 2017, 01:15 PM) I just made a call to their CS and I've been told that there's no 12X Swipes p.a for first year, the requirement only starts from second year, anyone can verify this? I think u misunderstand or they misinterpret u...1st year annual fee = the day u got the card til 12 months after that "2nd year" annual fee = after 12 months P.S. - Got my MPower Platinum-I card. I signed up with the CIP 2.88%. When will I get the cash? This post has been edited by Pink Spider: Feb 22 2017, 01:37 PM |
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Feb 24 2017, 10:01 AM
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#10
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Senior Member
16,872 posts Joined: Jun 2011
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Got my CIP credited to my bank account 2 days after card activation
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Feb 24 2017, 02:35 PM
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#11
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Senior Member
16,872 posts Joined: Jun 2011
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QUOTE(Nymphetamine666 @ Feb 24 2017, 02:31 PM) Plan for holiday is it? Or getting married? Settle other card debts Past few months partied too much This post has been edited by Pink Spider: Feb 24 2017, 02:35 PM |
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Jun 20 2017, 02:46 PM
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#12
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Senior Member
16,872 posts Joined: Jun 2011
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Received RM688 from HSBC...mentioned as "Cash Back (Big Start 2017) Acquisition"
Applied MPower Platinum to get the Cash Instalment Plan RM10K at 2.88% Wait, RM288 fee, now they gimme back RM688 So, it's a NEGATIVE interest loan I'm getting  This post has been edited by Pink Spider: Jun 20 2017, 03:07 PM |
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Jun 20 2017, 02:48 PM
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#13
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Senior Member
16,872 posts Joined: Jun 2011
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QUOTE(lilsunflower @ Jun 9 2017, 11:48 PM) WOOHOO!! Wouldn't that makes u paying more interest? I just got my RM688 cashback from the March acquisition program. All I did was take the RM10k 0% BT offer... lock up card... pay only the minimum 5% per month.... AND RM688 bang!   |
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Jun 20 2017, 05:20 PM
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#14
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Senior Member
16,872 posts Joined: Jun 2011
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QUOTE(justanovice @ Jun 20 2017, 03:48 PM) Congrats for your cashback! I thought u need to pay full of the balance transfer instalment amount as billed? Else will charge interest...We have gotten 0% balance transfer offer during the promo period. This post has been edited by Pink Spider: Jun 20 2017, 05:43 PM |
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