I wonder if this construes as false advertising. Check out the FB ad they're running and the actual terms and conditions.





https://sp.hsbc.com.my/cc-apply-online/pdfs...mpaignclean.pdf

Of course they are always covered since they always reserve the right to change their TNC anyway. But changing TNC and outright false advertising seems like different matters.

Just surprised a bank can do something like this in broad daylight. For sites like RinggitPlus / CompareHero, they don't use "guaranteed" if it is up to chance.

Plus they also describe how are the winners chosen. HSBC doesn't even bother to do that.

Curious on what you guys think