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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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post Jan 7 2024, 06:42 PM

李素裳
*******
Senior Member
6,013 posts

Joined: Feb 2007



QUOTE(contestchris @ Jan 4 2024, 03:18 PM)
I can't login to HSBC online banking and mobile app. Previously had a CC, cancelled. Recently applied for new one. Each time I log in, I get auto logged out immediately. CS can't fix the damn issue. Anyone else face it?
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a bit late to reply,
here's the fix i tried and worked

1. use ONLY gboard or stock keyboard, any third party keyboard will not work on the app and will force close, they do this to prevent keylogger and eavesdropping
2. disable any app that running in background that use accessibility service, such as greenify, lastpass, any other password manager.
1024kbps
post Jul 9 2025, 06:33 PM

李素裳
*******
Senior Member
6,013 posts

Joined: Feb 2007



QUOTE(biatch0 @ Jul 9 2025, 04:41 PM)
Want to check if anyone else experienced fraudulent foreign transaction recently...

On Sunday, my supplementary card got charged... On Monday, my primary card got charged... Quite a strange coincidence. Called the bank, got my cards cancelled one day after the other and now waiting for replacement.

I think this is the 3rd time I experienced this with HSBC (1st time where multiple cards affected)... while never experienced with other banks before.
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if you ever input your card details into any apps or website,
chances are your card info leaked.

Hacker steal card info from vulnerable website, they dont use the card, but they sell the dumped card database on dark web
random people bought the card info from hacker, they then try it on online with small amount, if transaction went through, they will make large purchase.

My debit cars all kena before, Grabpay card, DBS debit
all large purchased blocked by Grab, CS called me because transaction made in US/AU.

DBS one in Indonesia but amount very small, CS waived them after weeks.
1024kbps
post Jul 10 2025, 08:25 PM

李素裳
*******
Senior Member
6,013 posts

Joined: Feb 2007



QUOTE(biatch0 @ Jul 9 2025, 06:49 PM)
Unfortunately I am very aware of how the details leaked since I've been in this industry for 20 years+ 😂

My interest isn't in how the cards got leaked, but how they both got leaked/used at roughly the same time... both cards are used in mostly unique places and both card details are typically only used via "larger" merchants like Grab, Lazada, etc. to limit exposure.

It could be coincidence, but I still find it interesting.

The other thing that was extra interesting was that on the primary card, the charges looked like they were at faked/spoofed merchants... example:

1) LAZADAMY - but charged from St. Louis
2) Digital Ocean - but charged from St. Louis
3) Netflix - but charged from St. Louis
4) Google - but charged from St. Louis

And so on... I think there were around 10 transactions of varying names, but all were 100% fake since the "real name" of the merchants (when they charge legitimately) are:

Google YouTubePremium Mountain View CA
DIGITALOCEAN.COM AMSTERDAM NH
NETFLIX PTE. LTD. Singapore SGP

So the fact that they knew (or had very lucky guesses) about what merchants I use, is interesting... because nobody else should have access to my list of merchants/transactions in order to fake the charges.
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I re-read your reply few times...
Almost look like insider job
1024kbps
post Jul 11 2025, 06:39 PM

李素裳
*******
Senior Member
6,013 posts

Joined: Feb 2007



QUOTE(biatch0 @ Jul 10 2025, 11:05 PM)
user posted image

Fortunately all of these transactions have now disappeared from my transaction list. If you've used any of these merchants before, you know that none of their legitimate charges appear like this. There was no authorization requested on the HSBC app as well.

The fraud transaction on my supplementary card still shows as "PENDING", so hopefully that disappears soon as well... Looks like to a merchant that accepts PayPal payments... I'm mostly annoyed because I was supposed to book some flights/hotels over the weekend and now I don't have a card to book with... and also now I have a significant amount of my credit blocked for no reason  sweat.gif

I posted this mainly to see if anyone else has seen this kind of fraud (hopefully not)... but definitely suggest everyone keeps a close eye on their transaction list.. because I think a lot of people would ignore the transactions if they "appeared" like they originated from merchants that YOU yourself use regularly.
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Lazada MY from ST. Louis. sweat.gif sweat.gif
If you have blocked the card, HSBC should have refreshed the virtual version of your cards, if not HSBC MY is lagging behind.
HSBC SG and Citi Singapore have virtual cards that share the same details as physical version.
Once they approved my application, I don't have to wait for card to arrive, can activate the virtual version to use it asap,

But most bank still lagging behind in terms of fine grained controls.
1024kbps
post Aug 11 2025, 07:47 PM

李素裳
*******
Senior Member
6,013 posts

Joined: Feb 2007



QUOTE(Micky78 @ Aug 11 2025, 04:44 PM)
if it is not a single isolated cases, mean possible data leak somewhere?
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Confirmed card details leak.

Nowadays if possible, just add card to Gpay/Apple wallet, then transact using the app.
Most apps/website, even bank app don't really that secure anyway.

Most bank app until now still cant block single individual card functions like revolut/wise...
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