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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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fly126
post Jun 15 2016, 10:17 AM

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QUOTE(shinchan^^ @ Jun 15 2016, 10:09 AM)
how about annual fees?
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Annual Fee Waiver subject to min. 12x Swipes p.a
https://www.hsbcamanah.com.my/1/2/amanah/pe...al/credit-cards
fly126
post Jun 15 2016, 10:23 AM

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QUOTE(haru20 @ Jun 15 2016, 09:39 AM)
Hi, how fast did u take to collect ur device? Planning to collect mine later from the branch. Anything that should i be aware?thanks
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Ask the bank officer Active the Device for you.
fly126
post Jun 16 2016, 09:18 PM

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QUOTE(tonytyk @ Jun 16 2016, 07:37 PM)
Is Hsbc Amanah cash back card annual fee auto waived if swipe 12x any amount?
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Ya, Annual Fee Waiver is subject to min. 12x Swipes p.a, Regardless Amount.
https://www.hsbcamanah.com.my/1/2/amanah/pe...al/credit-cards
fly126
post Jun 17 2016, 12:13 PM

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QUOTE(romuluz777 @ Jun 17 2016, 11:26 AM)
Do direct debits and on-line purchased contribute towards these 12X swipes quota ?
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Yup, Online Purchase also Consider as Retail Spending.
Retail Spending (Transaction) = Any Purchases of Goods or Services (including all the Billing, Insurance, Quit Rent, Assessment Fee...) (swipe) Charged to the Credit Card.
But, NOT Including : ALL Cash Advances, Balance Transfer, Installment Payment Plan, other Credit Plan, Annual Fee & Charges.

FYI,
"Retail Spending / Transactions" = Any Purchases of Goods or Service which is Charged to the Credit Card

Retail Spending (Transactions)
i) Local / Overseas Purchases
ii) Auto Debit / Recurring / Standing Instruction (SI)
iii) E-commerce / Internet / Online
iv) Mail Order / Telephone Order (MOTO)

NON-Retail Spending (Transactions)
i) Flexi Payment Plan / Easy Payment Plan
ii) Balance Transfer (BT)
iii) Cash Advances / Dial For Cash (DFC)
iv) Credit Shield Plus / Card Protection Plan
v) Outstanding Balance / Finance Charge / Late Payment Charge
vi) Reversal on Transaction, Disputed / Fraudulent Transaction
vii) Card Replacement Fee / Annual Fee / GST, Other Fees & Charges

This post has been edited by fly126: Jun 17 2016, 12:16 PM
fly126
post Jun 25 2016, 12:14 PM

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http://mail.hsbc.com.hk/my/wk25/hsbc_week25.html

This post has been edited by fly126: Jun 25 2016, 12:19 PM
fly126
post Jun 25 2016, 04:19 PM

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QUOTE(mikhaC @ Jun 25 2016, 03:13 PM)
hi,

I've got more than 5K debts on my HSBC credit card.. May I know how can I reduce the interest rate for it? Can I balance transfer to another HSBC CC? Pls advise
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You can ONLY Balance Transfer to Other Bank CC, Not HSBC, Again...
fly126
post Jun 30 2016, 11:02 PM

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QUOTE(Jeeblets @ Jun 30 2016, 12:27 PM)
Got my visa signature approved recently, like what most forumers's experience, approval was fast, efficient, received verification call and within 5 mins received approval SMS. However CL was miserably low for a visa signature card....probably i'm a new customer
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What did You expect, more than RM25k Credit Limit... whistling.gif
fly126
post Jul 1 2016, 11:25 PM

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QUOTE(genko123 @ Jul 1 2016, 05:51 PM)
Hi sifus,

for annual fees , if 12 swipes on supplementary card, the principal card holder can enjoy the same annual fee waiver?

Anyone can enlighten me? couldn't find it  cry.gif

Thank you.
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Either both also Can... nod.gif
http://www.hsbcamanah.com.my/1/2/amanah/pe...al/credit-cards
fly126
post Jul 3 2016, 05:24 AM

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QUOTE(Jeeblets @ Jul 3 2016, 02:09 AM)
Sorry didnt quite get what u mean....my CL was 20k..........and another card i got approved ard the same period was almost 100k....yeah thats y i said the limit was low for HSBC, i travel alot and that limit will be wiped out in 1 trip, anyway..i;ll prob just keep it for local use then.
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Yup, 1st Timer or Startup CL for HSBC VS is Rm20K only sweat.gif
Just Curious Which Bank CC give you almost Rm100k CL thumbsup.gif

This post has been edited by fly126: Jul 3 2016, 07:09 AM
fly126
post Jul 15 2016, 03:52 PM

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QUOTE(jimbet1337 @ Jul 15 2016, 01:43 PM)
My old HSBC card expired, received new card but no plan to use because I'm using the other card (diff bank). So, if I don't activate within the given period, will my account expires by itself?

Had intention to terminate it but lazy to call the customer service.
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Email them to inform your cc termination
fly126
post Jul 22 2016, 06:33 PM

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user posted image

http://mail.hsbc.com.hk/my/wk29/hsbc_week29.html
fly126
post Jul 26 2016, 07:04 PM

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QUOTE(wan7075 @ Jul 26 2016, 05:55 PM)
got upfront/management fees? only for new card or current card holder?
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https://sp.hsbc.com.my/10k?WABFormEntryComm...YH_PWS_MAIN_10K

https://sp.hsbc.com.my/microsites/cipjuly/f...ntional_ADJ.pdf
fly126
post Jul 27 2016, 08:30 PM

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http://mail.hsbc.com.hk/my/IPP/hbmy_medical_centres.html
fly126
post Aug 3 2016, 04:21 PM

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QUOTE(mitodna @ Aug 3 2016, 03:22 PM)
any idea if the 0% Cash Installment Plan promo, meaning all retail transaction no more interest free? thanks
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Taking Cash out (cash Advanced) from Credit Card repay back by(via) monthly installment without charging interest for certain period

https://sp.hsbc.com.my/10k?WABFormEntryComm...YH_PWS_MAIN_10K
fly126
post Aug 3 2016, 05:36 PM

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QUOTE(mitodna @ Aug 3 2016, 04:55 PM)
no, i mean, i wondering if it is like balance transfer, all retail transaction no longer has interest free period
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No, It's Cashing Rm10k Out from Credit card you may use Monies for your own desire , ie (go holiday, buying expensive thing even can use That $$$ to top up Your FD or settle your CC & other Debts).

This post has been edited by fly126: Aug 3 2016, 10:11 PM
fly126
post Aug 10 2016, 09:48 AM

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QUOTE(ftan @ Aug 10 2016, 09:02 AM)
What's the catch for this promo? Any hidden fees?
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https://sp.hsbc.com.my/10k?WABFormEntryComm...YH_PWS_MAIN_10K

T&C
fly126
post Aug 11 2016, 10:04 AM

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QUOTE(adele123 @ Aug 11 2016, 08:47 AM)
you don't have to open hsbc account. Any savings account with any banks with malaysia will do. try re-read the t&c again.

Anyway, i found the catch. they only give away 6280 of this 0% installment. not unlimited. biggrin.gif
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Typo...lah is 6780 Not 6280 sweat.gif
QUOTE(ksgill80 @ Aug 11 2016, 09:31 AM)
Meaning if you take RM10K cip then only 6280 is 0% interest free is it?
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NO, what I mean here 6780 Quota Units /Applicants/ ppl can enrol to this Promo Rm10,000 0% Interest Free Cash Installment Plan... nod.gif

This post has been edited by fly126: Aug 11 2016, 10:30 AM
fly126
post Aug 11 2016, 10:15 AM

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QUOTE(babienn @ Aug 11 2016, 10:07 AM)
I think what he meant is only 6280 quota for this promotion. Not RM6780 of the RM10000 is interest free.  sweat.gif
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Max. Quota: 6780 Units /Applicants nod.gif
fly126
post Aug 15 2016, 09:13 PM

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QUOTE(JonnY @ Aug 15 2016, 02:27 PM)
May I know what if I'm the applicants no. 6785 with the CIP, then I will be charge with usual 6.88% management fees?

We don't even know which applicants we are.  hmm.gif  hmm.gif

Can we cancel the CIP if we are being charge with the management fees?
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Call & Ask their CS before you decide to Enrol icon_idea.gif
fly126
post Aug 18 2016, 06:25 PM

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QUOTE(raptar_eric @ Aug 18 2016, 04:53 PM)
Guys just wanna reconfirm again, if i received a hsbc card, but dont intend to activate it, can i just leave it n cut it off, or must i call in to cancel, despite me not activating it?
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Better U call in to cancel, even You have No intention to use the Card & why applied in the 1st Place... blink.gif

This post has been edited by fly126: Aug 18 2016, 06:29 PM
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