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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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justanovice
post Jun 10 2017, 01:30 AM

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QUOTE(lilsunflower @ Jun 9 2017, 11:48 PM)
WOOHOO!!

I just got my RM688 cashback from the March acquisition program. All I did was take the RM10k 0% BT offer... lock up card... pay only the minimum 5% per month.... AND RM688 bang! smile.gif
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Congrats to you too !
I'll cancel the card once my BT is completed and wait for the next 688 contest then.
justanovice
post Jun 16 2017, 09:02 PM

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QUOTE(justanovice @ Jun 6 2017, 11:50 PM)
Yes, mine's the contest ended feb 2017. Spent only in Jan 2017 and confirmed no rewards for me sad.gif
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Omg cant believe i am so noob - perhaps i did not know how to check latest transactions online.
I just saw today in my latest statement that i indeed gotten the rm688 new acquisition cashback on 31 may !
Superb from hsbc!! Huge BT amount 0% for 6 month and now rm688 bonus!
This is indeed my best cashback reward card of the year !
justanovice
post Jun 20 2017, 03:48 PM

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QUOTE(Pink Spider @ Jun 20 2017, 02:48 PM)
Wouldn't that makes u paying more interest? :confused:
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Congrats for your cashback!
We have gotten 0% balance transfer offer during the promo period.
smile.gif
justanovice
post Jul 1 2017, 04:50 PM

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QUOTE(hurtedheart @ Jun 29 2017, 11:01 PM)
HI, may I know for those who got the RM 688 cash back under mass acquisition programme, will the RM 688 be used to off set the outstanding under the 0% 12 months balance transfer if I do not make any minimum payment?
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Will not offset. Instead, the outstanding balance will reduce by 688, then the new balance x 5% as the min payment ror that month.
justanovice
post Jul 15 2017, 10:47 PM

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QUOTE(yujin86 @ Jul 15 2017, 09:17 PM)
just get my rm488 cash back for newly approved card, by right should be getting 688... guess 688 quota finish oledi.... sad

i apply my card bac in march btw
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Congrats bro. 488 is still a very big amount of free money man. smile.gif
justanovice
post Jul 23 2017, 08:19 PM

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QUOTE(OKLY @ Jul 23 2017, 04:24 PM)
Will I still be able to apply for 0% BT promo after card approved? During sign up, the tele-sales staff offered this but at that time I said no but now I might be changing my mind and take up that offer instead. hmm.gif
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QUOTE(lilsunflower @ Jul 23 2017, 06:57 PM)
You should call to check ASAP.  For me, the telesales officer DIDN'T mention the BT offer. However, I called up the next day to enquire about the BT offer, and the customer service officer told me that the BT acquisition offer needs to be submitted together with CC application.  Therefore they had to withdraw my CC application and resubmit a new one together with the BT.  If I hadn't called before submission I think I would not be eligible for the BT once they had issued the card.
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What lilsunflower posted is correct.
For new card promo bt have to apply together with card application.
My case, the card promoter did not mention to me on the BT program so I missed it.
However I call up the CS and they offer me a new program instead, 0% BT for 6 months, with different terms (can get up to 60% without cap) which i duly took.
So, call their CS Who may have new deals.
justanovice
post Jul 29 2017, 11:12 AM

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finally my 6 month 0% BT is expiring end of the month. so fast it has been 6 months of great service by HSBC, including the 688 cash back for mass acquisition reward + 5% 3 months FD for upgrading as their Amanah Advance customer.
Thanks HSBC.. if no good offer from now, I have to consider cancelling all the accounts sad.gif
justanovice
post Oct 8 2017, 03:35 PM

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QUOTE(rong93 @ Oct 8 2017, 01:48 PM)
get 80 and get cash promo, already credited but seems like not reasonable, only get rm 8 and rm5, note that it is first come first serve, but still... will call to cs for further clarification. think to cancel the card if no valid justification, feels like cheated anyway. haha
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Can provide link? From your description, cannot understand the promo or what problem you are actually having lol
justanovice
post Feb 20 2018, 01:12 PM

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QUOTE(craxors @ Feb 20 2018, 09:32 AM)
so no harm (for both me and him) if i just call and terminate rite?

but.. what if i didnt call to activate this card?
any auto-deactivate/terminate in certain period??  laugh.gif
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Just wondering why would you apply for the card in the first place? smile.gif
justanovice
post Feb 23 2018, 07:43 PM

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QUOTE(Min Hyo @ Feb 23 2018, 06:51 PM)
online purchase consider too, right?
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Fyi the annual fee can be waived by contacting CS and requesting for it.

 

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