Contacted Grab CS and was told will be credited in 2-5 days

Look like markdown point currently for Lazada.

Lazada RM100 Voucher
Redeem with points 50,000, Now: 35,000.
1.4% rebate equivalent.

For reward cash rm50 for 24,000 pts is equal to 1% rebate.

So far, I tested BigPay, ShopeePay, KiplePay, Boost and Lazada Wallet able to get 5x points. I didn't try for TNG & GrabPay due to I allocated other CC to reload them.

What error you got? Always no issue for me.

Wow all manage to get free AF n SST?

RM0 HSBC: Congratulations on your successful HSBC credit card/-i application! Please expect the card arrival within 8 working days.

Applied T1 card in The Gardens last Thursday and just got the approval via SMS. The person said there’s a promotion of RM 150 cash back for existing customers.

Bank have separate credit limit for credit card issue by conventional bank and islamic bank

VS card issue by HSBC or HSBC Amanah (islamic banking)?

the only good thing for this go called Live+ is
existing card holder can get RM150 acquisition cb.

deduct RM25 SST, still net cb RM125 provided you fulfilled the spending criteria

I was charged the annual fee for my HSBC TravelOne card. I called customer service on February 25 to request a waiver. The agent informed me that I didn’t meet the waiver criteria but offered to submit a request on my behalf, with the condition that I pay the SST first.

I expressed my concern and told them I wouldn’t pay the SST unless the fee was waived first, as I couldn’t trust that the waiver would be approved afterward. Since then, I received no updates from HSBC.

Today, I called again and was told that the waiver request had been rejected. The agent offered an alternative: pay RM450 for both the primary and supplementary cards, and in return, HSBC would credit me 80,000 reward points.

I responded that this offer is essentially purchasing points, which I do not agree with. She then told me the card cannot be cancelled unless all outstanding fees are paid. I said that if HSBC insists on this, I will consider reporting the matter to Bank Negara Malaysia. Only then did she say she would "help check" if cancellation is possible.

anyone has any experience on this?

about 2-3 times the customer service just now used the criteria thing to talk to me. then i said i will go to bank negara if insist. aalso after i had mentioned bank negara name for 2-3 rounds. she finally said hold on the line, she will call cancellation team and asked for further.

after 1-2 minutes, she told me cancellation is successful. but bcoz it had finance charges (due to no payment), they will first reverse them out, only will proceed for cancellation..

like what u mentioned, didnt spend a cent. really just need to push hard until she tak boleh tahan.. just i faced more round or "try to request me to pay money" session
hsbc really the hardest bank to deal with when come to fee waiver.. luckily now consider clear.