Hi for the annual fee waiver (12 swipes every month),

is it possible to just reload e-wallets and does it count as swipe?

Also, if I paywave at retail stores, is it considered a swipe, or do I need to really swipe it?

Thanks.

First 15...read this post that time already gone hahaha

if no S21, still can get RM300 cashback...

If apply direct from HSBC, can get RM500 cashback... So, it is try luck to get S21 or RM300 cashback, risk of losing RM200 as compared to apply direct...

https://sp.hsbc.com.my/cc-apply-online/cred...2102:004:CBQ1DM

Is JomPay transactions considered part of the RM2000 spending for the MPower Amanah?
Searched this thread but couldn't find an answer, tq

Decided to try to play around with Binance a bit and buy some random coins (DOGE) using my card... Turns out that HSBC considers purchases on Binance to be a "Cash Advance" and charges RM 15 per transaction on this with no notification. The only reason I found out is because I noticed 2x RM 15 charges on my card labeled as "Cash Advance" and asked my RM about this - they were also unaware about Binance being considered a cash advance, and advised to immediately pay off the amount since a cash advance is considered a loan and is charged at a high interest rate.

Don't even remember what promo this is.... but got $$$ come in not going to complain 

RP? If like a relationship manager then yes. Although it was just someone assigned to me when I called the hotline. Apparently my RM has already left. So it seems they have staff issue.

I received a msg that HSBC MPOWER platinium Gold will no longer getting cb (1% for oversea and 0.5% for local spending) effective 1st Nov. HSBC is now offering me to upgrade to Platinum cc ( 8% within minimum spending and 0.2 on other spending )

I usually used this Gold card for other retail spending as it gives me 0.5% with no capping and sometime grab/tng promo

This Platinum cc is not so interesting to me as I have other cc with better benefit for grocery , eWallet and petrol (important is no minimum spending and not bad %)

Now  I’m in dilemma. Should I keep my Gold card even no cb after 1st Nov since I ady get waiver on AF and SST rebate?

If upgrade to platinum, first two years AF are waived but not sure about sst. Perharp need to call to ask for rebate.

Sifus, any suggestion? Thanks

Recently I am thinking to apply for HSBC credit card, but I saw the fixed monthly management fee, what is that? Anyone can clarify for me?

The fixed monthly management fee is divided into 3 tiers.

Tier 1 - 15%, Tier 2 - 17%, Tier 3 - 18%.

"The Bank at its absolute discretion may grant a rebate on the difference between the Fixed Monthly Management Fee and the Actual Monthly Management Fee at the relevant statement date, or a rebate where the Actual Monthly Management Fee on the Current Balance is lesser than the Fixed Monthly Management Fee." - copy from product disclosure sheet

HSBC credit card website:
www.hsbcamanah.com.my/credit-cards/products/mpower-platinum-i/

Previous card replacement experience they use poslaju maildrop

HSBC sent the credit card by snail mail or PosLaju?

I got a quick question here, I am doing 2 years instalment with HSBC and it only left with the last 2 instalment. I been paying everything on time, and normally I don’t read the statement I will just pay as per I use. So understand there should be no outstanding = no finance charge.

But today I read my statement, the instalment to pay it’s only 686, but the statement minimum payment is 716.84, which I don’t get it which there is an extra amount 30.84 to pay.

It’s my bad for not reading the statement I was only realised about this is because last month I was charged overdue charge due to underpaid my credit card.

Anyone has an idea about this?