Not true, please see below explanation.
OK, reporting on this SCB promo:
Met the SCB leng lui. As mentioned before, the FD promo is for new & existing customer. But if using "old" fund (matured FD), need to deposit 10% into CASA and hold, as shown in the leaflet.
Placed FD with new fund for 15 mths at 4.5% !!

It is a conventional FD. Need to open JustOne acct (I used my old JustOne acct). No need to put RM1500 in JustOne. As mentioned last year, placing of RM1500 is to enjoy certain benefits of JustOne. JustOne can have ZERO sum there just for depositing of interest.
However
CANNOT split into multiple FD for this promo. Also one time placement only !! Meaning next working day you cannot place another FD to get this promo rate. BUT was told can get KL approval.
It is a new promo. First customer for the leng lui on this promo. She even asked me how did I get to know this promo. Thanks for the info given on this promo by McFD2R.
There are 3 sheets of T & C. So I asked some questions which the leng lui need to call even KL for the answer (one time placement).
Went to their PB office to sign up for PB. Saw 2 more leng lui there.

The future RM told me if I need to place some more FD for the 4.5% rate, call him 2 days before hand so he can get KL approval for me. Well, this time is a leng chai. Ha ha !
since you sign up to be PB customer, sure they bend over backwards to accommodate you
For ikan bilis cust, do you think they entertain say 50:50 into 9 and 15 mths? Did you get a copy of the "3 sheets of T & C" or is it available online?!