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 Fundsupermart.com v8, The MS Excel Masterclass version!

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T231H
post Feb 24 2015, 02:37 PM

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QUOTE(misunderstoodguy @ Feb 24 2015, 02:36 PM)
Just curious. When i purchase a fund via Fundsmart, my dealings would only be with them and not the fund house?

Statements, proof of fund purchase, etc etc would only be with Fundsmart and not the fund house. So, when I call the fund house up to enquire about my purchase, it is non existent right?
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YES...the FH got no records of your holdings....

Q: WHEN I BUY FUNDS FROM FUNDSUPERMART, IN WHOSE NAME WILL THE UNITS BE REGISTERED IN?
A: For cash investments, all units will be registered under iFAST Nominees Sdn. Bhd. For EPF Account 1 investment, they will be registered in your names. These units are segregated from the company’s assets.
You can contact our hotline (03)2149 0567 for any problems regarding your investments and iFAST Capital Sdn. Bhd. will liaise on your behalf with the fund managers
http://www.fundsupermart.com.my/main/faq/faq.svdo?id=230

This post has been edited by T231H: Feb 24 2015, 02:43 PM
T231H
post Feb 24 2015, 02:44 PM

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QUOTE(steven1107 @ Feb 24 2015, 02:41 PM)
Hi all, newbies to fundsupermarts.
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Welcome on board.... and pls READ post #1.....
T231H
post Feb 24 2015, 08:58 PM

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QUOTE(Kaka23 @ Feb 24 2015, 08:40 PM)
this is for ang paw money.. tongue.gif each year get will throw in balance fund. But since last year not doing so good.. got second thoughts.
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why not dump into PRS funds...NO SC + save some on taxes too?
T231H
post Feb 25 2015, 12:29 AM

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QUOTE(pisces88 @ Feb 25 2015, 12:19 AM)
biggrin.gif  and words of advise, investing in UT is a marathon, not a sprint. dont be discouraged when u see negative returns in the short term  biggrin.gif

all the best!
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rclxms.gif notworthy.gif rclxms.gif +1
but if you keep on seeing below par performance for 2~3 years, when compared with other funds of almost "similar" mandate......then you should know what to do
T231H
post Feb 25 2015, 09:49 AM

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QUOTE(woonsc @ Feb 25 2015, 09:18 AM)
drool.gif  drool.gif  my SENdiri SEXy fund <3
80% ROI
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hmm.gif can get this ROI number from Chart Center...could you please elaborate?
hmm.gif unless you got it in Aug/Sept 2013 and hold till now. notworthy.gif

This post has been edited by T231H: Feb 25 2015, 09:57 AM
T231H
post Feb 25 2015, 08:22 PM

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QUOTE(Feb 25 2015 @ 08:18 PM)
now, waiting for the great fall~~~
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hmm.gif should I sell all now then WAIT.... doh.gif
wouldn't that is BETTER? hmm.gif
T231H
post Feb 26 2015, 10:28 PM

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QUOTE(polarzbearz @ Feb 26 2015, 10:13 PM)
Hmm, this is interesting. Currently I have stopped "renewing" the monies I've been always parked at FD, as I want to use them to offset my upcoming home loan's interest charged (reduce principal amount).

However, the loan has not been disbursed by the bank yet and due to this, I've been wasting a few weeks (of not renewing the FD's) and sitting in the current account doing nothing.

Anyone know the transaction times / days required to cash-into CMF; and then cash-out from CMF to our bank account?
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from FSM FAQs.....after redeem CMF...
seems like T+2....PLUS, if by

2) Cheque by mail:

If you do not register a bank account in our system, we will mail out the cheque on T+2, T+4, T+5, T+6 or T+7 business days according to the funds sold as stated above. Mailing will take another three to five business days for the cheque to reach you. We will make out a cheque to the name based on your IC or passport name in your application and mail it to your mailing address.Please update your mailing address should there be any changes.

3) GIRO Transfer:

If your bank account is opened in Malaysia, we will transfer your redemption proceeds directly into your designated bank account on Settlement Date. Please note that the banks may take another day or two to complete the transaction.

To update your bank account, go to MY INVESTMENTS-> UPDATE ACCOUNT-> REDEMPTION INSTRUCTION.

I think pink got the experience...

Btw,,,,i read somewhere in lyn.....housing loan interest rate is "low"...use the cash to do investment much better....

T231H
post Feb 27 2015, 11:14 AM

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QUOTE(yklooi @ Feb 27 2015, 10:41 AM)
rclxms.gif this is A GOOD one....
icon_question.gif  i will be glueing to the pc for the next hour to see the suggestion.... FSM 0.8%SC closing at 3pm today....Pls hurry. tell me, tell me.... notworthy.gif  notworthy.gif
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found a list of then with "annualised return of 10% for the past 10 years"
just that as usual..."Past performance of the Fund is not an indication of the Fund's future performance."
also don't just focus on the performance...there are risk return ratios to consider too.
just another note...if you are just focusing on the Best few of them....you will be TOO Heavy on 1 country...

This post has been edited by T231H: Feb 27 2015, 11:17 AM


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T231H
post Feb 27 2015, 11:24 AM

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QUOTE(Celestine @ Feb 27 2015, 10:37 AM)
Hello everyone, i'm new in fund investment. I came across this nice forum and was any experts out there have any advice in my portfolio. The following are my portfolio (have invested around 5 months):
1) Kenanga Growth Fund (53%)
2) CIMB Asia Pacific Dynamic Income Fund (39%)
3) Eastpring Investments Small-Cap (8%)

So far I'm quite pleased with CIMB and KGF fund, though KGF fund can be very volatile ie during times of OnG crash, it went to as low as 0.93 and i missed the chance to top up during that time:(  any advice where i can add in more? I'm looking for aggressive, at least 10% return per annum. would greatly appreciate advice on this. Thanks:)
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hmm.gif may i know why you "missed".....
hope is is NOT panic....because both your KGF and EISCap is 61% of yr portfolio and BOTH of them down 10 % at the same time....
from an FSM article...
It is not only important to understand the risks of the investments you are looking at, but also to understand your personal risk appetite. Sometimes, it is not a matter of what kind of risks you want to take, but a matter of what kind of risks you can take given the circumstances that you are currently in. And the best way to do it is to assess your actual experience in investing.

For instance, you might have thought that you are an aggressive investor who can cope with a high level of risk based on the results of the risk profiling test. However, in practice, if you find that you always panic too soon every time the market dips, and get overly euphoric and pump in more money whenever markets are on a roll, then high-risk investments are not so suitable for you because they are likely to cause you to lose money.

This post has been edited by T231H: Feb 27 2015, 11:31 AM
T231H
post Feb 27 2015, 01:57 PM

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QUOTE(Celestine @ Feb 27 2015, 01:43 PM)
..i'm trying to cultivate the opposite of the crowd mentality, when people are fearful, you be greedy...guess it didn't work out for now:P
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well it is difficult to practice..... at times it is also GOOD to follow the herds (else may get stuck and it may takes a really long time to get back up).....anyway....you gained the short experience about how yr emotion, greed, joy and curse of making and not making the investment call.... rclxms.gif
RSP means to help cut that off...
T231H
post Feb 27 2015, 02:15 PM

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QUOTE(MANU4LIFE @ Feb 27 2015, 02:12 PM)
how to buy and sell share online?  icon_question.gif
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oops.gif u posted at wrong section of lyn.
try posting at
https://forum.lowyat.net/StockExchange
T231H
post Feb 28 2015, 11:30 AM

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QUOTE(adamdacutie @ Feb 28 2015, 12:59 AM)
What about RHB osk Asian income fund .
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same....Dividends are not applicable to Funds. Funds give distributions, not dividends

from its product highlight sheet....

Distribution Mode
Distributions, if any, after deduction of taxation and expenses (i.e. net distribution), will be reinvested to purchase additional units of the Fund based on the Net Asset Value per unit as at the first Business Day when units in the Fund are quoted ex-entitlement. Allotment of such units shall be within two (2) weeks thereafter.
Distribution Policy
The Fund will declare distributions, if any, to Unit Holders depending on the level of income generated at each relevant period. Distributions, if any, after deduction of taxation and expenses (i.e. net distributions) are generally declared quarterly.

http://rhbim.rhb.com.my/unit_trust/pdf/RHB...Income-Fund.pdf
T231H
post Feb 28 2015, 05:12 PM

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Posts exceeded 2500.....WOW...1 version in 2 months....fantastic runs...BRavo...

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