when the Sharpe are published, will it be too late? and by the time he noticed you shouting in here...lagi late?

A GOOD point to consider... what if, during the "interim period"
with the electronic money trials records....possible to claim back...just messy and troublesome.

have to remind myself not to pay to the waiter after a meal, pay to the counter.....just in case...he Cabut lari with it.

This post has been edited by T231H: Jan 27 2015, 02:06 PM

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Your EPF Savings alone are not likely to be enough to support your retirement. A higher life expectancy, low salary and an early retirement period at the age of 55 years will use up your EPF savings within a short period of time.
Since the EPF was established on 1 October 1951, the age for withdrawing one’s entire EPF savings has remained at 55 years though the life expectancy period of Malaysians has increased to 75 years. This means that your EPF savings has to last for 20 years after your retirement period.
The 2013 EPF statistics for members aged 54 years revealed that:
 69% of members have savings of RM50,000 and below;
 54% of members have savings of RM20,000 and below; and
 Only 31% of members members are still working at the age of 54 years.
This amount of savings will not be able to support you for 20 years after your retirement period.
http://www.kwsp.gov.my/portal/documents/10...14_28052014.pdf

Not Daily....
yes, not much different.
3%pa RM 1000 is RM 30 pa
4%pa RM 1000 is RM 40 pa
so monthly is 10 divided by 12 = 0.833 sen pm
for a each RM 1000 when the rate is 1% variance
but if want to think about how to maximize your money...then different lah.

careful! the FD threads sifus & followers may not like it....

pls reconfirm %
Use the FSM fund returns function for a quicker analysis...
goto FUNDS INFO, then FUND RETURNS, then select the fund name, key in date to compute....

16.32% was about right.....IRR 427.39%? "kesian" those regulars here that posted their IRR <10%?

just a word of caution.....
cannot compare current pricing with the pricing you bought......there is this thing called "distribution" of units in play.
where the fund house gives you "Free" units.....and after that, the NAV will drop....check out post#1 for more details.

Just for info.....FSM websites...DOWN.....for maintenance till 6pm today.

Why NOT? May NOT.
tell you when the time come

This post has been edited by T231H: Jan 31 2015, 04:32 PM


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thanks for the info...

I think this is what he meant.....
Mutual Life Plus 2
http://www.publicmutual.com.my/LinkClick.a...et=HJ3tj6KZoXw=

J.P.Morgan Asset Management: India and Mr Modi—After the Honeymoon.... February 5, 2015
http://www.fundsupermart.com.hk/hk/main/re...?articleNo=9301

india stock index
http://finance.yahoo.com/echarts?s=%5EBSESN+Interactive

guess you still have a few hours....
to be eligible for 0%SC.....RM to invest is....
https://www.eunittrust.com.my/fundInfo/promotions.asp

This post has been edited by T231H: Feb 6 2015, 10:00 PM

China launches first equity options, investors bet stock prices to rise
PUBLISHED ON FEB 9, 2015 12:16 PM

SHANGHAI (Reuters) - China launched its first stock options on the Shanghai Stock Exchange on Monday, offering investors a new hedging tool for trading index heavyweights, which regulators long have hoped to boost.
- See more at: http://www.straitstimes.com/news/business/...h.813B2Dsi.dpuf

goto post #1...there is a polarzbear's file.
download it.....it is an excel file...in the "fund allocation" worksheet...key in the details as per the fund factsheets...
the portfolio summary worksheet will display the allocation...see where and how much % you have..
READ and UNDERSTAND how to use BEFORE using this excel file.

well just proved "past performance" is no indication of future results...
to see the worst performing funds
FUNDS RANKED ACCORDING TO RETURNS (LOWEST) (LAST UPDATED FEBRUARY 12, 2015)
http://www.fundsupermart.com.my/main/fundi...orst_Funds.svdo

Malaysia economy picks up speed in Q4, but bumps lie ahead
PUBLISHED ON FEB 12, 2015
KUALA LUMPUR (Reuters) - Malaysia's economy surprisingly picked up speed in the fourth quarter on strong construction and manufacturing activity, boosting full-year growth to its fastest in four years.

Gross domestic product for the fourth quarter grew 5.8 per cent, exceeding the median forecast of 5 per cent in a Reuters poll, and picking up from 5.6 per cent in the third quarter.

The stronger-than-expected momentum lifted full-year growth in 2014 to 6.0 per cent, the fastest pace since 2010, and beating economists' forecast of 5.8 per cent.

However, economists said that Malaysia's strong economic performance might not last as it confronts sluggish global demand for its exports and weak energy and commodity prices.

- See more at: http://www.straitstimes.com/news/business/...h.1SCqAkvx.dpuf

Hip Hip Bolehland Boleh.....Kenanga Growth Fund Boleh.

This post has been edited by T231H: Feb 12 2015, 02:10 PM