ECB firepower big enough?

URL: http://www.bloomberg.com/news/2015-01-22/d...tion-fight.html

Expanded amount and coverage.

Last time is restricted asset class.

Maybe he's charting his Dong adventure.

Idea Of The Week: How To Pick Quality Funds? [23 Jan 2015]

1. STABLE LONG-TERM PERFORMANCE
2. PAY ATTENTION TO THE FUND CHARGES: EXPENSE RATIO
3. EVALUATE RESILIENCE BY LOOKING AT A FUND'S PERFORMANCE DURING MARKET DOWNTURNS

URL: http://www.fundsupermart.com.my/main/resea...?articleNo=5459

OT: Didn't notice polarzbearz that he likes IU? Annyeong haseyo!

No need to key PPA account number.

CIMB Principal PRS Plus Asia Pacific ex Japan Equity Fund

This post has been edited by David83: Jan 26 2015, 10:26 AM

For FSM, if I topup units every month, do I get charged for every transaction?
YES.

Also, the management fee is once per year? Or?
No. It has been deducted upfront from NAV in daily basis

Also, is there any significant difference between eunittrust and fsm?
Not much difference

eunittrust usually give 0% fee right?
Yes but usually for transaction above RM 5k or RM 10k.

Is that management fee or sales fee?
Service charge during purchase.

Most of the PRS funds is usually at 0% SC.

Some said that RSP on non-PRS funds with FSM is charged at 0.8% SC.

Management fee is charged by the fund manager and not by FSM.

This post has been edited by David83: Jan 26 2015, 03:44 PM

Tsipras, anti-austerity party wins election for Greece

URL: http://www.bloomberg.com/news/2015-01-25/s...-exit-poll.html

Go and dig back several pages back.

I don't want to further comment on the RSP matter.

They corrected the SC and charged back the difference or what?

Portfolio ROI is 10% (as of today posted NAV).

Laggard is still Eastspring Investments Equity Income Fund.
Top performer is Aberdeen Islamic World Equity Fund - Class A.

For newbies, it's better to choose for the recommended portfolio or funds.

PRS and RSP is up to your decision. FSM won't force.

Most of us here follow up to certain recommendations from FSM.

CIMB Asia Pac Dynamite Income becomes heavy at Greater China region with 37% exposure.

Part of it is contributed by PRS too.

But Ponzi 2.0 is actively managed fund in order to achieve 8.0% p.a.

I'm confident with its mid term progress.

Surprisingly they have unloaded holdings in Malaysia, Thailand and Philippines.

European market opens in RED:

Stoxx 50 -41.66 -1.22% 3,372.62
FTSE 100 -33.66 -0.49% 6,818.74
CAC 40 -56.49 -1.21% 4,618.64
DAX -131.35 -1.22% 10,6XX.XX

This post has been edited by David83: Jan 27 2015, 09:13 PM

Something to ponder:

Over 80% of Malaysians worry about not having enough for retirement

URL: http://www.thestar.com.my/News/Nation/2015...ans-retirement/

Mr Steve said that majority of us would not have enough. You need to save/invest up to 33% of your income to become 66% of future retirement spending (2/3 of your last drawn salary).

Our EPF is only offering 23% by statutory. The 10% gap has to be filled from somewhere else; for instance PRS.

PPA/EPF study is very conservative. The study is just at least maintaining pre-retirement lifestyle (not upgrading!).

Don't flame me. I'm not promoting PPA or PRS.

This post has been edited by David83: Jan 27 2015, 10:18 PM