Jliew is that the Green colored building or the dark grey one ??

Don't forget developer unit come with free legal & SPA, 2 years maintenance fees, & warranty for defects, extra freebie so overall difference between Developers unit vs owner unit is quite narrow.

My last check Mid floor unit asking for 430~450K so if developer unit 460~470K I would go for Developer unit, legal & Snp, free maintenance & extra aircond & kitche table I save 25K, plus I get warranty for deflects leh.

But at that price I also have plenty of better choice lah..

Happy New Year 2015 to all TKTT & TKC!

Bear2, u hv 365 days available to achieve ur own target. You just buy ONE unit at ONE location, don't busy body for the whole Klang Valley ya!
Set ur criteria and focus to look those property meeting it. Once found, just buy it. Good Luck!

this is the most quiet new year 2015, been through the least firecrackers

Good morning bear bear! Today ron95 1.91, ron97 2.11.
But dim sum, Kari noodle remain same price, how ya?? Shall I pay the bill?? I'm still arguing with the boss, waiting for your answer, pls reply ASAP. Thanks

Based on the new oil price assumptions, Shamsul said Petronas was looking to cut as much as 15%-20% of its capital expenditure (capex) budget for next year.

Expect those in o&g and related industry will face a squeeze.

Given high property price is detrimental to disposable income, as the gomen is taking steps to increase domestic consumption, expect new measures will be in place to curb property price rise.

To all sifus, what this stuff have effect on borrowings ?

Thanks

>> If you rent and lose your job you can always downgrade to a cheaper place.

If lost job and don't have cash reserve to pay rent will get kicked out too right?

You got it spot on.
Right
Why you bother with bear logic.
When petrol subsidy remove what happen.
Malangsia started to pump higher grade petrol.
That tells us the spending power is ....

Maybe price in East Coast will drop bcos property damaged by flood.

it is a fact what... bought vs asking is difference.. for sure you never bought 500k above.. cant invest

Now I begin to doubt he really had a lawyer GF.

3 Possibilities

1.) His GF is working in lawyer firm but not a lawyer herself.

2.) His lawyer GF dump him long ago.

3.) He never had a GF.

S&p 3 to 4 mths , wakaka, another collection..... FYI, for subsale between 14 days must execute, which is not std, for std, very fast, your lawyer office so teruk wan, come to my lawyer office , offer you 50% discount ok boh.

Bearbear why you big small eye ? You believe zuiko, but you don't believe me ? 

Wah, Bear2! U one leg steps on 2 boats. Work for 2 companies at the same time. Report report!

much more than me lo even 4.5k

why you say cheat one?

1 month go outstation around 2-3 times enough di...

1 km= RM0.65

say go ipoh, penang

one way ipoh = 220k
two way = 440km

440k x 0.65 = 286

286 + tolls( mb rm60) = 346 + allowance for outstation ( 80) = 450 ( per trip)

one month twice or three ( 450x (2-3) = 900 -1250

then daily travel to places leh per day (klang valley like klang, shah alam, bangi, kubu bahru, kl, sepang) around (40-50) x15 days = 600-750

then do repo case alos got allowances per month mb around 30-40 ( mb 50-100) per file...

then do some other work for other company monthly can 500 -1k ++

   

2012 shld declare for 2013 income.......     

Now 2015 u need to declare 2016 income......   

U in UK already? 

Not that young that time, was already 26. Did u file ur income tax? The form stated 2012 mean based on which year salary? Just as simple as that.

Jolokia not like u keep wana see people ccris.. u day night wana see but i really cant help u on that.. 

Although i told u to hantam with 1/3 but i can hantam using 1/6 or 1/9 ma, depend on how much risk i want to take.. i am pretty conservative fella so still prefer buying from near to 0 to no risk.. 

Obviously he is not qualified to pay income tax yet...