kradun show document also consider lying?

Ah bear, keep asking people to show document will enlarge your weaknesses.
Advise you to get the unit you affordable rather than waiting the 10% price drop.

Sure, we all will be happy for you if you got your home sweet home.
But Zuiko.........

I can see showtime, jason & TS given the points on BBB (They still haven't give up on you).
Your points on DDD
Iceman with cursing only.

Ah bear, Branch Manager corporate ranking is not that high as you expected.

Dont know why you so proud to be in law line. Every fields also got quality staff.
Dont look down on bankers & Tarcian. There are plenty of them who do more success than you.
I clarify on this because I am Ex banker & my brother is lecturer of TARC with huge amount of success students visit him.

Understand your direction. But do you have any contingency plan if the correction not happen? ABC5999 did asked the same in the past

Sincerely. Even is not good for you if failed. But this is the only comment you gain my respect

Not sure for other developer. But KLEC accept credit card for downpayment. Anyway 35k credit limit can not secured a unit there.


Dont know he got money left for renovation, furniture & home appliances after all in for the first home.
Base on the quality expectation (can't be lowend), the renovation cost at least need around 50k (for condo/apartment). I dare not to imagine the renovation cost for Landed property.

He is a quality repoman in saint law field. Should be no worry for him.

Ah bear, i bought my first property on 2008. The developer has increase 8% of the property price before recession causing me to miss the 1300sqf unit which i affordable.
1 week different when i doing survey around the area. Ended up i take the 1100sqft.
The developer increase another 8% right after the recession. How you explain the price increment?

This post has been edited by musteng: Jan 4 2015, 12:38 PM

He has no contingency plan for this gamble. If failed, maybe will choose the unit he don't like

I am more optimistic on his confidence. I believe he can buy 600k if join loan.

Ah Bear, the bigger unit you get, the more renovation cost is needed.
More grills, more curtains, more lightings, more paints, more electrical appliances, bigger furniture,

My lauya condo i cut hear cut there the renovation budget + furniture + home appliances cost me around 40k.

One more thing, the cost for perfection of transfer. (Not sure sub sale need this or not)
Just share for you if you left out the budget for this.

Ah bear. We dont know your exact income. If it s really not too much. You should put aside all the frustration/anger and consider this. TS Comment is for your own good. I believe you are smart enough for the calculation.

Give him 3 more months then we know zuiko KKJ is safe or not.

Not sure about the withdrawal details. Is that possible the ease of epf withdrawal (monthly balance of account 2) assist the loan amount application to be higher?