Commonwealth recognized cert, LCCI, Some Business cert, all also commonwealth countries recognized mah, what big deal ? My Humble Toilet Paper also Commonwealth Countries Recognized mah..

No such thing as worth it or not, that's the price you need to pay for property now, game over for you soon coz soon you can no longer afford any property, you are joining Prody rent for life..

Just our very own Court Jester..

Bear2 i spend half hours translate it for you, hope you learn something..

This post has been edited by jolokia: Jan 2 2015, 06:58 PM

Don't buy

I remember a story shared by a fellow member in PT, he bought a DSL thru auction, never bother to check the condition of the house for few years, just paying the mortgage & other bills, till the day he wanna sell of the house, he went over to see the house, only he realized the house was occupied by a bunch of people, he check with them they claim nobody ever come collect rental, so they just stay there, owner told them to move out as he wanna sell the house, they refused as claim got no where to go, owner then cut off the electric & make a police report, the same night 50 people come to owner resident, "Requesting him" to reconnect the electric power. (Imaging how on earth these 50 people know where he stay ? )

Till date we have not heard how the owner able to solve the issue or sell of the property..

Think 2 lah.. hoh

Come with 1 free fridge & well aged meat inside

Cheat mileage claim till 2K ah, walau eh this one should gets hand chopped.

4.5K niah !

Thought how much wanna dog eye me o0o

Mean your income lowest among here loh.. Dog eye you now..

He is 10 years older than you, So called Commonwealth countries recognition degree holder, no house, no car, only got 3 credit cards & 25K FD.

You are better than him right ?

Actually we never look down on him base on his income, is his attitude & selfishness & like to dog eye other & day & night looking at chances to take advantage on his families that make us look down on him.

See ! though your income not as much (for now) you know where you stand, you buy what you can afford, not dreaming like him getting 600K property with 400K capabilities, when not enough looking at father, mother, sister, uncle, GF, GF sisters, in law to sxcker, worst still doing unethical thing like claim extra mileage when travelling, whi knows he might takes lots of under table as well.. >_>

I told him 1/6 nett income can buy a house already, he sibeh bo song me, ask me hantam till max, don't understand him ?? we buy what we can afford mah ! we have other things to take care off in our life also, everything must put into property meh !

Also depends can find the property we like mah ! buta2 whack meh !

Now I understand why he always mentioned average & mean income of Malaysia as a whole, his income is at that range. .kekeke

Very difficult for him to imagine anyone younger but make better income than him, because he thought he is already the best among his little circle...

Ah Bear mileage claim where can add into official income, your 4.5K nett mean you should buy something like Mahkota Residence, Pearl Avenue or OUG Parklane niah, anything higher you'll be very suffer leh, later married a lot of unforseen expenditure one.

Since you like Kajang so much buy loh ! Sg Chua close to highway mah ! your income can never beat the momentum of property price keh ! buy before price run away again.

Somemore close to your PAMA house mah, can go back stick eat stick drink...lol

Ah Bear you got fill in Borang B before ah ? BTW guy nowadays what is the minimum income need to pay tax ah ? 4.5K nett need to pay tax or not ? Mileage claim not inside EA form right ?

This post has been edited by jolokia: Jan 3 2015, 01:59 PM

Waa today documents showing day ah ? Zuiko I more interested in the IWC

Donno ? Could be accidentally touch that function kua ?? Soli soli

So SifuahBear confirmed those FD not his one lah ! now I suspect the 20K in Kajang branch also not his, only 25K loh like this ? Rumah WIP also tak cukup.

Told him already mah ! Buy Rumah WIP 4.5K nett mean gross 5K+ only loh, my guess correct mah gross 5.1K.

Meaning that 3.7K really his own income loh ! after confirmation 4K, last year got 1.1K increment, so 5.1K gross nett 4.5K, if use 1/3 nett buy property can get 300-400 tokens only,

Why wanna lie ? Haiya we not laugh at his income but his mentality & attitude mah.

This post has been edited by jolokia: Jan 3 2015, 03:30 PM

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Don't worry you got your house liao ! While he still dreaming of it.

Ah Bear I went to Pearl Avenue Liao Knn your Kajang Sungai Chua also invaded by Middle East leh.. Easily 25% of the shop under Pearl Avenue is own by Middle East. Someomore dare to laugh at PARC One South & East Lake..

Your laoya SG Chua sibeh kampung mah ! Only 1-2 building looks new, the rest like 70's Kampung area, no wonder Zuiko also said EM & SEH more potential, Kajang beh pakai one lah ! But

hoh you don't song2 first oh ! Pearl Avenue 300 tokens entrance leh ! Now you already need to pay 120-150K premium leh ! Somemore ulu surrounding.

Ais Krim boy wanna switch over to Ramen business leh ! Recently he quite active in Food thread.

Maybe he think of flipping food, I know quite few fellow kena burn kao2 in F & B industry, as too competitive & food can't be kept like other goods & basically no resale value in case can't sales in time.

He wanna help you manage your property ?? Seem like very kepoh people can rent or keep vacant..

Ah Bear seems like interested in your Property the most..

Ah Bear is stalking Jliew properties, maybe he is like those shark swimming around waiting for Jliew to give up his property with X-200K, but even with that price he still can't afford with his 25K FD & 4.5K Salary + those inflated mileage claim..kekeke

Lu got use brain to think before post boh ? you think bank simply loan to those with RM 5 per hour wages like you is it ?

If Bank willing to loan meaning one are capable of paying the loan with adequate income.

You go get a 500K property loan with ice cream stall cru member pay slip & see can get LO or not ?

My LO approved within few days mah ! Prove Bank trust me loh

Jaguh whatever ! Beat you is all that's count.. Hahaha

Told u to leave F&B line & don't compete with Bangla, Indon & Myanmar, you can't beat them in cheap wages & long working hours.

I meet up with Bear2 in the evening just now at a middle east restaurant just below Pearl Avenue Sg Chua Kajang, he ask me where to find empty EA form to fill in, I told him HR dept if not just use computer duplicate 1 using words or excel file, the meeting was a short one as Bear2 rush back to his PAMA house in Kajang, probably preparing the dupe EA Form...

Don't be so harsh on him, I believe 1 of the 5K FD IS his one lah.

He got 3 credit card mah ! Can use for DP.

Ah Bear life very miserable leh ! His mama got all the Gold & Silver mountain but he can only see but cannot touch, that why day & night he is waiting, but while waiting he did nothing for himself.

Just like keep on waiting for GST to help him bulldozer property market to have 10-20% correction.

He really remind me of those useless Yee Sai Zhou @ Siew Yeh in those classic Chinese TV series, whole day do nothing but gambling, drinking, go kacau girl, look down on the poor people & waiting for their PAMA to pass them the ancestors wealth.

Now he is calculating his PAMA land in Sepang worth 1 million per acre already.

No wonder no efforts in life, just keep waiting & waiting.

Hahaha ! I only know Ais Krim boy target Zuiko watch.

Donno why Ais Krim Boy think wealth is equal to the watch on one wrist.

Then I must admit been very poor as my most expensive watch bought with less than 1K & I seldom wear it.

Once again I would like to thank our mod Cherroy for forwarding topic to my thread, but once again I would like to emphasis that my thread merely talking about pricing, not raw material cost what not, & definitely not a recycle bin for unwanted thread from Property Talk, if Cherroy is so afraid of upsetting advertiser, please just close the unwanted thread & tell those who started it please do not start thread to upset my advertising client aka developer as Lyn need advertising income to survive.

One of his credit card 2K limit niah, if I remember it correctly all 3 credit card combined credit limit less than 35K.

Previously he said wanna use credit card to pay DP then slowly pay off during constructions period of 3 years.

He keep on telling us he & gf combined got 200K FD, but when we push him to show, his figures getting smaller & smaller later less than 50K, lastly he shows 25K (somemore in few pieces FD slips then took him another fee weeks to show 1 with 20K but location of the bank unusually at different locations, so we suspect thats nit his one.

Bear2 words cannot be trusted one.

Actually nothing to brag if he have 25 millions or 25K FD, just that he like to dog eye on other & refused to believe anyone better of than him, his circle are very limited & sibeh holian of himself been having a commonwealth countries recognition cert & earn 4.5K salary.

Actually LCCI & Basic Marketing or Business Admin cert also Commonwealth countries recognition cert mah.. kekeke


Don't be so serious lah ! sometimes just a friend fire across enemy line niah.. kekeke