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 V17 Property Bubble (Is there a bubble at all ?), Property Inflated or Inflation ?

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SUSjolokia
post Jan 1 2015, 05:28 PM

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QUOTE(bearbearwong @ Jan 1 2015, 05:19 PM)
wow starting to talk cock di...

if Malaysian are really starting to pump higher grade fuel, then ask gov to completely remove ron 95... simple or not?

oppss.. ppl using ron 95 are majority in Malaysia as much as 70% at least
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No Leh Bear2 remember Ron 97 actually out of stock for few weeks after the price drop ? So much so they need to bring in from Singapore storage as local storage completely dry up.

Even previously when Ron 97 is norm fuel we still have Ron 92 mah.

Your so call 70% Malaysia base on when figures ? Assumption again ah ?
SUSjolokia
post Jan 1 2015, 05:29 PM

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QUOTE(bearbearwong @ Jan 1 2015, 05:17 PM)
you can afford hanging around those place meh?
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Aiyoh go mount Kiara + Parking + buy ice cream less than RM 50 Mah, can still afford lah, my salary more than 3.7K Mah.. tongue.gif

This post has been edited by jolokia: Jan 1 2015, 05:32 PM
SUSjolokia
post Jan 1 2015, 05:39 PM

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QUOTE(bearbearwong @ Jan 1 2015, 05:17 PM)
still half pail flipper, RPGT vs holding cost also dunno... doh.gif
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SifuahBear what do RPGT got to do with Bank rates ? Higher cost just pass to buyer lah ! You think they have choice not to pay ah ? Like your dream Green Terrain loh ! Every few months price up 50K from the time your lawyer buy 490K now blast to 620K Liao, those are holding cost loh !

After GST you will be paying owner inflation living cost even... kekekeke
SUSjolokia
post Jan 1 2015, 06:35 PM

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QUOTE(PeriPeri2014 @ Jan 1 2015, 06:19 PM)
pai seh pai seh  tongue.gif
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Happy New Year PeriPeri, found this tongue.gif

[attachmentid=4282662]

Ignore the fish lah..
SUSjolokia
post Jan 1 2015, 07:00 PM

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QUOTE(bearbearwong @ Jan 1 2015, 06:30 PM)
buy you flipper leh... need to service loan, stay home better...
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Aiyah Ah Bear less than 1/6 Nett income sap sap shui lah, not like salary 3.7K buy 730K property.. tongue.gif

QUOTE(bearbearwong @ Jan 1 2015, 06:34 PM)
oh ya property price to down.. giving discount.. now it is clear, flippers vs greedy in the market left... I m more confident 20 cents flippers giving discounts.. a

as for you guys you are gambling... I and I know very few can afford to burn ...
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Ah Bear where got 10~20% discount ? If people ask for 500K I ask for 600K then give discount 100K is that consider 10~20% discount ah ?

Am I consider 20 cents flipper ah Bear Sifu ? tongue.gif
SUSjolokia
post Jan 1 2015, 07:06 PM

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QUOTE(bearbearwong @ Jan 1 2015, 06:53 PM)
JOlokia, cant you smell the dead scent from property talk? all threads like half dying, few projects VP soon in Jan, nth at all..
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No lah ! Holiday Mah ! Those fellow sibeh Huat Liao, most probably vacation in overseas.

Actually many now keep quite on project they know, tell other mean more competition, unless u r Developers sales staff, actually Ah Bear many project is prepared for launching soon.

No need blow trumpet even VP soon Mah, if blow trumpet people like Ah Bear will laugh Kao them cannot sell, Keep quite loh.. secretly sell don't let DDD know.. if not cheong shui Sai...kakakaka
SUSjolokia
post Jan 1 2015, 07:12 PM

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QUOTE(bearbearwong @ Jan 1 2015, 07:06 PM)
I dun understand, self deceiving is good? have you check with agents around on how vibrant are their sales are? no more posting in internet? oversupply?
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Actually many deap now no need to go thru internet liao ! Those on internet are those leftover sugarcane Mai Zheng Zhei.. smile.gif

Now agent straight Whatsapp, Wechat or Text me when they have kantao.

Aiyoh we told you share you HP number Mah ! If we have kantao we Mah share with you loh.
SUSjolokia
post Jan 1 2015, 07:59 PM

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QUOTE(bearbearwong @ Jan 1 2015, 07:12 PM)
wow, like this no need to say liao... everyting you say..

more project launching soon, then buyers more choice leh.. subsales wait die meh? not talking? seen some smart agent try post on net, but no one cares...

posting also lesser, maybe agents are thinking to jump ship or hiding due to debts.. as you know agents carry many debts...

my gf side loan officer eat zero, agent eat zero, developers crying... Mahsing has some interesting activity going on giving discounts same like the initial ones... flip wise sure pain
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My office 50% empty Leh ! Including myself also lah, Holiday season Mah !

More new launch but don't expect cheap price tag, now developer sibeh smart Liao, 1 project divided by 5~6 phase, each phase launch a little, then each new phase push new record price,.

Wah ! Your GF so keliang ah ? My lawyer sibeh busy Leh ! Wanna sign SNP also need to make 2 days appointment, somemore late evening still got people waiting, I think depends on individual kua, some good business some eat North West Wind loh.

SUSjolokia
post Jan 1 2015, 08:11 PM

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QUOTE(bearbearwong @ Jan 1 2015, 07:15 PM)
GT 1 years plus lor, as expected, occupancy low, cost pump in waiting other competitor to vp.. with you city standing at 700k also cant finish despite 40% completion, lets see how the GT 208 perform dis year...

lol Jolokia you BBB really justifying everyting under the sun less posting as agents nowadays wanna direct contact.. still did not see the same with law firms getting such business oh... loans too

all cash buy? property agent where are you guys?  is what JOlokia claiming true?
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Aiyah Ah Bear told u Liao Mah ! Sure got some success some fail Mah ! Likey place last time one wanton Mee sibeh popular, later boh ngam with coffee shop owner they moved out, another wanton move in but business sibeh bad, reason been sibeh nan sek.

I bought from a Senior Agent Mah, so the loan officer she introduced also senior one somemore I use her lawyer so all good business one loh.

If you buying from those newbie agent half pass six Mah introduce to Bank officer & lawyer also half pass six loh.

Ngam boh ?
SUSjolokia
post Jan 1 2015, 08:19 PM

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QUOTE(Showtime747 @ Jan 1 2015, 07:44 PM)
bearbear, why you siam this question to you har ? Scared being disappointed in 2015 like 2014 ?
What is your opinion on the following news ?

Who do you think the BENEFICIARIES of "...give priority to domestic investments..." will be ?  brows.gif

More news and policies will be coming out this few months....bearbear please stay alert to news from MxF...
http://www.themalaysianinsider.com/malaysi...stop-foreign-bu
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Too complicated for Ah Bear lah ! Ah Bear donno one, you give "Guide" lah !

Like Ah Bear ah Govt wanna push up domestic demand Woh ! What do you think is the Biggest purchase for most consumer ah ? Govt income from oil drop Woh ! Which sector do you think they can get most Tax & Duty from ah ?

Now you think they would bulldozer or stimulate that sector Leh ?

Ah Bear ada faham boh ?
SUSjolokia
post Jan 1 2015, 08:33 PM

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QUOTE(bearbearwong @ Jan 1 2015, 08:21 PM)
lol, you must be kidding? S&P is not like 1 day , 2 days work, it goes by 3 months to 4 months.. if you understand this..

now low transaction is case to case to basis, ok lets wait NAPIC transaction lor.. see how case to case basis
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Lu hami chap palang lawyer firm ? Prepared 1 SNP to sign need 3~4 months ? No wonder no business lah.. laugh.gif

SNP document quite fast one lah, it's the waiting for Bank to release loan take 3 months lah !

Sochai Ni You Kao Chok Mao ? tongue.gif


SUSjolokia
post Jan 1 2015, 09:04 PM

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QUOTE(AppreciativeMan @ Jan 1 2015, 08:58 PM)
laugh.gif  laugh.gif 

Bbw....... U wants to laugh die me ah??..... laugh.gif  laugh.gif

No wonder u keeping saying your lawyers friends and etc no biz.......  laugh.gif  laugh.gif
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Now I begin to doubt he really had a lawyer GF.

3 Possibilities

1.) His GF is working in lawyer firm but not a lawyer herself.

2.) His lawyer GF dump him long ago.

3.) He never had a GF.
SUSjolokia
post Jan 1 2015, 10:05 PM

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QUOTE(bearbearwong @ Jan 1 2015, 06:44 PM)
showtime747 is worse than I thought, not even below 300k it is below 100k? like this also need to pull big show? one shot take loan bungkus 5 units of his 85k flats  doh.gif

when better/newwer units are unable to rent, unable to sell, they lower down their rental.. that time his 85k flat no body wants..

hello 600k expensive... my friend mamage to rent new shop 20 x80 for rm900 only starting next year.. tenancy agreement also got
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QUOTE(Showtime747 @ Jan 1 2015, 09:57 PM)
ok ok....if that makes you happy. You can also say I never bought RM100k above  tongue.gif

You are like those old wife when somebody told her the husband got mistress outside. Keep denying only and refuse to accept the fact...
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He really laughed Kao u didn't bought above 100K Woh, in his own V17 lah.. laugh.gif

SUSjolokia
post Jan 2 2015, 10:03 AM

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QUOTE(kradun @ Jan 2 2015, 09:38 AM)
U no belief yet u cannot meet people upon invited..
Jolokia is youngest among these people.. lol
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Huh ?? 25 hmm.gif



This post has been edited by jolokia: Jan 2 2015, 10:03 AM
SUSjolokia
post Jan 2 2015, 10:11 AM

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QUOTE(prody @ Jan 2 2015, 09:12 AM)
It's quite funny how they are playing detective in the UUU thread.
Especially jolokia always makes me smile.  laugh.gif

I do wish for them that they are better at investment than at playing detective.
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QUOTE(bearbearwong @ Jan 2 2015, 09:19 AM)
something is not right... they say/believe bubble wont come, but the come all the way from property talk to serious kopitiam, take the hassle being a TS.. with conflict of interest and troll...

does not seem easy for me.. neverthelss, I do not see our threads affecting the buying sentiments out there.. in reality potential buyers majorly cant afford with other burden like cars, or believe it is not worth it, or just wanna wait..

with this I am more keen to see this rather than winning a trolled arguments..

good points put here... that is a troll one..
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Aiyoh My name mentioned in shadows thread woh.

Offcoz Property not for the mass majority mah, only for the elite, is a game of the top.

3.7K income better continue to rent loh.

Later Wind Blow Grass Move can always downgrade to renting room. cool2.gif
SUSjolokia
post Jan 2 2015, 10:15 AM

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QUOTE(bearbearwong @ Jan 2 2015, 10:09 AM)
eh Mr Jolok... you are below 30 too, many forumers here credit left zero one, commander571, ABC.. ****, krandun (sponsered) , Jolokia, Jliew (credit full cant hantam semenyih)
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Ah Bear i still got 1/6 nett income not yet use woh ! Sg Chua got kantao ah ? Weekend i drive down there have a look, hopefully not flooded, Ah Bear can meet up ah since weekend you always lepak at Kajang.. wink.gif
SUSjolokia
post Jan 2 2015, 11:49 AM

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QUOTE(bearbearwong @ Jan 2 2015, 11:37 AM)
i never siam, just do not think necessary to answer... repomen stands  thumbup.gif
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Job title: lawyer
Job description: litigation department for credit cards recovery for banks
Years in office: 1 month plus
Company: local firms
Years experience prior: 1 year
Industry: law
Employment level: junior lawyer
Highest qualification: LLB HONS LONDON ,CLP
Current salary: RM3700.00 + RM400 claims + RM240.00 parking
Upon confirmation: RM4,000.00 the rest same

overall I say it is ok..


This one tongue.gif
SUSjolokia
post Jan 2 2015, 12:05 PM

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QUOTE(icemanfx @ Jan 2 2015, 11:52 AM)
Singapore’s home prices dropped for a fifth consecutive quarter, the longest losing streak in more than a decade, as tighter mortgage curbs cooled demand in Asia’s second-most expensive housing market.

An index tracking private residential prices fell 1 percent to 205.8 points in the three months ended Dec. 31, the longest stretch of declines since March 2004 and bringing the slide to 4.9 percent from the record high set in September 2013, according to preliminary data released by the Urban Redevelopment Authority today.

Residential prices fell 4 percent in 2014, the URA figures showed, the first year-on-year fall since 2008, as the government’s five-year campaign to rein in property values curbed demand. The drop is now more prolonged than during the global financial crisis, when prices slid for four consecutive quarters between the middle of 2008 and mid-2009.

“The decline in the last quarter was quite sharp,” said Alan Cheong, a Singapore-based director at real estate broker Savills Plc. He said home prices may fall another 3 percent in 2015, while sales may remain at the low levels seen in 2014.
The government has imposed various curbs to cool the property market, including restrictions in June 2013 on the total loan amount for individuals. The measures prevent borrowers from taking on mortgages that push their total debt servicing costs above 60 percent of income.

‘Meaningful Correction’
Singapore is unlikely to ease curbs until “a meaningful correction” takes place, Finance Minister Tharman Shanmugaratnam said Oct. 28, suggesting prices have further to decline.
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Just an political talk, in reality never drop apart from super expensive like those in Sentosa island.

Singaporean still buy like no tomorrow.
SUSjolokia
post Jan 2 2015, 01:10 PM

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QUOTE(bearbearwong @ Jan 2 2015, 12:58 PM)
zuiko always say clean sheet...

I wanted to know how can credit limits be approved with those limits maa... sumore new applicants..

Jason hmmm yum yumm
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SifuahBear greatest achievement in his 35 years old life, own 3 credit card, I remember 1 with credit limit of RM 2K, rclxms.gif
SUSjolokia
post Jan 2 2015, 03:32 PM

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QUOTE(bearbearwong @ Jan 2 2015, 02:33 PM)
whole country is waiting ur EPF statement
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You donno there is something call i account ah ? online you can print all you want.

QUOTE(bearbearwong @ Jan 2 2015, 02:40 PM)
u mentality is very good, flip property and profit 200k over other buyers and burden them... causing ppl to pay more and indebted?

no BBB say it a willing seller and willing buyers scenario..

buying inflated properties is good? lol krandun even parasite for his marriage bills  doh.gif
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Later price increase mah call benefit loh, where got burden ? whistling.gif

QUOTE(bearbearwong @ Jan 2 2015, 02:41 PM)
you BBB are more senior than me I assume cannot be below 30 category save for krandun and jolokia...

you BBB show the same, we follow, we also learn from you maa

Jolokia really those category lar... no back bone one like the above flash a bit, personality, principle, logic all gone to tong sampah
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Me again ah ? What's up ? tongue.gif

Me small boy2 but smarter than uncle like you flex.gif

QUOTE(bearbearwong @ Jan 2 2015, 03:11 PM)
Jolokia, come explain lor... I got car loan or not? some 28 year juniors wanted to heard from you, he is from UKM biology product

this pattern looks like microbiology (useless course) below 3 pointer course dunno got appeal or nor not
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Explain hmm.gif

What's that uncle Bear ?

Oh you cannot afford a car ah ? cool2.gif

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