You direct banker or broker?

I only want direct banker...
thx

Any refinancing rates better than my existing home loan rate of BLR-2.45?

Yes

Hi guys, i just recently moved to work overseas and thinking of buying a house back in Malaysia. One question, is it possible for me to secure a mortgage loan from Malaysian banks using my salary certificate/salary slip from my overseas employer. Appreciate any advice from you guys. Any loan agent that can assist me on this kindly Private Message. Thank you

Hi, i want to apply loan for 3 unit shoplot... kindly PM me. tq

Hi,
Similar to dengko, I am interested to find out the options in securing my next property.

At this moment, I am holding 2 properties in Malaysia which I bought before my departure. It has been a year now from the date of departure and I am interested not only to get another property but also to refinance my current property which I bought 3 years ago.

Appreciate your advices

Hi all,

I got questions on loan.

I just got a RM 920K unit in Armanee Terrace 1. Intend to take a RM 500K loan, with EPF. I have 3 properties already.

Any loan officer pls PM me.

What is the best loan package with lowest ELR?

Any lawyer pls PM me, seller intend to join me as well.

any banker here have any clients who work offshore as a freelancer? i am working based on contract basis, 30 - 45 days per contract, and payment based on per day. although i do not have payment slip but i do have a stable in come which i can show my statement or epf. do pm me.

Hi all,

Is it possible to use previous employment pay slip to be use when applying for loan?

Because I only started my current job early of this month... so need to wait for for another 3 month for the slip...

Or is the any other suggestion?

TQ

You also need to show your letter of offer of your current employer stating the key terms ie the salary, position etc. The bank will need to assess your new job stability.
Good luck.

so is it enough if I provide my previous employment pay slip (3 month), current letter of offer and one month payslip of current job, EPF statement and bank statement?

Your EA form as well.

ok then... thanks so much!

Hi,
Going to get loan 738k for 30 years.
Need full flexi and interest rate 4.4 & below.
Any bank can do it?
Pm me. Thanks.

This post has been edited by Iceman74: Mar 23 2015, 01:09 PM

Hi All,

Currently looking for loan 560K to buy my first property ...
Below is my question to the loan thingy, currently there is 2 bank which i am looking at CIMB & OCBC :

CIMB - 4.45% normal base rate
OCBC - 4.85% ( fix rate for the next 3 years ) or 4.65 % normal base rate

So my question is .. good to go with fix rate or go with the normal base rate?

Thanks in advance for the answer

Normal base rate.

Hi fren


If anyone got contact person for me
i would like to apply of Overdraft pledge with my property
which banks offered this facility?


Tq in advanced


Regards.

you means refinance?

i had tried to refinance but the bank very strict now
so i decide to try this facility since i need cash
any ideas fren?


tq