Hi, do you recall what time exactly will they auto-debit from the savings account? My due is today but still no auto-debit. Thanks

Can refinancing be performed from one bank to another for under construction property during progress payment / progressive interest period?

For budget 2023 stamp duty exemption. Do you apply and get it exempted, or stamped then get refund?

Is it normal that during loan application, the banker has no question for me besides how long I have been working? I expected he would ask whether I smoked or any other high risk issue

Does MRTA CLTA cover loss of jobs condition?

Hello guys. Out of topic a little bit. I’m selling one of my house recently and one of the buyer took my document to try loan. After loan is approved, someone offers me 70k higher than the current price.

I never sign any document or receive any booking fee until now from the person.

Wondering whether I still able to change of mind if I had verbally agreed to the previous price?

It involves quite huge amount of money.. I know it’s unethically to do so though.

Just asking for kind advice and would I involve in any lawsuit if I change mind to sell to other instead?

sorry but why want join name with your sister? later one want sell house one don't want to sell house.
argument and so on. some people went to court also. if can better wait you can afford only buy or buy house within your range. when got money buy bigger house.

my friend husband also join name with sister. now the sister bought another house then need sell the house. pity my friend coz no house to stay and his husband need buy again.

What opportunities I will be missing?

There won’t be any dispute

hi guys done some minor reading, is it when want to sell prop still under loan there is a lock in period?

also probably out of topic, need to engage REA/REN?

Hi guys,

I have 4 credit cards, planning to cut 1 cc once I got the reward credited to my cc account. So,  I have 3 cc (active) and 1 (will not using it starting from next month). All cc are pay in full before the statement due date.

My questions are:
1. Will bank reject my home loan application if they see I have 4 cc in my ccris record?

2. I have a balance transfer (BT) plan and a EzCash. I noticed only the balance transfer has a record in my ccris.
May I know does BT and EzCash are included as my commitment section be in the DSR calculation?
If yes, the commitment is taking the monthly amount or the total unpaid balance divide by my monthly net salary?

3. How long does a cancel cc will disappear in my ccris?

Thank you.