Happy Friday all! Wanna ask about MOT price, not sure if this is the correct place.
House value: RM 363,000
Loan amount: RM 250,000

Wanna know all the charges for this, or approximately lawyer fees, if any.

Thank you.

Anyone can help ?

I am buying for own stay purpose.
Which package should i take? Cause if CLTA the bank only offer me full amount for 30 years not 35 years.

hey all, want to ask some opinion on the follow loan packages offered to me (property for own stay):

1) MBB (joint loan)
- 500k (90%) + 13.5k (MRTA, 25 years)
- 2.95%
- semi flexi, no need to inform on deposit or withdrawal and only charges on withdrawal (RM 25 per withdrawal)

2) RHB (joint loan)
- 500k (90%) + 21k (CLTA, 25 years)
- 3.00%
- full flexi, no need to inform and no charges.

Should I go with MBB for the lower interest rate (don't see a huge deal breaker with the RM 25 withdrawal fee)?

really different people different answer. last month i also asked agent to check, she said mbb replied that better have 3 month salary slip from the new company then only can try.

then she said public bank and ambank can try with just 1 month salary slip..

at this points, i still thought mbb is the difficult one.. but based on your reply, it seems that mbb also have chance since your banker ok with the previous company salary slip.

hope u can get the loan lah.. thanks

Any issue if I just got promoted and increment? Eg: last month pay slip 3.5k, current month 4.6k....any issue if the bank require 3 month pay slip? Just worry my loan (about 400k) won't pass

Hi I got a question.

This month is my first month of housing loan installment from RHB.
I realize the amount is same with 2 years ago when I signed the loan offer.
Just wondering current base rate is drop, our installment should be lesser also right?

Hi, newbie here.

Loan amount: 790k (90% + MRTA)
Tenure:35 years
Rate: 2.95%
MRTA: 1.9k / 10 years
Monthly: 3,000

Is this good or can be lowered?

Individual title and execution of transfer, is this MOT? Recently received letter regarding this.

Thank you.

Hi all,

Got some initial quotes below. Appreciate thoughts or comments on the rates. I am looking for the most minimum MRTA or insurance needed because I already have a life policy that I may top up. 
Bank A
Loan amount:1,343,200
MLTA: 27,554 (180k 30years) <Think this is CLTA product despite the agent saying its a MLTA. It's full sum insured with surrender value but no cash value at the end
Total loan: 1,370,654
Tenure: 30 years
Rate: 2.95%
Full flexi loan

Bank B
Loan amount: RM1,343,200
MRTA: RM28,600 (800k 15 years)
Total loan: RM1,371,800
Rate: 3%
Tenure: 30 years
Not sure its semi or full flexi loan

(pending approval)
Bank C
Loan amount: RM1,343,200
MRTA: RM2k+ (TBC on the details but the banker said they can offer this to meet the minimum?)
Total loan amount: TBC
Interest rate: 2.95% to 3% (TBC)
Tenure: 30 years
Not sure its semi or full flexi loan

Loan amt 405k
Interest 2.89 with MRTA, 3.2 without.
Which one better?

Hello, is there any exemptions for MOC and MOT ? SnP signed on December 2019.

Thanks and happy holiday!

Under developer. Might getting key on middle May. First property. Price at RM363,000, loan RM250,000. Let me know if you need further details, thanks and happy holiday!

Hi, do you guys know which bank is more friendly to pure commission earner?
Want to apply for 1mil loan

I checked the developer. Its under Redha listings though.

May I know if the exemption applicable from when up until when please?

If want to revise the rate after LO is issued, still need to wait for the 2nd LO @ supplementary LO to issue then sign?

Need advice on loan offer

Pembiayaan 798,120.00 + MRTT 18 years RM 11,820.(809,904.16)
Ansuran = RM 3,352.00
Kadar = 3.4%

Any thoughts?

Hi all sifus, first time buyer here. may i know are there differences in term of fees/additional cost if i try to apply loan not under the developer project panel banks? thanks

Sorry, I wasn't being clear.

It's 2.6% +0.8% spread. Is this still considered high?