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 Working in Singapore V17, All about living in the Lil' Red Dot

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ThanatosSwiftfire
post Oct 28 2015, 10:21 AM

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Wao all the pr.. i still have to wait at least 4 years b4 i can qualify for hdb cos need to apply for pr. Haha i calculated the other day that the fastest i can own a residence is 2020. Fastest for pr to get hdb is 2021. =__=""

So im kinda stuck thinking wheher to just go bck msia since by 2018 i can get a fully renovated resale dst ready.
ThanatosSwiftfire
post Oct 28 2015, 12:33 PM

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QUOTE(Mackiddo @ Oct 28 2015, 12:15 PM)
provided the regulations for purchasing hdb apartnent remain status quo.
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QUOTE(deodorant @ Oct 28 2015, 12:17 PM)
Buy private lo. If not picky on size and location, s$3xx can buy new condo liao (saw some RENs advertising it in CBD a few months ago).
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No more d lor. Like highpark residences fully sold and even that only ready by 2020 or 2021. Family planning wise not ideal...
ThanatosSwiftfire
post Oct 29 2015, 10:46 AM

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QUOTE(simonhtz @ Oct 29 2015, 10:42 AM)
Hi guys,

I received my offer letter and waiting for EP submission/approval. If everything goes well, I'll start my 2016 in Singapore.

My future company is offering me tax assistant for both sides, Malaysia and first year in Singapore. I went to the company's accounting branch here in KL(PWC IAS) and I was briefed that if I were to leave Malaysia, I need to get my current company to submit CP21, and my last month's salary is suppose to be held by my company until my tax clearance is completed. In a nutshell, I need to announce to IRB that I'm leaving Malaysia and not getting any income in Malaysia, so according to tax regulation, I need submit a CP21 and perform a tax clearance.

According to the tax agent, there's a high possibility that I will be audited before doing a tax clearance. Do you guys happen to have experience for matters like this?

I got a feeling I will be in deep sh*t if I get audited.
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I submitted my tax clearance no issue oso. Nothing one la. As long as ur tax filing concsitent with ur form ea then usually okay de.just dun claim tht much relief la

And at ur tax bracket of under 35k u wont be taxed de.
ThanatosSwiftfire
post Oct 29 2015, 11:02 AM

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He worried even though he is at the bracket tht wont have tax anyway xD
ThanatosSwiftfire
post Oct 29 2015, 11:18 AM

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QUOTE(simonhtz @ Oct 29 2015, 11:04 AM)
I will be taxed.
I thought of that as well until the tax agent advised to not do this.
I kept all my documents alright and paid my taxes. But, I bought books. Lots of books.

Edit: Remember I mentioned that I bought a lot of books? I lied.
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Okay i misunderstood ur statement.u meant u will 2get tax assistance.


Aya book claims only rm1k to 2k. At most a small prnalty.
ThanatosSwiftfire
post Oct 29 2015, 03:45 PM

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As long as you continue to file your annual tax filing even when overseas generally u are fine. Its only when you go cold then it becomes a grey area.
ThanatosSwiftfire
post Oct 30 2015, 08:40 AM

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Lol u all damn look down on ppl tht stay in msia lor. Malaysias lifestyle is not suited for everyone, and neither is singapores hyper competitive lifestyle. Great if you can adapt, but if you cant just move on la. Why suffer and be unhappy.

I rly dont consider it as being wasted, and reeks of some kind of superiority complex.
ThanatosSwiftfire
post Oct 30 2015, 10:57 AM

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QUOTE(titarium @ Oct 30 2015, 10:27 AM)
Got pay one?

QUOTE(KilJim @ Oct 30 2015, 10:43 AM)
We're not looking down, it's just natural that people who prefer SG to have opinions that are sided towards SG
Just like how those people who moved back to MY have good opinions of MY and bad ones of SG

Just that when you complain about things like small house, can't afford car, nothing to do on weekends...what is the real thing you are complaining about?
Smart people can look beyond the words to understand what the real message is
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Sorry lor not sgd10k a month.

QUOTE(titarium @ Oct 30 2015, 10:48 AM)
Those who easily accustomed with the life style in SG mainly are :

1) Started Young - right after graduate -> adaptability still very high , expectation still low
or
2) With very good experience and profile , get a Dollar to Dollar package , or an expat package -> Then your life style definite no change
or
3) Internal transfer (usually) this group's transition have very little effect on the life style. Company culture the same , initial settling down supported by company

Else have to bare abit( 6 month - 1 year to settle down ) eventually most of foreigners in SG made it through.

Those who return basically because of :
- Freedom due to $ (limited spending , room sharing )
- Home sick

So for those who have been working for years have to really weight your career path back in home country vs capable generating savings in SGD.

But there's also others who came because of other factor :
- second generation (education and growth)
- safety ( human/physical , food*)
- Unsatisfied in home country due to lifestyle , gov administration, culture etc..

*you'll be amazed some PRC (even rich ones) , feels is more secure to consume meals in SG than back in China
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Yep agree with u.


ThanatosSwiftfire
post Oct 30 2015, 11:07 AM

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QUOTE(KilJim @ Oct 30 2015, 11:03 AM)
Yupp, that's the kind of attitude that people can look right through  rclxms.gif
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*well played*
ThanatosSwiftfire
post Oct 30 2015, 11:40 AM

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QUOTE(crazy25kid @ Oct 30 2015, 11:35 AM)
For weekends (or even weekday nights), there is actually a lot to do in SG.
You just need to thicken the skin of your face.
There are A LOT of interest groups (cycling, board games, badminton...you name it, you can probably find it) out there on the internet.
Find one which you is within your budget and interested in then participate.
You will then have plans on how to spend your free time and also make new friends.
You are now in a new place...you will have to do something new before you get used to it.
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I think there are things to do here. Just tht i dun have a car then instantly everywhere oso lazy to go.

But what todo.dun make sgd10k cannot afford car lu.
ThanatosSwiftfire
post Oct 30 2015, 01:38 PM

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QUOTE(Fiona Chin @ Oct 30 2015, 01:29 PM)
Learn to see cup is half full at every situation lo. Envy those people who earn 10k lo at least they don't have so much debt. Last time I used to owe banks 1-2 million of sgd. Stress leh.

Simple life after work go home in mrt, 2 sgd can reach already then swipe phone inside, walk 10 mins then reach home, lift direct to the door, no need to clean so much.

Now have to drive a freaking big car home. Pay car park pay erp, reach home see the garden so many fallen leaves then nea say breeding mosquito, inside liao still need to climb 2 flight of stairs to bedroom. Weekend more jia lat whole house u have to clean. U do a small renovation like add one more room paint here paint there, 300k cannot run.
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Hahah once u get used to a certain standard of living it is hard to downgrade. Not like u ma, stay in gcb wink.gif
ThanatosSwiftfire
post Oct 30 2015, 02:54 PM

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QUOTE(Fiona Chin @ Oct 30 2015, 02:26 PM)
GCB only for sinkie. Bill gate come buy also no need ask. The one I staying is kind of like the atap house type in Sabah.

Just giving example. Must learn to adapt ma. I can kpkb why the house so small, rain time water leak some more. People stay GCB land plot 20k sq ft minimum, those Sentosa Cove yatch parked at backyard, go out got driver one. Or I can be grateful with what I have lo then be syukur lo. Those in HDB taking MRT one at least still got roof over food on plate la. Much better than those on the street already. Syukur masih healthy at least  thumbup.gif .
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Can be ur husband sinkie ma.Inherited some gcb or some super big multimillion bungalow rite wink.gif
ThanatosSwiftfire
post Nov 3 2015, 10:04 AM

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QUOTE(chitchat @ Nov 3 2015, 09:47 AM)
Stay as near as possible ? Even though if the rent are slightly higher, as commuting to work could easily like 1 hrs+ one way and if require multiply transit the cost do add up. So is better to pay a little extra a get more sleeping time  biggrin.gif
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Tiong bahru, kallang and toa payoh are good areas to start. Farrer park / boon keng as well if u work along dhoby ghaut or harborfront.
ThanatosSwiftfire
post Nov 4 2015, 01:01 PM

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Just had a call with a recruiter. Say my expected salary too high lol. 15pc very high meh.. Want me to move of course i want increment la.

Quite facepalm.

This post has been edited by ThanatosSwiftfire: Nov 4 2015, 01:10 PM
ThanatosSwiftfire
post Nov 4 2015, 01:31 PM

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QUOTE(Mackiddo @ Nov 4 2015, 01:19 PM)
Apply job must put 'expected salary'? I thought all big MNC would have a salary structure. You wanna accept lower pay also cannot.
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No la this recruiter ask me what sort of increment i willing to accept so i say at least 15pc lor. Then she say like.. Market is like 10pc now...
ThanatosSwiftfire
post Nov 4 2015, 03:03 PM

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QUOTE(Mackiddo @ Nov 4 2015, 02:22 PM)
why let them decide on what you are worth?
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No la i told them off la. Of cos i want a min15pc =_=

QUOTE(Fiona Chin @ Nov 4 2015, 02:50 PM)
Eh I thought just now got figures one. Welcome to the 6 figure salary gang. Would stuck there for a long time.
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Not yet there. Need the additional 15pc to get there.
ThanatosSwiftfire
post Nov 4 2015, 04:35 PM

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QUOTE(deodorant @ Nov 4 2015, 04:03 PM)
Wah wah now s$85k per month? Grats grats, didn't know such elite level got time to play LYN.
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Per annum la bro. Quite low relative to the 10kpm 120pa taikors here
ThanatosSwiftfire
post Nov 6 2015, 05:01 PM

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Thats call kena lowball

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