Dust: An Elysian Tail
Euro Truck Simulator 1
Grid 1
Mount & Blade
King Arthur Saga (+ DLC King Arthur, King Arthur II + Dead Legions DLC, King Arthur fallen Champions)
Machinarium
Mark of the Ninja
Papers, Please
Two Worlds II

Seriously lack of games in library, will greatly appreciate if you can contribute to it 
Cant think of anymore, my brain stuck, but if you have other, let me know, feel free to look at my library, IGN: Eren Jaeger (already in your contact). Thanks in advance.

i'll need to have a look at your steam profile.

pick one of the above.

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im using standard chartered debit card, how come my bank is charging me more than the sale? is this normal? i just realised this after a long time actually 

bump

anyone facing this issue while using debit card from other banks? i asked the customer service to check and they said that its charged by the "merchant" meaning steam is charging me more than the sale. im like dafuqqq?? how is this possible.

if this is not normal then im planning to ditch this bank liao.

bump

anyone facing this issue while using debit card from other banks? i asked the customer service to check and they said that its charged by the "merchant" meaning steam is charging me more than the sale. im like dafuqqq?? how is this possible.

if this is not normal then im planning to ditch this bank liao.

Gabe Newell shopkeeper arrives in Dota 2 Workshop
http://www.pcgamer.com/gabe-newell-shopkeeper-skin/

bump

anyone facing this issue while using debit card from other banks? i asked the customer service to check and they said that its charged by the "merchant" meaning steam is charging me more than the sale. im like dafuqqq?? how is this possible.

if this is not normal then im planning to ditch this bank liao.

Gabe Newell shopkeeper arrives in Dota 2 Workshop
http://www.pcgamer.com/gabe-newell-shopkeeper-skin/

i'm using RHB, and they charge me as same as the price displayed on cart. no extra charge.

using Maybank Amex and Visa 2 cards. Best credit card ever for me. No issues. Just switch if not happy...

I am using Standard Chartened, no issues so far other than occasionally the payment could not go through.

I personally not prefer this way,

1. You are no in debt, so it's not proper to put in debt category. You actually did spent rm20 on food using your wallet or checking account or watever name, so put it RM20, make it simple.

2. One of the important concept of YNAB is to budget from what you CURRENTLY HAVE, the money you friend owe you is NOT what you CURRENTLY HAVE, to my understanding, it is to diminish the idea that you are going to have more money later ex. paycheck, fren return money, sales, etc, so that you wont overspent thinking you will have more anyway.

3. If you are very sure your fren will return money by this month, then set transactions as INCOME rm15 example in your wallet account, and set as UNCLEARED, once your friend give you, just set to CLEARED.

4. If you are not sure, maybe they will return the money next year, then dont bother fiddling with your budget and make it more confusing, just put a note at your food category(a small icon inside your category cell), xxx owe me rm15, done simple. If you did this while maintaining your current budget, once they return, it becomes an extra income and the feeling you get will be different from when you think they owe you.

Just my 2 cents, cheers and enjoy your budgeting.

+1

however, i find it easier for both tracking and clearing by creating an off-budget account for borrowings.

Debit card also? sometimes my card cant go through as well, did you get surcharged when the card did not go through?

I only have a debit card.

No surcharge on my card in any occasion.

Thanks for the info bro , time to say bye to standard chartered time to find other bank~ still say merchant surcharge me.. knn

Thanks for the info bro , time to say bye to standard chartered time to find other bank~ still say merchant surcharge me.. knn