This has already been discussed previously, to bring us down interest need to increased 10-15% meaning bank charging 15-20% of interest for home & business loan, which i believe your Ice Cream Stall is more likely to close shop first...

Lottery price of RM3m won is not uncommon in fact it has been won every 3 weeks

FYI, malaysia poperty market crash of 50% has never happen before. It is more uncommon than people hitting lottery of RM3m

I am already seeing a 10% - 15% drop in market. Healthy in my opinion as this will spur transactions.

The market now is unbelievable. Heard a Z Residence fully furnished unit going for RM1,800. Previously was asking RM2,300. Waiting for LRT completion as next catalyst.

My friend just rent at Z residence 1200 sqft at RM1600. Z residence have so much more facilities and also much more beautiful.

Other countries theory doesn't apply here in Malaysia.

This is because we have very unequal distribution of wealth, we have small percentage of very rich control the entire market movement, those who buy properties don't mind keeping it vacant, even ro rent it out they also don't care if rental collection is low.

I seen 480K property rent out for RM 900 & owner don't even bother if it is vacant for 1 year till next tenant, when people offer to buy he ask for sky high price, take it or leave it, reason been he only pay 150K for the property, so mortage is like 500 only, so don't bother to rent nor wanna sell unless can get 3-4 folds profit.

Now ice cream Boy you will never see this in other countries you finalised particularly in western countries where income is more equally distribute. Therefore our rental never reflects property price.

Understand ?

The other countries that i know are not le....which countries you refer to? Dont act smart ok.

i am referring to some asian and western country.

OCBC for example has a DSR of 90 and 100% for their customers. It's not that surprising really.

The one you in your mind.

I find it otherwise. It is your usual 1 liner which is full of bullshit claims without substance

Next time you write longer to explain your point. Otherwise, you claims sound very empty

You are correct again ! Ice cream boy you are getting more & more enlightened, keep it up you may promote to Senior Stall Assistant soon. 

Is a new era lah ! Asian will lead & Caucasian  will be follower.. Muahahaha

If I were you I burn all those outdated western book & start seen real world where Asian will soon own entire London, Melbourne, maybe even so city in US..who know your ice cream franchise may soon have a China boss...woohoo..

Yes. In fact Zeti is A+ central banker. Only 7 A+ bankers in the whole world and FED and MAS are not 1 of them IIRC.

Ya it is very puzzling why bull markets can last long in malaysia. Property market for 5 years and stock market for close to 2 years and no signs of U-turning for these markets

Unusual, unreasonable, unexplained, but it is a fact ! All doomsayers are "surprised" and "missed the boat"

Not really. Those are in small negligible numbers. When comes to $, most people are very rational

My antenna is on the ground. Investor buy like no tomorrow? Most investors i meet are very cautious. Developers are focusing on smaller units with thousand units in each phase? Which project is that? Give some tips lar...

Did you kill any recently?

You are confusing "irrational" and "economic crisis"

If everything can be predicted, there is no poor people in this world. What you are doing is "predict" and "timing" the market based on your narrow understanding.

You have been wrong previously. What makes you think your same action will be right in the future ?

Remember Albert Einstein's saying ? "Insanity is doing the same thing over and over again and expecting different results". You are doing what Einstein was describing an insane person does

You must have misunderstood what prof shiller and oswald said...

Your understanding and application of their theory is undoubtedly wrong since 5-6 years ago

Don't misinterpret the professors to shield your incompetence in predicting. You have been wrong for the last 5-6 years.

If I were the professors, I will denounce and reject you as my incapable student who I don't want to associate with 

Professors or lecturers only teach u abt "history" la........they cant teach future "prediction" for sure...... 

Their text book are all past history examples...... Without those they are lost soul...... 

And in reality...... Everyday there is new history created...... 

I am glad I am not a professor because it is the exact reason why you are still waiting for market crash to afford a property

This one sounds like iceman ! 

u more geng than CSI 

Not surprise to c duped acc here la. Losers mentality. Or should I say herd???

The current DDD is  because the property price level in malaysia is getting more acceptance by the day. People has come to realise the price will stay high.

Just like the 1800 for KLCI. When it first reach there 1+ year ago, people keep talking about correction. But it stayed there for ~2 years. Nowadays, people has accepted the 1800 and nobody talks about correction anymore

ah bear + student...quoting 1997 financial crisis n 2008 us property. Ah bear is keep saying speculated and will crash. Btw us property is slowly rising to 2008 point again. Did student miss the boat this time?

We are just laughing at you....

DDD guys keep repeating the same thing year in year out. While still waiting for crash. Dont you find it very funny 

Don't be inflexible in interpreting prof Oswald's teaching. There are always 2 ways of looking at things. There are 2 herds in property market.

1 type is UUU - who buy properties and makes money for the last 5-6 years

1 type is DDD - who also wanted to buy property but wait for crash. They also chase for property, but at cheap price. But for the last 5-6 years, they lost the opportunity, or more commonly known as "missed the boat"

So, both herd types have sizeable followers. Both are herds mentality.   

Your narrow interpretation of prof Oswald's teaching has cost you to have missed the boat

Why u didnt reply with solid examples or evidence??.....