The current generation is lucky because you are the odd one and nobody else think like you

Your peers are running far ahead of you, but you still stand on the same spot. You will be left behind  because you wrongly interpret the teaching of the professors

You and bearbear are herd who stand on the same spot. These type of herd hope for food around them will be available indefinitely. But when the food around them finish, it is already too late and this type of herd will be starved to death.

Be flexible and adaptive to prof oswald's teaching. Dont just take it at face value.

Silly la u..why u think everyone must sell upon VP 1 meh..

sour grape icecream

Yeah lat jiu gor is one of the top 3 I guess.

Btw wat do u think of tis article???

Me, Zuiko,Jliew & Showtime been chosen as 4 most hatered members by Ah Bear, as we like to dig his scal & inner secrecy, one day he will see what we do are for his own good & other who have same mind set can learn from his mistake.

Bro bear, just to share with u. Since lately ur comrade has been playing with ice cream, let's TOK bout ice cream.

I blif u hav no idea how much profit an ice cream franchise holder is making. Or how high the margin for an ice cream trader.

Tis real life story is bout my Fren hor. Not me har. He is a franchisee, not even a franchiser for a well known ice cream brand. Operating onli one huge kiosk. At the same time he has 2 local cuisine restaurant. All together he has bout 35 staffs. No proper management cos he is running it as it is. 3 outlets onli. He jaga 2 his adik jaga 1.

Nett profit for last financial yr is 2.5m n tis yr approaching 3m b4 closing.

Biz is tough??? Yes. He oso kao beh kao bu saying susah ni susah tu but moolah stil keep flowing in. He is in the rite ind with the rite product. So even during market down, all here stil need to eat. And u need to eat the food tat v can regularly get in town. Fortunately he is in tis category. So dai kui fatt tat hor.

I'm surprise to c some here stil not able to accept tat there r a grp of ppl able to overcome the rough surface ahead. I can't deny majority might b facing trouble in loan but it doesn't prove ddd rite as bro bear did claim tat lotsa hidden income fr lawyers bankers runners or whoeva. Until they show all tis extra incomes kept in dark due to greed n evil intention, banks would not b so silly to just approve the loan to any td&h lo.

I oso seen a guy earning big pocketing oversea income getting loan approved here in malai by showing those docs to banks. Banks Luv them cos they know they r rich in reality but not in malai. And it's pretty sad to c many here working too hard but not justified in term of their income by banks here.

Another FREN came to me last nite who works closely with gov arms providing consultations. He charge 500.00 for an hr Tok. All expenses covered by gov agencies to make sure he reach the destination and back home, with nice accommodation and transportation, but no char boh la. As long as he can keep toking, he has the moolah in his pockets. He is oso act as a sourcing agent to gov agency. Income earned in between is not mandatory to file in irb cos its thru commission basis with recorded in suppliers acc.

Anw, just for sharing. Not saying u r wrong. It's just so unfortunate so happen u r in the wrong ind. maybe u would like to think of the next move in order to make u a beta person at least mentally. U r currently having no trust to prop market yet die die must Hav one super cheap but super gd deal. I can onli say it onli happen in dream tat I'm living in sentosa cove with sgd100k.

You sound like those kindy kid who lost in a fight and say "later my father come and beat you all 1 by 1 then you all know...." 

Grow up. Talk about why property will crash. Not those kid's talk...

I can only tell you these over stretch flipper have dock their boat in dock yard long ago, now they come back as cash rich investors, there is very little of them still in the market so even if they sink, other big shark will swallowed it, people like you & me don't even have chance to smell it, unless rubbish which non of us want even if it selling at 50% discount.

Don't hold of to your text book lah, come out see the real world.

So many times we invite bearbear to come out but he just ignore like never see us. He still owe ManutdGiggs 1 kopi susu.

You convince him to come out lah. You are invited also....we casual talk only. Nothing to be afraid of...1 more friend better mah

So the risk is much lower, remembered the fellow you post here with many debts & wife refused to sell 1st house ask us how to Max his 50k, we all thought he not enough money, latwr been told he have strong background to support him anytime, just wanna know how to get best ROI for his saving..

Looks like you prefer friends who lie to you instead of pointing out your mistakes and help you to right direction

Dont worry, if you dont want me to write about your mistakes you committed in property investment, just let me know 

New bank rule effective 2011-2012 mah, those 2010 & earlier already cash in lah ! Is matter of how much they want to let go only, eg if let go OUG parklane at 380K it would be snap up instantly, 100K go in pocket sell 2015 don't even need to pay RPGT.

You story outdated lah, now arm with 100K cash in pocket still overstretched meh ?
He already said mah, in case anything happen his is "covered" no problem with the holding, mean got "Back Mountain" loh !

Today is red, and this is going to spill over into public and private sector soon. Probably investment on property sector going to be impacted.

Of so many scenario never imagine oil price would be one of it. Market is really unpredictable.

We are sharing our success experience with Bear2 but you are sharing for failure with him..

Before the crisis come people would have made a huge fortune & escape long before the cirsis, only jokers like you run off at wrong time & wrongly predict crisis timing, now end up penniless. 
Marvelous first genius that says OUG Parklane is benchmark for KV property..    You really laugh dead me..   
If MYR slide against USD just mean house price will increase again, coupling with high interest & your Ice Cream Stall Assistant salary you can dream about buying a house.

Property is a form of anti gravity reserved fund & FD, give better return than business & bank account.[/color]
Got extra cash so play with share earn money buy more property, then earn money from property buy more share, multiple earn. 

I dedicate this 2 photo to our beloved Ah Bear 

[attachmentid=4240662][attachmentid=4240663]

U think too much ice cream boy, invest in property doesn't need to be smart as solos.
Smarter than ice cream boy will do