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Credit Cards UOB Credit Cards v3

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TSvictorywp
post Dec 5 2014, 10:09 AM

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QUOTE(kelvinlzy @ Dec 5 2014, 08:47 AM)
Surprisingly my petrol transaction at BHP on 28th Nov still entitled 5% rebate! peri peri you should call up cs and complain.
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when is your statement date?
TSvictorywp
post Dec 5 2014, 10:12 AM

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QUOTE(cheerybell @ Dec 5 2014, 07:09 AM)
Hi. I'm fairly new to credit cards and I apologize if this question has been asked. For the Vox Visa, is there a minimum purchase amount to get the cash back?

Is this card good for moderate spenders (less than RM300/month), mostly online like me?

After reading about the Smart rebate, I still do not understand and would really appreciate it if someone can explain it to me.

What are the cons of this card ya?

Thank you in advance to all the sifus here.
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vox min to get rebate is rm50 if not mistaken.
TSvictorywp
post Dec 5 2014, 10:42 AM

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QUOTE(fkinmeng @ Dec 5 2014, 10:25 AM)
just need to tell them i want to pay using smart rebate right?

thanks.
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yes
TSvictorywp
post Dec 5 2014, 10:45 AM

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QUOTE(kelvinlzy @ Dec 5 2014, 10:22 AM)
Same as yours  biggrin.gif
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3rd? so maybe that rebate is for your petrol transaction on 1st to 3rd on previous month (before printed on your statement)?
TSvictorywp
post Dec 5 2014, 11:02 AM

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QUOTE(kelvinlzy @ Dec 5 2014, 10:54 AM)
Here is my statement. Prove me wrong tongue.gif .
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how about your last month's statement? did you missed any rebate?
TSvictorywp
post Dec 5 2014, 11:21 AM

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QUOTE(kelvinlzy @ Dec 5 2014, 11:10 AM)
Last month's statement only has 2 petrol transactions, 25th and 26th Oct, RM20.30 and RM50.02 respectively. No rebate on those.
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so means last month very less people using uob one card for petrol already and the petrol rebate can last very much longer. drool.gif brows.gif rclxm9.gif
TSvictorywp
post Dec 5 2014, 11:31 AM

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QUOTE(kelvinlzy @ Dec 5 2014, 11:27 AM)
Most probably. Another possibility is that many have cancelled the card. I owe them a big thank you. thumbup.gif
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yeah, and this could solve my problem i mentioned below... brows.gif rclxm9.gif

QUOTE(victorywp @ Dec 5 2014, 11:29 AM)
although i have so many cc with petrol rebate, but i don't have a cc suitable for every month's last week's weekdays petrol (for eg,
24th-28th november).
uob by 13th, wise card by 24th, mbb2amex only weekends (if pump on 23/11 can't last until 29/11), aeon watami only last sunday, citibank cb plat already cancelled.  sweat.gif
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TSvictorywp
post Dec 5 2014, 12:18 PM

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QUOTE
RM0.00 UOB Cards: Enjoy 20% OFF normal priced items at Geox Breathes footwear outlets.Valid till 31Jan15. View participating outlets and T&C at www.uob.com.my

TSvictorywp
post Dec 5 2014, 02:52 PM

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QUOTE(JustForFun @ Dec 5 2014, 02:48 PM)
Just received SMS from UOB saying that petrol rebate at BHP will be 5% cash and 3% SMART$ from 6 Dec 14 to 31 Jan 15
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yeah, finally a promo sms that interest me...

QUOTE
RM0.00 : Save more on petrol with UOB ONE Card! Enjoy 5% Cash Rebate + 3% SMART$ Rebate at BHP every Sat & Sun! 6Dec14 to 31Jan15. T&C apply.

TSvictorywp
post Dec 5 2014, 03:46 PM

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QUOTE(peri peri @ Dec 5 2014, 02:57 PM)
i thought this is on going features for uob one for 5% cb + smart point at BHP for everyday?  rclxub.gif
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for uob one cc, all the while is 5%(cb)+2%(smart$).
for other uob cc, all the while is 1%(smart$).

so this promo 5%(cb)+3%(smart$) is not much benefit for uob one cc holders.
TSvictorywp
post Dec 5 2014, 04:01 PM

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QUOTE(peri peri @ Dec 5 2014, 03:49 PM)
if guarantee, i dont my, i just hate the monthly capping thing
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i miss the previous promo 5%(cb)+5%(smart$)... sad.gif
TSvictorywp
post Dec 5 2014, 04:06 PM

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QUOTE(JustForFun @ Dec 5 2014, 02:57 PM)
I wonder whether the same 900k applies...
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i think the rm900k still applies for the 5% cb but for the smart$ capping (rm400) i think will be revised for this promo.

This post has been edited by victorywp: Dec 5 2014, 04:07 PM
TSvictorywp
post Dec 5 2014, 06:51 PM

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QUOTE(oooooo88 @ Dec 5 2014, 06:12 PM)
vox or one which 1 better ah ?
i got maybank2kard and public bank visa signature d. which 1 suitable me?
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get uob one then since you already have pbb vs no need vox which mainly for online.
TSvictorywp
post Dec 5 2014, 07:26 PM

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QUOTE(cybpsych @ Dec 5 2014, 07:09 PM)
info from UOB's to supplement the SMS msg wink.gif

website | T&Cs (En) | T&Cs (BM)

user posted image
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seems like:
1) only for uob one card holders (not for other uob cc holders)
2) max cap for 5% cb is still rm900k
3) max cap for 3% smart$ is still rm400
TSvictorywp
post Dec 5 2014, 07:47 PM

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QUOTE(kwokwah @ Dec 5 2014, 07:32 PM)
Only weekend use entitle to 3%.
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and only at bhp...

the 20% bhp voucher is very much more attractive... brows.gif
TSvictorywp
post Dec 6 2014, 12:18 AM

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QUOTE(gotham11 @ Dec 6 2014, 12:05 AM)
Hi karcity.. pls advise a card that can generously provide cash rebate for petrol. As i am using ocbc titanium for my other standing instruction like bills insiramce for 1% rebate
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1) hlb wise 10% but with strict t&c like min 10x >rm50 to activate the 10% cb.
2) mbb2amex 5%+5xtp but 5% only given for weekends transaction.











TSvictorywp
post Dec 7 2014, 03:39 AM

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QUOTE(topearn @ Dec 6 2014, 09:15 PM)
This RM400 per mth cap is ridiculously high. 400/.03=RM13,333 petrol per mth; most people don't even earn RM13,333 per mth, so how can one use RM13,333 petrol per mth ?
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this rm400 cap is on expenses, means that 3% of rm400 = rm12 max rebate.
TSvictorywp
post Dec 7 2014, 10:08 AM

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QUOTE(topearn @ Dec 7 2014, 09:32 AM)
OUB One card has 3 rebates - grocery at 2%, petrol at 5% and others at 0.3%. So what is this 3% rebate on expenses ? What type of expenses ?
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this rm400 expenses is refer to smart$ at bhp only.
TSvictorywp
post Dec 7 2014, 10:15 AM

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QUOTE(topearn @ Dec 7 2014, 09:29 AM)
How to get this 20% BHP voucher ?
So now, only pump petrol at BHP get 5% + 3% on weekends only and subject to max RM900K cap and pump in all other petrol stations get nothing ?
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the voucher offer is from qoo10.

pump in other petrol station gets 5% (limited by rm900k too) and without 3% smart$.
TSvictorywp
post Dec 7 2014, 10:48 AM

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QUOTE(topearn @ Dec 7 2014, 10:27 AM)
OK, thks for quick reply.
So pump in BHP on weekends extra 3% smart$ and on weekdays don't have 3% smart$ ?
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QUOTE(David83 @ Dec 7 2014, 10:30 AM)
Smart$ at BHP:

Weekdays: 2%
Weekends: 3%
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yeah, basically the difference between weekdays and weekends is just the 1% extra on smart$. sweat.gif

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