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Credit Cards UOB Credit Cards v3

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TSvictorywp
post Nov 27 2014, 12:32 PM

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RM0.00 UOB Cards: Enjoy RM500 voucher + 5% OFF on next purchase at The Watch Atelier with spend RM5k&above. Valid till 31Jan15. Info and T&C at www.uob.com.my
TSvictorywp
post Nov 28 2014, 12:28 PM

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RM0.00 UOB Cards: Spend RM100 & get a chance to win a SAMSUNG NOTE 4! 2 a week! SMS UOB<space>16-DIGIT UOB CARD NO and send to 66300. 28Nov14-15Feb15. T&C apply
TSvictorywp
post Nov 28 2014, 05:08 PM

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RM0.00 UOB Cards: Celebrate your festive delights with TSL Jewellery, RM200 or RM500 vouchers are waiting for you. Valid till 31Jan15. T&C at www.uob.com.my
TSvictorywp
post Nov 28 2014, 11:36 PM

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QUOTE(David83 @ Nov 28 2014, 07:30 PM)
Can I unsubscribe those UOB marketing spams?
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QUOTE(David83 @ Nov 28 2014, 11:10 PM)
I received those SMSes almost everyday.

Daily dosage!
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yeah, it's really annoying. but i'm waiting if out of the hundreds spam there will be just one sms that will interest me, which will really save me money.
TSvictorywp
post Nov 29 2014, 12:27 PM

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QUOTE(zero721 @ Nov 29 2014, 10:32 AM)
I just got my uob credit card few days ago. Can I know how to know my statement date? Other than wait the statement to bill to my house? I checked online but didn't showed when is my statement date.
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call the cs is the fastest way.
TSvictorywp
post Nov 29 2014, 12:37 PM

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double post

This post has been edited by victorywp: Nov 29 2014, 12:41 PM
TSvictorywp
post Dec 1 2014, 02:38 AM

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QUOTE(munkeyflo @ Nov 29 2014, 05:48 PM)
Just received and activated my VI card. rclxm9.gif

Does online bill payments or online shopping count as one of the 3 swipes to waive the first RM50 GST?

Stupid UOB gave me both VI and Lady's card so I have to swipe 3 times within 60 days on each card to waive the RM50 GST. Understand even if I don't activate the Lady's card, I'm still responsible to pay the GST.
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QUOTE(munkeyflo @ Nov 30 2014, 11:13 PM)
Maybe I not fierce enough. sweat.gif

I told them I do not want it, but the girl kept saying swipe 3 times then waive edi and kept explaining to me the benefit of the other card.
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when i read your first comment, you sound like person who is fierce and strict. tongue.gif but in reality you are not fierce enough? hmm.gif

yes, even though you don't activate it you still responsible to pay the gst. anyway, online bill payments or online shopping count as a swipe.

tips: you may split your bill payment to smaller amount to be counted as a few swipes. or swipe at petrol stations (at the pump) with small amount like rm1 each. brows.gif
TSvictorywp
post Dec 1 2014, 10:47 AM

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RM0.00 UOB Cards: Enjoy 5% OFF normal priced items at Celebrity WearHouz. Valid till 31Jan15. View info and T&C at www.uob.com.my
TSvictorywp
post Dec 1 2014, 10:55 AM

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TSvictorywp
post Dec 1 2014, 06:16 PM

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QUOTE(Zer0 c00L @ Dec 1 2014, 06:06 PM)
finally called to cancel this card, however the operator told me that he will first lock this card then I am to await somebody from their side to call me to verify within a week?

is this normal?
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yes, normal. their retention team will call you to offer something to retain you. it's up to you to accept and remain as a customer or reject and proceed to terminate.
TSvictorywp
post Dec 2 2014, 10:25 AM

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RM0.00 UOB Cards: Enjoy exclusive discounts and RM50 rebates at Crabtree & Evelyn stores. Valid till 31Dec2014. View stores and T&C at www.uob.com.my
TSvictorywp
post Dec 2 2014, 02:46 PM

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TSvictorywp
post Dec 3 2014, 09:53 AM

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QUOTE(David83 @ Dec 3 2014, 09:03 AM)
Called CS just now and confirmed that GST has been charged on November 18th, 2014. Asked for waiver but failed and therefore, proceed for card cancellation.

Also noticed that I was an overpayment and SmartCash that I have no chance to redeem.
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how much is your overpayment + smart$? if more than rm50, then can just use the money first and pay the gst, then only proceed for cancellation.
if can't cancel also doesn't matter since it's already extended for another year (indirectly) by doing this.
TSvictorywp
post Dec 3 2014, 09:55 AM

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QUOTE(kelvinlzy @ Dec 3 2014, 09:13 AM)
Received 5% rebate spent at Watson even I swiped at the 24th Oct, this makes the effective cash back of 7% spent at Watson.
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yeah, thanks to this promo... rclxms.gif
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TSvictorywp
post Dec 3 2014, 10:40 AM

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RM0.00 UOB Cards: Enjoy RM500 voucher on next purchase at Hang Thai, Tropicana City Mall with spend RM5k&above. Valid till 31Jan15. Info & T&C at www.uob.com.my
TSvictorywp
post Dec 3 2014, 10:44 AM

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QUOTE(David83 @ Dec 3 2014, 09:55 AM)
Overpayment + Smart$ sure can cover GST.

Already submitted for cancelled. Card suspended.

Wait for arbitration department to call and confirm.
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but since you still have overpayment there, maybe they have to refund you the balance before terminating your cc. if they don't, perhaps high chances that they will offer to retain you as their customer.
TSvictorywp
post Dec 3 2014, 09:33 PM

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QUOTE(veron4best @ Dec 3 2014, 09:02 PM)
Would like to ask, if GST charged ady...if I cancel the card, do I need to pay for the GST?
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no need if you do not have any transaction after the gst charged and provided you are not talking about 1st year gst.
TSvictorywp
post Dec 3 2014, 09:51 PM

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QUOTE(David83 @ Dec 3 2014, 09:38 PM)
Well Citibank is quite smart in handling GST and AF.

Based on my expeirence, CBB doesn't charge both on the same month. They charge GST on the anniversary month and AF on the following month after the GST month. If you choose to pay the GST, then you have the urge to use the card till next year but once AF is charged on the following month and not waivable, you will run into emotion of cancelling the CC since AF is usually higher than GST. You have forgotten that you have already paid for the GST.

Just my two cents.
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that's why for a cc with af, we should only choose to continue with the cc that you can afford to pay the af, or the cc that the benefits can cover back the af.
TSvictorywp
post Dec 4 2014, 10:33 AM

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RM0.00 UOB Cards: TSL Jewellery has relocated to Level 1, Gardens Mall. 1st 20 who purchase jewellery item(s) at this outlet entitle to a mystery gift.T&C apply
TSvictorywp
post Dec 5 2014, 10:08 AM

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QUOTE(fkinmeng @ Dec 5 2014, 09:40 AM)
anyone tried using smartcash rebate at bhp before?
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yeah, all the time. lol...
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