For #4 should be this section:


*Disclaimer: I myself transfer to my own SG account first and do a FAST transfer to IB's SG Citibank

Accumulative ETF doesn't pay out dividends, hence broker won't have the records. To check dividends from the ETF's underlying securities you'd have to refer to the ETF fund manager's annual report.

Both MY->SG transfer would incur high cost. If you can wait 2-3 business days:
i. Use Instarem (or find cheaper ways to convert MYR and transfer to your SG account)
ii. MBB SG -> IB Citibank will be local transfer (no fee)
iii. Convert to you target currency from SGD within IB (USD$2 min fee for conversion)

Depends, if you have a crystal ball telling you all the events of the future... yeah it'll be easy and you can just put all your money into inverse/leveraged/currency hedged ETFs.

Putting that aside, from a mathematical probability point of view:
i. Over a medium-long horizon, a basket of quality (not penny/speculative) global equities will almost certainly go up
ii. Forex will always be a 50/50 bet on whether it will go up or down

This post has been edited by roarus: Dec 6 2019, 02:07 PM

Continuing here in bid not to deviate from other thread's main topic
https://ark-funds.com/arkk

Yup NAV and price will fall on ex-date like normal distribution

Friendly warning: Do not put all your equity allocation into ARKx funds - they're highly volatile and subject to bigger drawdowns than S&P 500 index

I personally hold ARKK half for shits and giggles, to see if Tesla really can hit 7000 mark + whether the Organavo's 3D printed organs will be available in my lifetime

Got IWDA. What do you want to know? It's boring, holds about 1,600 companies that cover 85% of market cap in developed world (23 countries).

Spread and volume is pretty sweet though compared to VWRA/D, ISAC, SWRD, LCWD

Spread, volume and none of the dodgy sounding emerging market countries. I have my exposure to emerging market via malaysia focus UT and asia pac PRS.

I think my PRS mandate of Asia Pac is good enough to cover Greater China i.e. inclusive of Hong Kong, Taiwan and some say Singapore

Half of IWDA is already CSPX. It's really up to one's bet if USA will continue to outperform the rest of the world, if you want to follow market cap weightage strictly then go for VWRD/A. Otherwise you tweak about and get more of different regions e.g. China/Europe/Japan by adding region/country specific ETF to the mix.

For me, my long term ETF before gliding to retirement is just IWDA (equity) and LQDA (bond)

This post has been edited by roarus: Mar 2 2021, 08:45 PM

Depends on individual actually, allocation by market cap like VWRA for auto cruisers. If want to punt can overweight regions by combining a few ETFs (or just 2 like IWDA+EIMI with slight overweight on EIMI).

Don't end up buying everything and getting bogged by brokerage though.