The question is can they accept my transferwise account

Cheers for this.

Since withholding taxes only apply to dividends and not capital gains, that would mean instead of buying Irish-domiciled funds, we can buy US-domiciled accumulating funds, correct? Or are the dividends which are reinvested also subjected to 30% withholding tax?

Interested to get into ETF. Doing some study.

Checked the withholding tax on dividend with USA, from the doc from our LHDN, it says dividend withholding tax is NIL. See below.

http://www.hasil.gov.my/pdf/pdfam/DoubleTa...eementRates.pdf

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Maybe something I overlooked?

What is meant by "limited agreements" in the table?

Thanks.

P/S For the Ireland brokers, can someone share the broker names you are using and whether you have received dividends from the ETF, how much is taxed? Thanks.

Noted and thanks.

Now I think I got it. Just look for ETF created/run by companies in Ireland, like below:

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Your 1st page this ETF thread is very good. You mentioned Ameritrade as your broker. Now using IB? In what areas is IB better?

Thanks.

I think AT still has the fee free EPF from what I read last week (not any ETF you like but the selected 300 ETF). I don't like the general impression I get so far from reading these USA brokers' web infor. Said A but they meant B. Have to be careful in reading their docs. Eg 300 free fee EPF is not really the case, stated somewhere else that need to buy x amount to qualify and also must be within x weeks after opening ac. Also, one page says account deposit of US$x k while another page says US$0! First impression is indeed misleading!

This is contrary to the impression I have on the USA as a highly developed country with everything in near perfect order. Ha.

Back to ETF topic.

As a rookie in ETF, going through the learning steps. Appreciate your help (and other friends here as well). Compiling my learning points and I plan to share it here so that other beginners will have an easier time to get walking and then running on ETF.

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Please PM me pointers and I will compile them in a decision flowchart for sharing later.

Many thanks.

P/S On expense ratio, is that set for the life of the fund or can that be changed later?

PP/S  Question on ETF dividends. Say ETF AA has companies X, Y & Z which give dividends of 1, 2 & 3 million for ETF AA.

(1)  ETF AA will then distribute the 1+2+3 million dividends to the ETF AA shareholders?

(2) Can ETF AA itself give dividend (not from companies X, Y & Z)?

(3) If ETF AA allows dividend reinvestment, this will be after the 30% dividend tax deduction?

(4) Say I terminate this ETF AA after 10 years, any fees I should be aware of? Capital gain tax, sell fee, etc?

The first post says:
On US ETFs you'll get Withholding tax deducted from Dividends at a rate of 30% - although half of this can be claimed back as long as you submit a 1040NR form by April 15 the following tax year.

How is that possible, there is no tax treaty US - Malaysia, how can we get half of the 30% claimed back? Does it refer to dividends from non US stocks (for example VXUS) that has been withheld?
Anyone filing 1040NR with success ?

knowing what i know now, and if i reset/restarted life, i'll go with iTrade for US ETFs first then as i make more in investments+ACTIVE INCOME, then only go IB and others.

i'm not with IB, was with OptionsXpress & now TDASG - coz i dont trade in/out much.

oo.. keep in mind, ALL DIVIDENDS get raped 30% by US' IRS if U are like me - non-resident alien (NRA). capital gains aren't taxed currently by either US' IRS or MY's LHDN (unless trading is your main active income)

How about if my IB account is in US based?

Need help... I want buy UK listed etf... So whats the cheapest path?

Myr - > gbp terus? Which broker to use?

sry, got a stupid question to ask...

if i use Cap Trader, and want to buy SP500 index fund via London Stock Exchange (UK-listed ETF), do I need to prepare dollar or pound?

haha...tq

UK then u need convert to GBP to buy

ic....

if i go RM---> EUR ---> bank in to CapTrader --> navigate to Amsterdam --> SP500 (EUR) can?

need to find accumulating type...

charge is EUR4 minimum...

....

but....netherland (amsterdam) got withholding tax?

The exchange you buy on (eg. Amsterdam) doesn’t affect the WT, the domicile of the ETF is the important one.

There isn’t any accumulation S&P 500 ETFs, they’re all distribution.

Fintech is perfectly fine to use. I have use it numerous time. If you can show proof where your money come from,  no one is going to bother you.

I use fintech because I don't have access to PB. It sorts of help to level the playing field for ordinary folks. Use to be only the rich can afford cheaper rates but now with fintech,  we don't need to be at the bank's mercy. They don't want to give us PB rates it's perfectly fine as fintech can give us the rate.
I don't think all need min fees. I found out some bank account don't need to pay fees. The 2 questions are
1) how you going to open it as a Malaysian without any priority banking?
2) can you open it from here without flying to UK?

rjb123, hyperzz know of any white label IB based in UK instead of Germany?

Hi, may I know anyone using etoro to buy etf? Izi reliable? Good recommendation?

rjb123, hyperzz Any idea if Trade Station a white label of Interactive Broker?

hi, wanna ask.. Where in IB platform to find the conversion rate between currency?

i hv not funded my newly open ac yet.

where to find the exchange rate for SG TO USD.. or sg to HK?

at the point of purchase shares? or wht?

Is there any group to join for IB? i am really at loss haha... Maybe low IQ.

to simplify.. can u guide me the steps...?

my base currency with IB is SGD.

if i want buy HKEX...
where and how to convert.
SGD TO USD TO HKEX?

if buy USD
can i just click BUY? or need to convert and parking USD first before purchase?