u can borrow personal loan to trade and earn much more compare to personal loan interest rate.

Does anyone here goes with the Warren Buffet suggestion of 90% S&P Index like VOO and 10% short term bond? Either way, what are your thoughts on this?

u busy with what?

Pick either 1
(1) priority banking with SCB SG
(2) saving plan of SGD400/month for 10 years or SGD500/month for 5 years but money is locked for 10 years. Both supposedly give you 3% return
(3) Buy UT from them worth SGD50k at 3% service charge
(4) Have mortgages with them.

SGD250k. It include any stocks/ETF that you bought  
After become priority customer, don't need to pay their USD10/0.20 fees. You pay only 0.18% of what you buy/sell.   

Well with Priority banking, it beats IB hands down as everything you trade with them is counted (don't need to buy unnecessary investment product) without custodian fees, min fees.

Any US ETF listed on HK market? Something like how people buy using Ireland/LSE to avoid withholding tax.

Because from what I understand, if the ETF is listed in outside of US, there won't be with holding tax (HK does not have any with holding tax). A perfect eg would be the Manulife US REIT listed on SGX. No with holding tax as it's listed in Singapore provided we prove we are not americans to our broker.

Hi, anyone could advise me how should I make a US dollar transfer from local future broker to interactive broker without converting to ringgit Malaysia n convert back again to US dollar..

I have enquired maybank about foreign currency account ...n they replied tat they dun accept inward telelegraphic transfer in usd from local broker.

Below description make yours understand my problem easily:
Local broker(usd)>>convert to ringgit >>convert again to usd for interactive broker

N I hope to skip the process of converting to ringgit.
Thanks in advance ^^

O..I enquired maybank via facebook.."it is not possible"  is the answer from the page admin...I think I wil need to drop by nearest branch to valify it...thank you ^^..rjb123

cannot. u must convert usd to myr and vice versa.
maybank wan to earn the conversion fee

Hi all,

I'm trying to open Interactive Broker account. During the process, I was asked to fill in the following:

1. My Tax Residency
2. Employer Info

My questions:

I actually working in Europe and I pay tax in Europe. The obvious reason of I try to open up Interactive Broker account and plan to fund the account using SGD account in Singapore is to avoid the capital gain tax in Europe(the place I work). Can I fill in my Tax Residency country as Malaysia and use my Malaysia Tax Identification Number? On the other hand, can I provide my employer details with the contact info from my company Malaysia branch?

And what should I pay attention to to avoid trouble with W-8BEN?

Thanks.

For IB, can we use FAST transfer to transfer to them?

can anyone confirm that buying of commission free ETF via ameritrade SG is possible?

the ameritrade US website was clear on this, but the ameritrade SG website is silent..

any sifu?

Their auto robot Chloe getting YTD 13% return