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 Maybank Islamic MasterCard Ikhwan Platinum/Gold, Another Fantastic 5% Cash Back Card

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chiahau
post Sep 21 2015, 09:34 AM

Fatthau StalKer
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14,082 posts

Joined: Aug 2009
From: Malaysia


QUOTE(Lord_Penguin @ Sep 21 2015, 08:55 AM)
Not too sure on tha availability, but you may try checking a booth right at the entrance of TGV @ KLCC... I passed by last month and I saw the booth has a luggage too (I didn't stop by) biggrin.gif
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Only get the luggage if you apply for Signatures tongue.gif

Was at 1 Utama and they mentioned the same thing.

Not sure how accurate. Not bothered as I already have the best MBB card have to offer laugh.gif
chiahau
post Sep 21 2015, 10:54 AM

Fatthau StalKer
********
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14,082 posts

Joined: Aug 2009
From: Malaysia


QUOTE(PeowYong @ Sep 21 2015, 10:07 AM)
Hi, few questions here:
1. is this card worth getting?
2. received a call from bank offering this card, she said the RM50 for government is waived. Is it true? No annual fee and no minimum swipe to achieve that. Is this true also?
3. Is it possible to join income with my wife to get a better card (higher annual income)?
4. Do i get the 5% cashback if bills (unifi, maxis postpaid, insurance) are paid with the card?
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1. Depending on your usage. ( If you heavy movie go-er, takes public transport and don't buy groceries, this card is practically useless for you)

2. Yes, no annual fee.

3. Nope. Better card for Ikhwan is still the same as the Gold card.

4. Nope. Nope. Nope. Only for Groceries / Petrol on Friday & Saturday

QUOTE(maskedchan @ Sep 21 2015, 10:30 AM)
i thought this is standard practice across all bank?
*
Sometimes see luck. Existing pun boleh dapat.
chiahau
post Sep 21 2015, 10:58 AM

Fatthau StalKer
********
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14,082 posts

Joined: Aug 2009
From: Malaysia


QUOTE(fruitie @ Sep 21 2015, 10:55 AM)
If you take public transport and use TnG, then it is very helpful for you because it can be used to reload TnG. laugh.gif  rolleyes.gif
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Eh? I'm on monthly pass wor. MYR 100 ( Student price tongue.gif )

laugh.gif

Yea, if you use TnG heavily, this card is a good card to get thumbup.gif
chiahau
post Sep 21 2015, 11:10 AM

Fatthau StalKer
********
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14,082 posts

Joined: Aug 2009
From: Malaysia


QUOTE(fruitie @ Sep 21 2015, 11:00 AM)
That aside, why are you utilizing student price benefits when you are already working? This is not ethically right, it should be only enjoyed by those supposedly deserved for this benefit. smile.gif
*
Err, still enrolled in an education institution for further education.


chiahau
post Sep 27 2015, 01:49 PM

Fatthau StalKer
********
All Stars
14,082 posts

Joined: Aug 2009
From: Malaysia


QUOTE(vin_ann @ Sep 27 2015, 06:05 AM)
Cimb & MBB M2C

And yet to activate UOB Priv card.

Perhaps house loan making me high commitment individual n they rejected?
*
Have housing loans under my name.

So far, nothing been rejected for CC application.

laugh.gif

Try your luck next time. This card uber high rejection rate.

Even my fren earning 100k PA pun kena lejek.
chiahau
post Oct 2 2015, 06:44 PM

Fatthau StalKer
********
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14,082 posts

Joined: Aug 2009
From: Malaysia


QUOTE(fruitie @ Oct 2 2015, 06:14 PM)
I just need to FD very little amount as my CL is close to 20k now if I'm that desperate.
But I'm still not keen on this option unless needed.

My salary still needs one more yearly salary adjustment then will reach VS' requirement I think which is next year if goes well. laugh.gif
*
My friend with a 17k limit was bumped to VS after he requested.

Good history with MBB helps as well.

Just ask for a VS and see how they reply tongue.gif
chiahau
post Oct 5 2015, 05:18 PM

Fatthau StalKer
********
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14,082 posts

Joined: Aug 2009
From: Malaysia


QUOTE(gastacopz @ Oct 5 2015, 05:12 PM)
applied at card centre gardens yesterday, was told should be ready by4 pm today

called them just now to check, not in the system..dunno y..ask them to expedite for today collections..i don't know can or not..

anyone having the same problem before?

p/s - 2nd applications after 1month+++ applications via imoney unknown status
*
Either -

1. Lejek

2. System error.

If tomorrow no news, consider option 1 as the likely outcome.
chiahau
post Oct 5 2015, 05:28 PM

Fatthau StalKer
********
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14,082 posts

Joined: Aug 2009
From: Malaysia


QUOTE(gastacopz @ Oct 5 2015, 05:27 PM)
but they told me, if reject they call me..but when i called them, not in the systems..

i was like  vmad.gif  vmad.gif
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If approved, they will call you to collect.

If reject, call you for what? laugh.gif

Not in system = Not approved tongue.gif

Wait tomorrow or call the maybank hotline at the back and politely ask for a status update?

chiahau
post Oct 6 2015, 10:15 AM

Fatthau StalKer
********
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14,082 posts

Joined: Aug 2009
From: Malaysia


QUOTE(LalaluSan @ Oct 6 2015, 09:58 AM)
Dear sifus,

Anyone applied through ringgitplus before? Saw the rm200 voucher given to people who applied through there (seems better to me than travelling luggage). Izit more harder to get or its better to go for booth instead?
*
This card hard to approve.

If possible, try to get the 1h immediate approval tongue.gif
chiahau
post Oct 7 2015, 08:25 AM

Fatthau StalKer
********
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14,082 posts

Joined: Aug 2009
From: Malaysia


QUOTE(victorywp @ Oct 7 2015, 12:33 AM)
yeah, that's the best of this card.
*
The best card is now MBB signatures.

Income requirement dropped to 70k PA.

40,000 = 50 bucks CB ( If not mistaken )

laugh.gif

I can consider potong Ikhwan and make space for VI already in my wallet. brows.gif
chiahau
post Oct 7 2015, 09:56 AM

Fatthau StalKer
********
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14,082 posts

Joined: Aug 2009
From: Malaysia


QUOTE(vin_ann @ Oct 7 2015, 09:54 AM)
just revised???
*
Yes.

Head to the VS thread for discussion.

Here's for Ikhwan mostly.


chiahau
post Oct 7 2015, 08:28 PM

Fatthau StalKer
********
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14,082 posts

Joined: Aug 2009
From: Malaysia


QUOTE(helob @ Oct 7 2015, 08:17 PM)
I just applied for Maybank Islamic Ikhwan card to replace Maybankard 2 platinum cards(Amercan Express & Visa).
Just received today Maybank Islamic Ikhwan American Express and Maybank Islamic Ikhwan Visa Platinum cards.
On checking, I found both these Ikhwan Platinum cards do not have 5% Cash Back offer.
Only the Islamic MasterCard Ikhwan offer cash back.
Now I end up with 4 useless cards.
Pls advise what I should do with the Ikhwan Platinum cards?
Thank You
*
Potong semua and ask for a Ikhwan Mastercard laugh.gif


chiahau
post Oct 7 2015, 08:37 PM

Fatthau StalKer
********
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14,082 posts

Joined: Aug 2009
From: Malaysia


QUOTE(Human Nature @ Oct 7 2015, 08:33 PM)
request to convert maybe
*
Islamic product has the same shared credit limit.

Just request for 1 Mastercard if lazy to argue lo.

Go to Gardens and request for one?

Or can call in and ask one. Coz shared limit, not procedure.

Since already approved once.

This post has been edited by chiahau: Oct 7 2015, 08:37 PM
chiahau
post Oct 8 2015, 01:02 PM

Fatthau StalKer
********
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14,082 posts

Joined: Aug 2009
From: Malaysia


QUOTE(kaizer_x @ Oct 8 2015, 12:04 PM)
how long should I wait after submitted the form? should I call maybank to know the status ?
*
Give it about 1 week before you call.

If you really want to know, try the maybank hotline and press some number with the automated caller thingy.
chiahau
post Oct 9 2015, 09:29 AM

Fatthau StalKer
********
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14,082 posts

Joined: Aug 2009
From: Malaysia


QUOTE(Aquariusdenz @ Oct 9 2015, 09:14 AM)
1 question guys.. let say my statement balance is RM800, minimum balance is RM45, if i pay RM500 only. Will i get charge interest?
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You'll be slapped with interest and a bad repayment record.

If you can't make your payment, stop using the card and repay off the amount 1st.
chiahau
post Oct 19 2015, 08:12 AM

Fatthau StalKer
********
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14,082 posts

Joined: Aug 2009
From: Malaysia


QUOTE(alexanderclz @ Oct 18 2015, 06:00 PM)
HNWI?
*
HNWI gets a call from their Relationship Manager and get the card delivered to doorsteps.

No need apply one laugh.gif

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