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 Maybank Islamic MasterCard Ikhwan Platinum/Gold, Another Fantastic 5% Cash Back Card

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chiahau
post Aug 13 2015, 08:42 AM

Fatthau StalKer
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QUOTE(Kilohertz @ Aug 13 2015, 08:25 AM)
I think I'm gonna cancel it as soon as I get it! rarely use TnG card anyways..
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Soon, all the toll will got cashless.

That's when you will use plenty of touch and go tongue.gif
chiahau
post Aug 14 2015, 02:00 PM

Fatthau StalKer
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QUOTE(Pebbie @ Aug 14 2015, 01:44 PM)
Hi, if i have IPP on my current m2c, can i convert to ikhwan? They have rejected my new card application.
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IPP or EPP? rolleyes.gif
chiahau
post Aug 14 2015, 02:41 PM

Fatthau StalKer
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QUOTE(Pebbie @ Aug 14 2015, 02:39 PM)
those 0% installment plan when buy stuff in aeon
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Read the Ikhwan conversion form.

You'll lose the 0% Epp.

Can convert to 0% 12 months Epp with 3% upfront or 24 months with XX % interest.

Or you can just early settle tongue.gif
chiahau
post Aug 14 2015, 04:33 PM

Fatthau StalKer
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QUOTE(jensen87 @ Aug 14 2015, 04:21 PM)
wow.. in this case i wanna go try leh..
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I think everyone mentioned that splitting limit is the best option if you are seriously into this card.

QUOTE(johnteoh86 @ Aug 14 2015, 04:30 PM)
5% cash back for petrol and groceries. Is AEON under groceries category? Else which one under the groceries category?
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Aeon supermarket yes.

Other than the supermarket part, it's no longer considered as groceries.
chiahau
post Aug 14 2015, 11:08 PM

Fatthau StalKer
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QUOTE(ronron @ Aug 14 2015, 11:02 PM)
my application is unsuccessful. I think it tooks 5 working days to process. Day 1 sent application thro email. reject letter date show day 5.
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Don't be upset.

This card has a higher rejection rate than MBB VS laugh.gif

QUOTE(besiegetank @ Aug 14 2015, 11:05 PM)
The fastest way is to split the CL with mbb2card, just one day my card is approved already at the Garden.
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Fastest way is to throw FD.

Next option is conversion.

Some people here tried splitting limit, also kena lejek.

It's 50/50
chiahau
post Aug 19 2015, 07:48 AM

Fatthau StalKer
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QUOTE(HawkreiN @ Aug 19 2015, 01:55 AM)
Applied through the KLCC branch last Friday, collected the card on Tuesday. Great service too!
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Not great as you should be able to collect it same day tongue.gif

Great service is when you have the manager to deliver the card straight to your office and brings you out for a drink.

The good old days sad.gif

Enjoy the card, I love it for its non discrimination of petrol stations.
chiahau
post Aug 19 2015, 08:31 PM

Fatthau StalKer
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QUOTE(karcity @ Aug 19 2015, 07:22 PM)
Anyone hold this card plus may bank VS?
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I have Ikhwan, Ikhwan Amex and MBB VS.

Why not?
chiahau
post Aug 19 2015, 08:40 PM

Fatthau StalKer
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QUOTE(fruitie @ Aug 19 2015, 08:36 PM)
Already cancelled your MBB2Cards already?
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Yeah.

I cut it because it won't be used much at all. And better for my Credit scores to not have so much cards at my age blush.gif

Hardly dine on weekends since I'll be at home town.

And those places, outta 10, maybe only 1 accept Amex.
chiahau
post Aug 26 2015, 05:30 PM

Fatthau StalKer
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QUOTE(WhitE LighteR @ Aug 26 2015, 04:59 PM)
i applied mine from Sunway Pyramid. I was around there at the time, so might as well just try to apply also. Since i had good experience with that branch.
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Told you to apply ages ago, now only want apply.


chiahau
post Aug 26 2015, 07:13 PM

Fatthau StalKer
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QUOTE(WhitE LighteR @ Aug 26 2015, 05:39 PM)
now only got chance to drop by maybank branch ba~ but the timing friday n sat is abit cacat i feel. need time to get used to it.
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I give up for Petrol d.

Coz I can't refuel the car on Saturday and hope it will last until Friday.

I use this card mostly for groceries only.
chiahau
post Aug 27 2015, 07:56 AM

Fatthau StalKer
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QUOTE(CP88 @ Aug 26 2015, 10:38 PM)
Must be 5k? Can it be pledged only 1k?  tongue.gif
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Can.

If you hold an Infinite or Premier card, I'm sure they are willing to issue you a card for 1k FD placement tongue.gif

But I never try that before personally. So try it at your own risk.

Minimum is 5k as mentioned in my earlier post.
chiahau
post Aug 27 2015, 12:28 PM

Fatthau StalKer
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QUOTE(maskedchan @ Aug 27 2015, 11:27 AM)
especially on dining..
the higher tier your card, the more discount you will get
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Too bad, does not work for Maybank.

But for CIMB, such thing exist laugh.gif
chiahau
post Sep 2 2015, 11:37 AM

Fatthau StalKer
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QUOTE(WhitE LighteR @ Sep 2 2015, 11:33 AM)
today i logged in m2u and saw the card ready to be activated. but i not sure what is the credit limit. it shows here the credit limit is exactly the same amount as my mbb2card. anyway to know the limit is combine or not without calling cs?
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Once you activate, you can see what's the CL.

And limit is not combined.

Islamic and Conventional separate entity.

chiahau
post Sep 6 2015, 08:58 PM

Fatthau StalKer
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So now we should all go pay bills at Sam Groceria biggrin.gif

Fruitie : Does the spending of RM 100 for bills will get me 10 bucks back from the use of CIMB?

If yes, I'll go spend there often XD
chiahau
post Sep 8 2015, 05:11 PM

Fatthau StalKer
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QUOTE(WhitE LighteR @ Sep 8 2015, 05:02 PM)
finally activated my card yesterday after collecting it. no need request to split limit. limit given is exactly the same as my mbb2card...
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If limit same as your M2C, ask to trade in both cards for a Signatures lo tongue.gif

Much more CB for groceries / petrol but you lose the dining.

But treatpoints can be converted to cash, one of the few reason why I love this card.
chiahau
post Sep 8 2015, 05:27 PM

Fatthau StalKer
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QUOTE(fruitie @ Sep 8 2015, 05:19 PM)
Does this work? laugh.gif Can combine Islamic and conventional cards to become Signature? biggrin.gif
I'll be gladly accept it. biggrin.gif

But let's wait if my Ikhwan Plat can be approved without splitting CL. doh.gif
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I was told by someone that if your card limit is around 20k or so, you can ask for a Signatures and they will consider your request. My friend did request for a Signature ( He was holding M2C Plat with more than 20k limit back then ) and his request was granted.

So, if you have a total of 2 card of different entity with Maybank ( 10k conventional / 10k islamic ), theoretically, their exposure is still 20k regardless of what type of cards you are holding laugh.gif

But then again, this is just a theory. You can try and let us know tongue.gif
chiahau
post Sep 14 2015, 04:29 PM

Fatthau StalKer
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QUOTE(fruitie @ Sep 14 2015, 03:58 PM)
Why am I not surprised Maybank still hasn't received my Ikhwan application?

The agent gave me an impression that he is not reliable at all. laugh.gif

I'll give him a call tomorrow as I left the business card at home.

Let's see what sort of excuse he will come up with.
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Go to MBB's FB and give them a yelling.

Someone will magically call you within 1 day and sort everything out tongue.gif
chiahau
post Sep 14 2015, 04:56 PM

Fatthau StalKer
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QUOTE(fruitie @ Sep 14 2015, 04:48 PM)
Yes, I wasn't requested to send in any documents. Some required but the ultimate point is mine was rejected eventually. laugh.gif
OK lo... Will give a try.
Not their problem ma, it is the agent.
Why yell at them? Not fair...
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Same one.

It works.

Draft a polite but direct message bout the agent's behavior.

Definitely they'll assign someone from HQ to assist you.
chiahau
post Sep 19 2015, 11:20 AM

Fatthau StalKer
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QUOTE(Prodigenous Zee @ Sep 19 2015, 11:12 AM)
Hey guys, I'm still bounded by BNM's rule of only having credit cards from two issuers since I earn <RM36k. Is Maybank and Maybank Islamic considered two separate issuers? Saw some of you successfully splitting your credit limit to share with MBB2 AMEX. Wondering if I could do the same.
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Seperate entity.

You can't hold both conventional and Islamic, sadly.
chiahau
post Sep 21 2015, 08:03 AM

Fatthau StalKer
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QUOTE(mytaffeta @ Sep 21 2015, 03:44 AM)
mana got booth to apply this card with freebies? biggrin.gif
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Maybank very cheapskate one.

If you want this card, you might have to forgo the free gift.

Not really a big deal since MBB usually don't give out anything good =.=

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