Actually you can try in another branch as well, just that I don't need it now, else I will also apply now.

I don't need it now, so I will walk in later. Don't want to purposely go there to apply now.
Moreover I just terminated my RHB, so I want to make sure my CCRIS doesn't have this record first.

Will run a CCRIS report next month.

You need to request to remove from M2U. It won't be done automatically. At least that happened to my Gold card MBB2MasterCard, I changed to Visa that time. I only removed it this year when I got my Plat.
After 4 years, it was still there.

Yes, everyone can apply.

You can have both but Maybank Ikhwan has the tendency to reject their applicants.

Three ways to apply:
i) Apply as a new applicant - 50/50 chances
ii) Split or potong limit from MBB2Cards - 50/50 chances
iii) Conversion from MBB2Cards to Ikhwan - 99% chances

So, you can start from option 1 to 3 and see your luck.

This post has been edited by fruitie: Aug 14 2015, 01:12 AM

You can try Gardens and KLCC Maybank.
Good luck.

It doesn't matter whether it's just gold or platinum, if it wants to reject you, it will.

High exposure. My reason was this back in April, will re-apply again in Oct as I don't need it now.

RM 1k is too little, I have explained before why it's not feasible to go for RM 1k limit.
Go for slightly higher limit.

Sufficient probably, but you can't really maximize the 20 days free interest.
https://forum.lowyat.net/index.php?showtopi...post&p=75681562

Obviously it's just a suggestion, you know your spending pattern much better than anyone else.

Good luck.

I will not go for RM 1k though.

Already cancelled your MBB2Cards already?

This has been answered many times.
Please look back the fourth post before yours.

Basically if you pay full statement balance, there is no interest will be charged to you.

This post has been edited by fruitie: Aug 26 2015, 01:25 AM

If 1k, everyone can have CC already.

Yes, but there's a minimum amount to pledge as well.

Not worth to pledge FD for Ikhwan when you can easily do that with your income.

Keep for my own record first.
I will probably use this method as I'm just too lazy to walk in to do the necessary.

Once completed can collect from nearest branch.

I went to Gardens Maybank today. The guy told me cards applications will only be processed during working days. So, if I were to apply today, it can be only processed on next Tuesday.

In addition, I will have to apply as a new application and split limit is not an option now unless it's rejected, then they will split it.

In order to apply, will need to bring payslip or EPF statement and they don't have the EPF machine on the spot. Maybank MV has it by the way.

That's all for now. Since I didn't have anything with me today, will put on hold for a while.

Can try again but I guess you have to be honest with them that you were rejected before.

I will apply mine soon, I guess I will get my payslip printed and just apply if I happen to be in any of the malls.

Call Maybank and check out the MCC.