depending on how fast the bank is, but usually CIMB-Maybank quite fast one, so I think tuesday evening/wednesday can get d

Guys just curious to ask. I heard (for Maybank customers) we can transfer more than RM5000 to another account held at another bank via Maybank ATM. How much knowledge do you guys know about it?

Thanks

If my customer transfer from Maybank Singapore to my Maybank account. how much will bank charges? do they charge both my customer and me?

I think there's no charge one, coz Maybank SG and MY have some extra linking thingy one.

Wanted to ask few questions here:

1) Do the receipant of ever get charged if sender use interbanking to transfer the amount? Between any local banks that is.

2) I know CIMB provides reference number for interbanking transactions but what about Maybank and Public Bank?

3) Lastly even with the reference number given from a interbank transaction is there any other way for the receipant's side to formally verify
the amount is actually processed to their account? Other than providing transaction slip or screenshot.


Sorry for having so many questions.

really? i'm not so sure will i get charge if my customer transfer payment from mayabnk sg to my maybank >.< so i donno how to charge him.

1) I highly doubt it. Should be only the sender that gets charged (I can confirm only for Maybank and Public Bank)
2) Yes for both. For Maybank, there's an option to get the bank to send an email to the recipient too (sender to fill in email address at the form area). Not sure about Public Bank as I've cancelled my account a couple of years ago and cannot remember.
3) Recipient should check account balance lo. If a dispute arises, you can call/go to the bank and ask whether at *date/time* there was a *amount* transaction into your account or not.

I think so.. best to confirm with the bank.

confirm no charge for recipient side. yesterday my customer went to Maybank SG to deposit cash to me.. I receive immediately.. He got charge like 30 SGD but me no..

This post has been edited by Strawberry<3: Jan 6 2012, 09:56 AM

if i cash deposit at machine..how long it takes to transfer to accounts?

usually immediately, at most next working day

i experienced that a forumer claimed that he trying to use cimb account to do transfer to my mbb account ,he key in my email address and so i received email notification from cimb bank immediately.

but because i trust the forumer, i dint check properly, in fact the account number is wrong by 1 digit. when i rise up the matter after 3 days realizing my mbb account dint get any payment clearance, he said mistakenly key in account# and my name by one first name wrong, want to cancel order after i've placed order for him.

i am wondering how can cimb do the email notification without checking any transaction validation, at least on the beneficiary bank account existence.

So your customer's payment went to another person with a similar name as you, or the payment got returned back to your customer?

If it's the first situation, well, I don't think you can do anything about it yourself, though your customer might be able to get the bank to reverse the payment though. You will need to get your customer to contact the bank to find out what to do.

If it's the second, did you inform your customer that you've already placed the order? IMO if he/she already confirmed the order (the attempt to pay is confirmation enough for most) then he/she is responsible to pay you. If he/she refuses, then charge the fella as FFK and blacklist etc (IMO)

yesterday i've reported to cimb clicks for their system improvement

my customer actually claimed that he mistakenly 'transfer' to one name 99% similar to me (1 alphabet different), and 1 digit of bank account number different with mine. Not sure the payment went through, too coincident if it happened unbelievable. i dont think that account exist anyway! it simply a poor system security features on cimb email notification, which has no validation on beneficiary account existence. it create possible internet fraud though!

anyhow yes ,payment means order confirmation. i dont charge him as ffk reason being he finally paid me because he still have first order with me, if this 2nd order backout, i will not proceed on his trade account. so case settled no dispute =). Just want to share with other seller and beware of this!

So that means it was the first scenario? The banks won't be able to verify whether the email's owner is the same as the account holder one ma, somore different banks.. IMO it'll be a breach of confidentiality if all banks can somehow find out exactly which email account belongs to who =/

no.. i mean verify a beneficiary bank account existence. not email .
like MBB, you can choose to select verification of an account existence for igb transfer

But your buyer's payment DID go through right, so it went to a real account, just not yours? hahaha it's ok la, no need to explain to me, I think my lack of understanding spamming the thread d

guys whats the minimum age for western union money transfer?

I would like to ask, if the buyer using am bank online transferred to "PBB with my Maybank account no." What would it happen?

Am bank already deducted my buyer account and shown successfully, but the case is, there is no such account number for PBB with 12 digits which suppose to be 10 digits.

The scenario starts from i gave my customer 2 options of bank account which to convenient him. But he never told me that he's using Am Bank.When he transfers the money, he transferred to PBB with my maybank account number, and put in my name.

It should be rejected instead of successful since the account is not existent.

Hi guys.

I've done a cimbclicks transaction to a Maybank account on 1st Feb. Didn't know it's a holiday but the thing is, I've keyed in the account number and out of my carelessness it's lacking the two digits on the end. That makes it a 10digit Maybank account. That's invalid right? Called up CIMB hotline and they said it'll be until Monday/Tuesday for the amount to be refunded to me.

The qustion is, am I certain to get my money back?

The receipient informed me because I've put in their email for notification.
I'm kind of surprised cimbclicks doesn't give any warning beforehand. or is it a privacy issue since it's from a different bank.

I'm not sure for CIMB, but for Maybank if the number of digits don't match the bank chosen then they won't allow the transaction to clear one (kena once before last time haha)

Yes, since there won't be any account with that number (how to have if there's two missing digits?) then the bank will refund it to you. Not sure how long it should take, but if the bank says Monday/Tuesday then I guess wait until then only lo