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> [GUIDE] Bank transfers

Chyan
post Feb 3 2012, 05:40 PM

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QUOTE(electronicfly @ Feb 3 2012, 02:57 PM)
I'm not sure for CIMB, but for Maybank if the number of digits don't match the bank chosen then they won't allow the transaction to clear one (kena once before last time haha)

Yes, since there won't be any account with that number (how to have if there's two missing digits?) then the bank will refund it to you. Not sure how long it should take, but if the bank says Monday/Tuesday then I guess wait until then only lo
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Sigh. Guess have to will then. Gonna complain to CIMB. The system has flaws.
Just realised next Monday and Tuesday (Peninsular) is a holiday. Oh wow. rclxub.gif

synical
post Feb 6 2012, 12:34 AM

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Crap - I just gave a buyer wrong bank account number for online transfer (last digit off) and I didn't realise until after I was informed that the money was banked in.

So I told the buyer to call her bank ASAP and I'll call mine as soon as I can, which is the least the both of us could do since it takes time for interbank transfer to happen and because it's a long weekend... dang it.
electronicfly
post Feb 6 2012, 09:09 AM

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QUOTE(synical @ Feb 6 2012, 12:34 AM)
Crap - I just gave a buyer wrong bank account number for online transfer (last digit off) and I didn't realise until after I was informed that the money was banked in.

So I told the buyer to call her bank ASAP and I'll call mine as soon as I can, which is the least the both of us could do since it takes time for interbank transfer to happen and because it's a long weekend... dang it.
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Didn't you give the buyer your account details as well, e.g. name? don't bother calling now, call only tmrw/wed morning, when there's no holiday d
synical
post Feb 6 2012, 03:11 PM

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QUOTE(electronicfly @ Feb 6 2012, 09:09 AM)
Didn't you give the buyer your account details as well, e.g. name? don't bother calling now, call only tmrw/wed morning, when there's no holiday d
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I did gave the name, but not the IC number, so that it would bounce back if it didn't line up.

Oh well. doh.gif
electronicfly
post Feb 6 2012, 10:26 PM

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QUOTE(synical @ Feb 6 2012, 03:11 PM)
I did gave the name, but not the IC number, so that it would bounce back if it didn't line up.

Oh well. doh.gif
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I think there's quite a low probability that the wrong no account's holder has the same name as you right? IMO, buyer's mistake for not checking. Good luck with the banks! Btw, try calling tmrw morning, either their customer service line (if there's one) or a branch that's not in kl, selangor etc that's on holiday.

This post has been edited by electronicfly: Feb 6 2012, 10:27 PM
Chyan
post Feb 7 2012, 01:10 PM

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BTW the transfer is rejected but still no sign of the money going back in.

Wait for 1 more day?

Oh yeah, for CIMB the clicks Failed transaction there. There is "Send Message" button and I wonder who's that for?

This post has been edited by Chyan: Feb 7 2012, 01:11 PM
synical
post Feb 7 2012, 05:34 PM

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QUOTE(electronicfly @ Feb 6 2012, 10:26 PM)
I think there's quite a low probability that the wrong no account's holder has the same name as you right? IMO, buyer's mistake for not checking. Good luck with the banks! Btw, try calling tmrw morning, either their customer service line (if there's one) or a branch that's not in kl, selangor etc that's on holiday.
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That's true... thanks smile.gif
Chyan
post Feb 27 2012, 12:58 AM

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Just now on CIMB homepage I saw interbank transfer using ATMs.

QUOTE
What is Inter Bank Fund Transfer (IBFT)?
It is a brand new service that enables you to make fund transfers from your CIMB account to an account in other banks* via CIMB ATM's. Check-out CIMB Bank ATMs list

Funds will be reflected immediately in your crediting bank’s account as well as deduction from your debiting account.


Note: Current IBFT participating banks are : EON Bank, RHB Bank, Ambank, Bank Rakyat,
Maybank, Public Bank & Agro Bank.

We’ll be adding on more banks as we move along. So, stay tuned!


I guess it's good if you don't want to wait for 2 days.

wiron8
post Feb 27 2012, 12:08 PM

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QUOTE(Chyan @ Feb 27 2012, 12:58 AM)
Just now on CIMB homepage I saw interbank transfer using ATMs.
I guess it's good if you don't want to wait for 2 days.
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Hi Chyan, have you received your money back?

I got the same thing happened to me last Thursday. I was transferring 2k from my MYB to my RHB but the acc no was lacking 1 digit.

I called MYB as well as RHB and they said that since the account no is lack of 1 digit no, they will refund my money and ask me to wait till Monday / Tuesday.

I've checked my MYB but nothing refunded back to me.

May I know how long you have waited last time till you got your money back?
Chyan
post Feb 27 2012, 04:58 PM

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QUOTE(wiron8 @ Feb 27 2012, 12:08 PM)
Hi Chyan, have you received your money back?

I got the same thing happened to me last Thursday. I was transferring 2k from my MYB to my RHB but the acc no was lacking 1 digit.

I called MYB as well as RHB and they said that since the account no is lack of 1 digit no, they will refund my money  and ask me to wait till Monday / Tuesday.

I've checked my MYB but nothing refunded back to me.

May I know  how long you have waited last time till you got your money back?
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I've done my mistake on Monday which is a public holiday nationwide, and informed of the issue from a seller regarding this on Tuesday, which is a holiday in the peninsular. I sent a message on cimbclicks website from the invalid transfer for inquiry and they're replied back as well. Overall, I got my money back the week after when all working days resumed as normal.
Strawberry<3
post Apr 27 2012, 05:16 PM

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My customer from Philippine banked in from Maybank Philippine to my Maybank today.

How many days does it takes to receive the payment?


Last time my customers from Singapore banked in from Maybank and I received immediately. But Philippines not immediately .. not sure need how many days >.<
Iqmal2133
post Jul 5 2012, 10:36 PM

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does Hong Leong accept RM5 note?
sguy
post Sep 4 2012, 12:50 PM

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in Public Bank ATM, there is an option for Funds transfer, this is IBG right?
never use this option before, so I can use this IBG ATM to transfer money to Ambank right(both are saving accounts)? Is there any limit for it? Normally take how many days to process?
AkiraYC88
post Sep 15 2012, 01:10 AM

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Hi all. Wanna ask. If the bank accidentally deposited extra money into your account (during cheque deposit), if we do not report to the bank, but also do not touch a cent of that extra money, just leave it there until the bank realizes, is this considered as crime, like theft? Is it illegal? Although we did not use any of the money. O.O Please help.
kunimitsu
post Oct 16 2012, 01:27 PM

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anyone noe how to transfer money from sgapore 2 malaysia

topkid911
post Oct 27 2012, 11:45 AM

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can i deposit my cash from public bank to cimb bank berhad using the deposit machine?

This post has been edited by topkid911: Oct 27 2012, 11:50 AM
mikanico
post Oct 29 2012, 11:56 AM

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If you ever wonder when you should be receiving the IBG Giro Money, according to Bank Negara Malaysia, it's SAME day if before Noon for (Business day : Monday to Friday) Next business day for after Noon, or non Business day transcations.
alien1959
post Apr 27 2013, 10:18 PM

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QUOTE(Shizuru @ Dec 28 2007, 08:52 PM)
If I'm not mistaken the minimum amount for cash deposit is RM10 for Maybank at least.


Added on December 28, 2007, 8:54 pm

ATM can only can't through Maybank2u.


Added on December 28, 2007, 9:00 pmSorry didn't reply earlier. Guess you already figure out how to make payment laugh.gif
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Hi guys, I've read through the thread and seen a few mentioning Cash Deposit Machine (CDM).. Want to confirm here,

Maybank, CIMB, RHB, Hong Leong etc all the CDM, is it true they can only receive RM5 increments? (e.g. RM5, 15, 20) RM 13 cannot. Or only RM10 increments?

Also, any charges for GIRO? E.g from CIMB to Maybank account.


(I asked about the CDM increment thing because I've had a few buyers wanting me to reduce the price of my item from RM48 -> RM40 because apparently CDM only accept RM 10 increments. Want to make sure wink.gif )

Thank you!
Shizuru
post Apr 28 2013, 01:20 AM

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QUOTE(alien1959 @ Apr 27 2013, 10:18 PM)
Hi guys, I've read through the thread and seen a few mentioning Cash Deposit Machine (CDM).. Want to confirm here,

Maybank, CIMB, RHB, Hong Leong etc all the CDM, is it true they can only receive RM5 increments? (e.g. RM5, 15, 20) RM 13 cannot. Or only RM10 increments?

Also, any charges for GIRO? E.g from CIMB to Maybank account.
(I asked about the CDM increment thing because I've had a few buyers wanting me to reduce the price of my item from RM48 -> RM40 because apparently CDM only accept RM 10 increments. Want to make sure wink.gif )

Thank you!
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If cash deposit yes. the smallest amount it will take is RM10.

alien1959
post Apr 28 2013, 01:25 AM

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QUOTE(Shizuru @ Apr 28 2013, 01:20 AM)
If cash deposit yes. the smallest amount it will take is RM10.
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Okay thanks Shizuru. In that case I should try to round up my pricings then. Because I don't think they want me to return the remaining amount via poslaju with the item. Thank you again!

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