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> [GUIDE] Bank transfers

rayanne
post Aug 9 2007, 02:55 PM

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From: Puchong



QUOTE(CiiMouMou @ Jul 22 2007, 09:56 PM)
can i bank-in money in one bank but different bank account??
example : can i go maybank to bank-in money for a account in hong leong bank?
any additional charge??

*
i think u should go to hongleong bank to bank in money for that hl account.

rayanne
post Sep 30 2008, 10:16 AM

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for maybank2u, internet banking you can only know the amount, & type of transaction . you wont know who paid you so it is save to inform the buyer to inform you once paid with exact amount.
if you want to know the time, call up to your bank and ask them the transaction, if not mistaken, pnly the main branch of your account open can check..
rayanne
post Jan 19 2012, 02:50 PM

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i experienced that a forumer claimed that he trying to use cimb account to do transfer to my mbb account ,he key in my email address and so i received email notification from cimb bank immediately.

but because i trust the forumer, i dint check properly, in fact the account number is wrong by 1 digit. when i rise up the matter after 3 days realizing my mbb account dint get any payment clearance, he said mistakenly key in account# and my name by one first name wrong, want to cancel order after i've placed order for him.

i am wondering how can cimb do the email notification without checking any transaction validation, at least on the beneficiary bank account existence. blush.gif
rayanne
post Jan 20 2012, 11:35 AM

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QUOTE(electronicfly @ Jan 20 2012, 03:00 AM)
So your customer's payment went to another person with a similar name as you, or the payment got returned back to your customer?

If it's the first situation, well, I don't think you can do anything about it yourself, though your customer might be able to get the bank to reverse the payment though. You will need to get your customer to contact the bank to find out what to do.

If it's the second, did you inform your customer that you've already placed the order? IMO if he/she already confirmed the order (the attempt to pay is confirmation enough for most) then he/she is responsible to pay you. If he/she refuses, then charge the fella as FFK and blacklist etc (IMO)
*
yesterday i've reported to cimb clicks for their system improvement smile.gif

my customer actually claimed that he mistakenly 'transfer' to one name 99% similar to me (1 alphabet different), and 1 digit of bank account number different with mine. Not sure the payment went through, too coincident if it happened tongue.gif unbelievable. i dont think that account exist anyway! it simply a poor system security features on cimb email notification, which has no validation on beneficiary account existence. it create possible internet fraud though!

anyhow yes ,payment means order confirmation. i dont charge him as ffk reason being he finally paid me because he still have first order with me, if this 2nd order backout, i will not proceed on his trade account. so case settled no dispute =). Just want to share with other seller and beware of this!
rayanne
post Jan 21 2012, 04:14 PM

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QUOTE(electronicfly @ Jan 20 2012, 10:06 PM)
So that means it was the first scenario? The banks won't be able to verify whether the email's owner is the same as the account holder one ma, somore different banks.. IMO it'll be a breach of confidentiality if all banks can somehow find out exactly which email account belongs to who =/
*
no.. i mean verify a beneficiary bank account existence. not email .
like MBB, you can choose to select verification of an account existence for igb transfer



 

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