How much you wanna rent out ? I looking for 1 room, I decide to rent out alll my house to collect rental to cover my mortgage, previously I over borrowed, now quite tight budget,

But will share room with 4 other fellows, don't worry we all straight one, you also know them one, Tigerr, Jliew, AppreciativeMan & Showtime747, I will pay for the rent, then I sub sub rent to them.

Later we no need to chat in forum, we can talk about our failed investment face to face.

If ok you pm me the address, then fix a date all of us can meet up to see the room.

Sutera Maya surrounded by some cheap factory, condo Ok but surrounding looks really bad, but if you used to Sri Kemangan New Village then mah Ok loh...kakakka

Bear2 your GF pretty or not ? If at least worth 7/10 then PM us her photo & statistics + CV, we help her find Better Man, You sounds like potential hazard to her, scare she Ga Cho Long 嫁错郎 opps should be 嫁错狼。

Now we switch our plan to "Saving Private Bear2 GF" instead, scare she get someone only target her father wealth.

I hope tomorrow Divali aka Festival of lights, Good win over Evil, she will be enlightened to see wolf in sheep skin... please don't buy any property, stuck in that rented apartment of yours continue be a rent flipper, spared that poor naive little girl, set her free, find better man.

Thank you...

He is choy san ye for the developer & us owner, without him who so dumb willingly pay higher price after GST ? if more like him really huat loh..

Ya ! Samsung & Apple also pay a lot for advertisement, Maggi, Milo, Proton, Toyota, BMW, Bata also pay a lot & you are paying for it..

Conclusion buy own land, build own house...


[attachmentid=4179710]


Shui boh ? Buy 1/4 acre land from Bear2 PAMA & build this, no need pay advertising cost..

This post has been edited by jolokia: Oct 21 2014, 12:04 PM

Wrong prediction lah, base on 10 years cycle, next down turn should be 2018, but by then even house price never go down also OK for Bear2, because GF cabut liao, probably already mother of 2 marry to a good husband living in a nice house..

Me very old man liao, mind also very conservative, but my main intention is to delayed Bear2 plan to buy property, as my unit just bought need to wait 3 years to avoid heavy RPGT, 2018 will ngam2 time for me to flip to him earn kao2 & no need pay so much RPGT, base on the trend my Proton will be at Camry price by 2018, Bear2 will have no hope to get Camry as by 2018 Camry is Benz price already.. He will Yan Choy Liong Sat..

Also depends Bear2 GF rating lah, if 6/10 & above no problem, but now hoh according to our statistic man population exceed women population, women got more choice, if Bear2 wait some more maybe need Vietnam wife also reject him..

Bear2 move your ass lah

By 2018 you think he have many choice ah ? PR1MA maybe also 600K already, some more his 8K GF cabut liao, think he can afford on single income ah, sure GF sister also kick him out of Birdnest business when their sister no more in relationship with him.

Those indochina girl come all the way to marry guy with rented apartment some more need to sub rent out 2 room ah ? No way lah, i think they will also cabut back to their own country better.

300K + 20% = 360K aka up 60K

600K + 10= 660K aka up 60K

See even percentage come down but money value still the same, when 300K property jump to 600K, you think so easy earn extra 60K ?

What not sustainable, we already talk about this is previous version, people downgrade that all.

1.) Don't look at national average income, look only at top 30% Chinese income, as it is already proven Property is 95% chinese business.
2.) Don't imagine Fresh Grads without PAMA support or young exec can afford, those who have support no longer under their pay category isn't it ?
3.) People already accept downgrade, eg previously Manager grade can afford DSL & Condo now downgrade to Apartment, previously GM can afford SD downgrade to Condo/DSL, Director who can afford Bangalow downgrade to SD, those exec/junior manager probably need to line up for PR1MA or rent already.

So what is not sustainable ? more people rent compare to buy, owner can sustain their mortgage while waiting for perfect price to flip & buy some more.

Our car is among the most expensive in the world, even US, Hong Kong, Taiwan, Japan, Korea, Europe car price is cheaper than ours, but look at the car vs population, we are far ahead of them, is this not sustainable ?

Magic answer downgrade loh, Camry in US is Auntie go supermarket car, here is GM Car, Civic in US is teenager school car, here is Manager car, understand boh ?

This post has been edited by jolokia: Oct 21 2014, 03:22 PM

Proton not selling in US.

US have specific rule on car, CBU will be very costly, i doubt Proton can pass NHTSA crash test especially small overlaps crash test, not forgetting strict emission, Proton will be tax heavily if Co2 emission is high, Toyota, Honda, Nissan, Hyundai, KIA spends billions to set up manufacturer plant in US or else they will be hard to survive on the competitive price market.


In UK Proton & Perodua are more of Retired old folks Sunday Car..

This post has been edited by jolokia: Oct 21 2014, 03:16 PM

Samsung Galaxy S5 spends more on advertisement compare to Samsung S...

The more they spend on advetisement the better, as this will generate bigger economy pie.

Developer Y spend on advertisement, Newspaper, Web developer, Property Forum, TV Station, Printer & etc earn more, then they spends on gadget, clothing, cars, grocery & etc, all this will generate a bigger economy.

Assumed Prody open a restaurant, he normally get 50 customer a day, each customer average spends RM 20 in 2007, Fast forward to 2014 Prody can expect 2 scenario.

1.) House advertisement remain same percentage 2% on advertisement cost, Prody Food now cost 3-4 times, unless Prody run charity or else no way his business can survived, since those who getting advertisement income from developer not earning more. so now Prody restaurant getting 15 customer but still spend RM 20 per head..

or

2.) House advertisement increase to 6%, Prody restaurant now get 150 customer per day spend RM 60 per head, for merely 60K Prody extra spend on a house he buy, now his business income also X 6.

So which one you prefer ?

Eventually he feel tired & give in, Unless he don't need a house, he boh song paying Developer advertising fees but very happy his customer paying his or his company advertising fees, only he can earn people money, people cannot earn his money.. like Bear2 can flip his PAMA land & flip his rent to sub rent tenants, flip Birdnest earn kao2 but Green Terrain owner not allow to earn from him.

Bear2 bad mode again tonight, GF, In law, GF sisters will push him, if he visit friends open house sure kena ask when buying house when get married.

I target Bear2 GF sisters only, wanna joined in lucrative Birdnest Business, nett profit 500K per anum leh, some more can compete with Bear2 for father in law land & few Bangalow leh, my digestive system not so good, doctor advice me to take Soft rice...

I switch off light loh..

Did you noticed any property drop 5% compared to 2013 ?

Bear2 very desperate for failed investment theory, to the extend of jokes also he take it seriously..

Bear2 you print this chart & show GF & In law if not tomorrow holiday very difficult go though.. deng zhu tong sin.. ng hai yat zhi hou nan gou..lol

搵食艰难阿! 出得来捞，食得咸鱼抵得渴，老嫩都杀啦

Next year still don't buy, no need to buy already, GF cabut liao, he no money to buy, continue rent apartment till old.

Since property price surge so much in past 5-6 years, I think we need to redefining Middle income, Govt increased PR1MA limit to 10K, isn't that indicates middle income should be around that figure ?

Besides I had always says Properties is 95% Chinese business, so we should actually use Chinese standard middle income, I would suggest middle income to be RM 15-25K per household, or individual should be RM 8-15K.

So who said middle income cannot afford property ? just that many never realised they have been downgraded, they are now low income group, eg 3K used to be big deal in the 80s or 6K used to be great deal in the 90's now 3K are considered poor in the city while 6K is considered jialat after paying house, car & expenses, since 2015 budget removed 4K & below earner from income tax, I think that should be indicator of low income group.

Many still can't accept that no longer enjoying the same lifestyle like their Bros/Sis/Uncle/Auntie/Senior holding the same position half a decades ago.

If solely depends on Salary we will continue to suffer downgrading, Hard & Cruel but that's reality.


Sure GF will see many stall in mall promoting properties, Signboard, Banner all over the street, Radio in car, Bear2 ear pain loh..lol

Actually I also kind of bored, seem like majority Signboard are promoting property here & there, as if nothing else but property in our market, like all other businesses is death. . sian..ZzzZzz

This post has been edited by jolokia: Oct 22 2014, 01:42 PM

GF packing liao, giving him ultimatum..

Bear2 GF actually middle income group who can afford quite reasonable properties, but because Bear2 5.5K which is belongs to low income group, she will be dragged down below middle income which required 15K income, GF 8K + Bear2 5.5K only = 13.5K, she need find someone with 12K above, then 20K quite comfort liao.

We should change our plan to save this young female lawyer from falling to Wolf in Bear skin, who failed to aim at own PAMA land now target GF PAMA land & Bangalow.. he deliberately don't want to buy property for married, so that in law see daughter so cham & sponsored 1 as wedding gift, later this wolf will find ways to ask in law to transfer theirs land & properties under his name, very cunning fellow.

We shall not let bad people like him succeeded, must stop him...kakaka

Today Dewali must let good win over evil...

I think he try to say the boss got 2 maraschino cherry on his chest..lol

Maserati too complicated for him.

How come so cheap ?? made of hollow block or what.?

Bear2 qualified but GF salary over 8K not qualified.

This post has been edited by jolokia: Oct 22 2014, 06:01 PM

Bear2 aim this already lah, he says OUG Parklane too high density, too many units share 3 lift, not suitable for his Repoman status..