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 Multiple Signs of Malaysia Property Bubble V12, Areas Klang valley & Johor

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ManutdGiggs
post Nov 2 2014, 05:00 PM

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QUOTE(icemanfx @ Nov 2 2014, 04:33 PM)
Perhaps you could start stocking sugar in your warehouse.
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Of cos u can start to bake a cake with salt.

Dun b herd la. Whole world using sugar for cake. U can use salt.
SUSjolokia
post Nov 2 2014, 05:10 PM

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QUOTE(ManutdGiggs @ Nov 2 2014, 04:24 PM)
Sugar has been in uptrend in price ever since kuok left local market. One can alwiz not b herd to cont buying sugar or support products which contain sugar. Alternatively salt is Important irecipe n a cook book too.

Btw ice cream contains sugar??? Pls do tell me. Gua btc.
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Nothing to do with Kuok or Syed, is the oil ciris that cause people moved to bio fuel in this case Ethanol which made of sugarcane, in fact part of the reason why there were a rice price increase back then due to people use corn to produced bio diesel then they feed rice to cow, so it start a what you called Food Vs Fuel game.

Another collateral damage is palm oil price drop in line with oil price as demand for bio fuel no longer at peak, that why you see there is huge excess supply, now we move from B5 to B7 diesel to clear off some stock, maybe this is also the reason why Bear2 PAMA decide to sell off their Palm land in Kajang as the yield from plantation is depressing.. keke


QUOTE(icemanfx @ Nov 2 2014, 04:33 PM)
Perhaps you could start stocking sugar in your warehouse.
*
Stocking essential product like Rice & Sugar in large quantity is against the law, your lecturer never teach you meh ?

Mentality still students even after leaving school, what lecturer never teach you don't know..lol
SUSjolokia
post Nov 2 2014, 05:14 PM

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QUOTE(ManutdGiggs @ Nov 2 2014, 05:00 PM)
Of cos u can start to bake a cake with salt.

Dun b herd la. Whole world using sugar for cake. U can use salt.
*
Trends now is replaced sugar with Monk Fruits aka Loh Hong Koh 罗汉果, low calorie sweeteners, safer than those artificial sweeteners.

Latuk no need sweet already lah, he got sweetheart at home..keke
ManutdGiggs
post Nov 2 2014, 05:21 PM

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QUOTE(jolokia @ Nov 2 2014, 05:14 PM)
Trends now is replaced sugar with Monk Fruits aka Loh Hong Koh 罗汉果, low calorie sweeteners, safer than those artificial sweeteners.

Latuk no need sweet already lah, he got sweetheart at home..keke
*
I prefer 冬瓜糖
ManutdGiggs
post Nov 2 2014, 05:24 PM

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QUOTE(jolokia @ Nov 2 2014, 05:10 PM)
Nothing to do with Kuok or Syed, is the oil ciris that cause people moved to bio fuel in this case Ethanol which made of sugarcane, in fact part of the reason why there were a rice price increase back then due to people use corn to produced bio diesel then they feed rice to cow, so it start a what you called Food Vs Fuel game.

Another collateral damage is palm oil price drop in line with oil price as demand for bio fuel no longer at peak, that why you see there is huge excess supply, now we move from B5 to B7 diesel to clear off some stock, maybe this is also the reason why Bear2 PAMA decide to sell off their Palm land in Kajang as the yield from plantation is depressing.. keke
Stocking essential product like Rice & Sugar in large quantity is against the law, your lecturer never teach you meh ?

Mentality still students even after leaving school, what lecturer never teach you don't know..lol
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Lat jiu gor I'm toking bout local market for sugar. Dun bring in global market. Nanti student ask y compare kl and hk???

Lu din listen during class meh. Red card sama lu.
TSbearbearwong
post Nov 2 2014, 05:34 PM

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QUOTE(jolokia @ Nov 2 2014, 01:51 PM)
Spare him lah, he need to wake up frequently at night.

Bear2 & Ice cream opps is mean Iceman, big bazookas coming Liao, this round Japan QE.. Prepare another round of Property craze..

http://www.economist.com/blogs/banyan/2014...titative-easing

Heard China also might follow, Bear2 faster grab one before another 2008-2013 style hike.
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you faster buy more, after QE japan start, you become millionaire instantly ... dun wait, any project just whack Japanese coming to buy from you later, just remember to increase them to 2 million above to enable them to buy ok.. rclxms.gif
TSbearbearwong
post Nov 2 2014, 05:40 PM

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QUOTE(CK15 @ Nov 2 2014, 02:53 PM)
Price increase 1 after 1..... another to come.....

http://www.thestar.com.my/News/Nation/2014...ransport-fares/
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yaya, interest rates also going up soon..

Seminar raises more questions about the state of property sector

“The current global economic conditions are important to the Malaysian economy, which, like other countries, has been impacted by ‘cheap money’ and low cost of financing,” he says.

He says just as growth is uneven in different countries, so are the property markets in the developed and developing countries. Prices are rising in UK and Australia, stable in Germany, easing off in the US and falling at a slower pace in Spain and Greece. In China, prices are falling while Singapore property prices are in a state of flux, rising and falling.

The question today is: How long does it take for property markets (in the world) to recover)?

On the home front, Yeah says, the local property prices are not sustainable. Prices are rising faster than income.

We are over-leveraged and any increase in debt should be in relation with our income level,” he says. Financial institutions’ exposure to the property and construction industry in 2013 were massive.

Loans-to-deposit ratio hovered at 80% at the end of 2013, with almost 45% going into propety sector, says Yeah. Banks are flush with cash, but our household debt is no longer sustainable (for us to borrow anymore). Our property loans suggest that we have reached a stage where we need to rebalance credit growth, says Yeah.

flippers manyak

Property prices are also no longer sustainable. The questions to ask are: How fast are property prices cooling? How sustainable are price increases?

“The challenges for next year are how will we adjust to the new price environment, with the imposition of GST and the continuing subsidy rationalisation?”

“People want to buy but they are unable to get a loan,” says Fateh Iskandar.

About 80% of households earn less than RM6,900 monthly, and of this, 40% earn less than RM2,000, which explains why many are forced to walk way from a purchase, he says.

Assuming a RM500,000 loan for 30 years, with a 10% downpayment and 90% financing (base lending rate of 6.85% less 2.40%), the monthly repayment is about RM2,519, says Fateh Iskandar.

He says the loan rejection rate is 35%, 30% and 26% in Selangor, Kuala Lumpur and Penang the last two years compared to 20%, 20% and 13% respectively.



source:
http://www.thestar.com.my/Business/Busines...ctor/?style=biz
ManutdGiggs
post Nov 2 2014, 05:42 PM

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QUOTE(bearbearwong @ Nov 2 2014, 05:34 PM)
you faster buy more, after QE japan start, you become millionaire instantly ... dun wait, any project just whack Japanese coming to buy from you later, just remember to increase them to 2 million above to enable them to buy ok.. rclxms.gif
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Bro bear do u know how qe works ar???

Why must it b nihonjin bili???
TSbearbearwong
post Nov 2 2014, 05:42 PM

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other countries before implementation of GST, transnational very high one, we before GST transaction lowest... really different Malaysia and getting worse too

dun mention of QE , China and singapore & Malaysia price already surged and coming to end di what..

This post has been edited by bearbearwong: Nov 2 2014, 05:44 PM
ManutdGiggs
post Nov 2 2014, 05:43 PM

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QUOTE(bearbearwong @ Nov 2 2014, 05:42 PM)
other countries before implementation of GST, transnational very high one, we before GST transaction lowest... really different Malaysia and getting worse too
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Malai difference. We hav bear in bull market.
TSbearbearwong
post Nov 2 2014, 05:45 PM

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QUOTE(ManutdGiggs @ Nov 2 2014, 05:43 PM)
Malai difference. We hav bear in bull market.
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Malai have herds as well
ManutdGiggs
post Nov 2 2014, 05:46 PM

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QUOTE(bearbearwong @ Nov 2 2014, 05:45 PM)
Malai have herds as well
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U mean selling salty ice cream???

Anw u need to push harder to reach 2.5k posts.

Lat jiu gor oledi gab warning. We r too slow.
TSbearbearwong
post Nov 2 2014, 05:50 PM

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QUOTE(ManutdGiggs @ Nov 2 2014, 05:46 PM)
U mean selling salty ice cream???

Anw u need to push harder to reach 2.5k posts.

Lat jiu gor oledi gab warning. We r too slow.
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actually lat jiu zai threads I disagree, many points he drop out.. social impact, know for what? can hold at night and sleep meh?
AppreciativeMan
post Nov 2 2014, 05:55 PM

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QUOTE(bearbearwong @ Nov 2 2014, 05:50 PM)
actually lat jiu zai threads I disagree, many points he drop out.. social impact, know for what? can hold at night and sleep meh?
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Then kno other ppl ccris report or where they invest for what? Can hold at night and sleep meh?? laugh.gif laugh.gif
ManutdGiggs
post Nov 2 2014, 06:05 PM

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QUOTE(bearbearwong @ Nov 2 2014, 05:50 PM)
actually lat jiu zai threads I disagree, many points he drop out.. social impact, know for what? can hold at night and sleep meh?
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U r the man. U r rite all the time. No worries. Eat ice cream.
icemanfx
post Nov 2 2014, 06:10 PM

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QUOTE(ManutdGiggs @ Nov 2 2014, 05:00 PM)
Of cos u can start to bake a cake with salt.

Dun b herd la. Whole world using sugar for cake. U can use salt.
*
Will certainly replace sugar with salt in cake if you dato could come up with a successful, tasty and edible formulation/recipe.

QUOTE(jolokia @ Nov 2 2014, 05:10 PM)
Stocking essential product like Rice & Sugar in large quantity is against the law, your lecturer never teach you meh ?

Mentality still students even after leaving school, what lecturer never teach you don't know..lol
*
You are under estimating dato manutdgiggs doesn't have or can't obtain license to stock sugar.

This post has been edited by icemanfx: Nov 2 2014, 06:29 PM
Tigerr
post Nov 2 2014, 06:42 PM

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QUOTE(bearbearwong @ Nov 2 2014, 05:42 PM)
other countries before implementation of GST, transnational very high one, we before GST transaction lowest... really different Malaysia and getting worse too

dun mention of QE , China and singapore & Malaysia price already surged and coming to end di what..
*
Bbw. Before u continue further with your great theiry. Do u actually know n understand what is QE n how it works to a country? Can u give your understanding so that we can actually know u r talking with wisdom n not just tok kok n troll.

Myself dont even understand what is QE n what it does ti the economy. I only heard US printing money.
Tigerr
post Nov 2 2014, 06:44 PM

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QUOTE(icemanfx @ Nov 2 2014, 06:10 PM)
Will certainly replace sugar with salt in cake if you dato could come up with a successful, tasty and edible formulation/recipe.
You are under estimating dato manutdgiggs doesn't have or can't obtain license to stock sugar.
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Mr. Student. Since u talking US subprime before. Do u know how did US subprime formed n on what basis this subprime formed n bursted?

If we just solely talking about house price keep going up till beyond our salary. HK n singapore should have more subprime n bursted before US.

can u tell us what u know or learnt about sub prime?
ManutdGiggs
post Nov 2 2014, 06:49 PM

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QUOTE(icemanfx @ Nov 2 2014, 06:10 PM)
Will certainly replace sugar with salt in cake if you dato could come up with a successful, tasty and edible formulation/recipe.
You are under estimating dato manutdgiggs doesn't have or can't obtain license to stock sugar.
*
U 'll b surprise

This post has been edited by ManutdGiggs: Nov 2 2014, 06:51 PM
ManutdGiggs
post Nov 2 2014, 06:50 PM

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QUOTE(Tigerr @ Nov 2 2014, 06:42 PM)
Bbw. Before u continue further with your great theiry. Do u actually know n understand what is QE n how it works to a country? Can u give your understanding so that we can actually know u r talking with wisdom n not just tok kok n troll.

Myself dont even understand what is QE n what it does ti the economy. I only heard US printing money.
*
Wats subprime???

Subprime = S-U-B-P-R-I-M-E

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