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Credit Cards Hong Leong Bank Wise Credit Card V4, 10% Cashback , Up to RM100 per month

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arthur88
post Dec 11 2014, 04:11 PM

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user posted image

the bill no is the barcode at the bottom?
arthur88
post Dec 12 2014, 09:13 AM

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then u must be never open uobpayonline....
i called tnb cs ystdy, they told me is the last 8 digit of the barcode at the bottom...
arthur88
post Dec 14 2014, 10:27 PM

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QUOTE(celaw @ Dec 14 2014, 10:04 PM)
Hi, anyone had overpaid HLB CC before? Able to ask CS to transfer the overpaid amount to savings account? How long the whole process take? Thanks.
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if the overpaid amount is small, no need bother, it will be taken note as ur credit limit...
for eg, u got 6000 limit, u overpaid 100, then ur credit limit become 6100...
arthur88
post Dec 29 2014, 09:07 PM

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i checked my transaction today and found out few weird cash back then cash back rev...
and just called up cs and they said its system error and they are rectifying...
ask me to wait for statement come out... hmm.gif
arthur88
post Dec 31 2014, 12:02 PM

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QUOTE(lchee @ Dec 31 2014, 09:42 AM)
Just got my latest statement.  Got charged RM 160 annual fees and RM 50 government GST. Called customer service to ask for waiver and was told no customers of WISE card are given waiver due to this card already giving monthly cash back.  Just to check if this is the case for everyone here.
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first year waived both...on subsequent year...they wont offer u anymore...
arthur88
post Jan 4 2015, 11:08 AM

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need to wait few days only can see statement details online?
my statement cycle is 3rd monthly, but can only see total amount but not details...

arthur88
post Jan 4 2015, 04:46 PM

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i think i kena AF also...quite weird as the sales agent told me that first year AF and GST is waived and i never use HLB cc before...
looks like have to call cs again...
arthur88
post Jan 4 2015, 10:08 PM

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QUOTE(cybpsych @ Jan 4 2015, 05:08 PM)
RM50 GST is automatically charged to your card on approval date. Pay this first as per statement.

RM50 rebate is given for new signup. I got mine exactly 1 month after approval. This is a rebate for the RM50 GST earlier.

Year 1 AF would be waived (charge + waiver) if you swipe 1x within 45 days after card approval. I got mine waived exactly 2 months after approval.
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Ady paid on November statement... before December statement cycle ends,I saw a few RM 50 cash back(credit ) then cash back rev(debit)...not sure what's going on there...

Anyway, wait for online statement come out first.. abit sienz need keep calling cs... but what to do, need extra effort if want saves money
arthur88
post Jan 4 2015, 10:10 PM

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QUOTE(IceLeo @ Jan 4 2015, 09:30 PM)
i am not new to HongLeong because currently holding Mach card... can i get the year 1 AF waived if in that case?
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Don't think so, cause when I applied wise card, the sales agent asked me whether I'm a first customer to hlb cc... but u can try call cs waived for u though
arthur88
post Jan 9 2015, 09:29 AM

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can someone explain what is finance charge and how it works?
it says charge on 13t month...but i only 2nd month using it?

the tnc in hlb website doesnt help much...


add:
QUOTE
To be calculated on a daily basis after the interest free period provided the
current balance of the cardholder’s previous statement is fully paid by
payment due date


i paid my 1st month spending within interest free period, but still kena charge?

This post has been edited by arthur88: Jan 9 2015, 09:37 AM
arthur88
post Jan 9 2015, 10:27 AM

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QUOTE(adele123 @ Jan 9 2015, 10:22 AM)
the short story is... if you pay on time, everytime, full amount... you won't need to worry about finance charge.

the longer story is... the confusing statement is confusing you didn't read the next sentence. it depends whether you settle your previous statement or not... so they might calculated the interest FROM AFTER the statement date OR FROM the POSTING DATE of the transaction.
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the confusing part is i paid on within interest free period and yet kena charged..

just called cs and they said will return the charges on next statement..
arthur88
post Jan 16 2015, 08:07 AM

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QUOTE(cybpsych @ Jan 16 2015, 07:26 AM)
answer above.
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would it be better if ts can pinned this info in first or 2nd post?
its hard to scroll post by post and page by page to search for this info..
arthur88
post Jan 16 2015, 08:40 AM

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QUOTE(cybpsych @ Jan 16 2015, 08:31 AM)
1st, there is a seach box below each topic. didnt notice that? That's how i search back post for you.

2nd, either mod/staff  or TS can update post #1. for this topic, that'd be ronnie
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not for me...i called cs...
actually i reply ur post is intended for ts... icon_rolleyes.gif
arthur88
post Feb 9 2015, 10:08 AM

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QUOTE(sweetpea123 @ Feb 9 2015, 12:37 AM)
Confirmed the problem was with Payonline cos I use CIMB & HLB Wise.  Approved then few days later rejected. Luckily, that Payonline transaction was my 13th transaction >RM50 for Jan 2015. Otherwise . mad.gif  cry.gif  vmad.gif

First time encountering such problem with Payonline. Have been using it for years, all these while very reliable.
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same also, just now checked email notice payonline said those payments using their service not successful...
the email stated need to contact card issuer bank... cry.gif
arthur88
post Feb 9 2015, 10:34 AM

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just gave a call to UOB cs asking about UOBPayOnline services, confirm the system is done until today...anyone wants to make payment through this website, need call them ask whether the UOBPayOnline is working or not...
arthur88
post Feb 9 2015, 11:29 AM

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QUOTE(sovietmah @ Feb 9 2015, 11:24 AM)
my colleague use other credit card to pay tnb using uobonline it works fine.
suspect hlb might block uobonline already.
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if this is the case, WISE card no longer useful to me...
but UOB cs did reply me that its system's problem...
arthur88
post Feb 13 2015, 08:54 AM

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uobpayonline get payment also..just checked my unbilled statement at hlb site...
arthur88
post Feb 13 2015, 10:09 AM

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anyone got tried pay assessment or quit rent?
if got listed as what category?
arthur88
post Feb 15 2015, 05:35 PM

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anyone tried swiping wise card in billion shopping center? what category listed as?
arthur88
post Feb 15 2015, 08:09 PM

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QUOTE(cybpsych @ Feb 15 2015, 06:12 PM)
which billion location?
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billion bukit mertajam...

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