so you paid 2 packs per time right?

i just bought at giant with my wise card 2 weeks ago rm27.99. but that's under pwp rm50.

Nope, 6 packs direct but separate to 2 transactions(max 3 pack for single person).
Just first day of the month already spend rm630

so you just left 3 times to go only. easy for you.

Nope, already 10 transactions done, now about rm800

anyone here use wise card and pump caltex?

I just notice in my statement, when i use the card at caltex counter/cashier it's not categorised as petrol.
the reason i swipe card at counter is because the card terminal at pump do not accept their own journey card yet. damn

1) wise card cannot be used at the cashier/counter for petrol (if you want cashback)
2) just pump at the dispenser with your wise card, then use the receipt to ask the cashier to manually load into your bcard

only now u noticed this?

it's been discussed numerous times that Wise wont recognize petrol counter/cashier (aka service station with MCC 5541) as "petrol".

Wise only recognize petrol pump (aka Automated Fuel Dispensers with MCC 5542) as "petrol" category.

wow...didnt know can do like that. great solution. you're the savior

only last week i start pumping caltex, i only pump fuel that have contest haha

This post has been edited by one punch man: Jan 1 2015, 08:23 PM

so far all the caltex i went to (including different states), i do in this way. show the receipt after pump for manual bcard points load.

fyi, only caltex allows this because i believe all their automated dispenser still cannot accept bcard yet. don't try with shell bonuslink, petronas mesra, bhp ecard, nor petron miles. they can't do manual points reload.

All sifu, WISE transaction rebate is based on single transaction or total up of the amount u spent in your rebate category?
ex : pump petrol RM 65 + 86 + 95 = RM 246
rebate is RM 7 + RM 9 + RM10 = RM 26
or rebate is RM246 * 10% = RM 24.60 = RM 25

RM25 , to achieve good effective rebate rate you need to use 3 categories.

This post has been edited by eddievh: Jan 2 2015, 02:45 AM

summation of all transactions per category, then rounded up to nearest RM1.

to get best "kiasu" return, in each category, try to hit total amount with RM5 (e.g. RM105, RM225, RM385, etc). This way, the category total will always round up in the cashback calculations.

this can be done easily with Mobile and Petrol, a pain to do with Grocery

Nope, even with groceries you still can hit it, just do some estimations. On last transaction, buy single item or items that don't have **.99 or **.88.

already tried 2 days back. sometime can, sometime cannot.

from shelf price, can hit ngam ngam amount that i want (RM11.45). when checkout, one of the item got discount (total RM10). i was like... FUUUUUUUUUUUUUUUUUUUUUUUUUU

Getting rm10 discount are better than STUPID's 8.25% cash back
I still remember I bought my wife's pads, price stated is rm8.30 but when paying rm1.99, that's 76% off. So what I did was go back and whack another 10. 5 packs was sold to a neighbor at rm5 each
Instantly gain rm15 even better profit margin than my rm30 Milo

I called to ask for waiver for annual fee on my card and supp card, they dun want to waive it for me. Think to cancel it and change to other card. When sign up the sales person say just call in to waive.

ot: but how do you know your neighbour use the same pad with your wife?
suspicious...

This post has been edited by victorywp: Jan 2 2015, 09:51 AM

Oopss.. Caught...

Champion la u supersound. I just spend only, didnt monitor to that extent.

Seems like a common trick from the sales person to entice people to get this card. Other forummers have reported the same..

agree! always do homework! dont get succumb to gimmicks by sales minions.

when i gotten my Wise card, i've been reading LYN topics for about 6 months!

always trust b&w terms & conditions. verbal promises from sales minions doesnt hold any water, in fact, minions "blow water" just to meet their target. unethical, yes you can complaint, but you already committed with the actual T&Cs upon signing up with HLB itself.