good info bro

Wait.. so you guys are buying the vouchers using the card to help achieve the RM50 x 10 cashback requirements?

not necessarily.

i did this on 1st month after gotten Wise card. 2nd months onwards, i started to consolidate with other expenses (mobile and grocery) from family member

once spending pattern normalized and gotten to know the usual merchants, you can start preplanning and do your own tracking.

yes, if you can't achieve the 50x10. also with the voucher, you can boldly spend near the end of the month (where usually people don't dare to use wise card because afraid it takes long time to get posted).

Once u buy the gift card, it will activated by automaticlah

If I can't spend rm1000 sharp, reloading AeonBig's give card and use it on 28th each month, gives you extra

if you buy in bulk, you can say you are giving away as gift and will activate later.

Any idea whether Starbucks Coffee is considered as Dining?

How much is considered buy in bulk?
Please share your experience on how much you brought and which outlet.
Also, how to activalte later? Go to aeon big again?

most of its outlets not under dining.

How much is considered buy in bulk?
Please share your experience on how much you brought and which outlet.
Also, how to activalte later? Go to aeon big again?

The most important is whether starbuck coffee can entitled for cash back.

If you end up keep on buying gift cards, that's means you can't hit the max cash back all the time. It is not a good way as you end up stocking the cards
Unless you have plans on buying big and expensive items, then is worth to do so. But then I see AonBig's electric appliance's price are not that attractive.
For me, I never stock pile my cards, instead buying detergent and Milo then sell it out at the original price I bought. Makes more sense as I'm making money

Btw... I got sms a week ago that hlb will email me my statement... Which i didnt receive through my email. My statement date is 19th...

Not a big issue really because i downloaded the statement even before i receive the sms. Is it just me?

Thanks.

Me hlb cc, but not wise

mile also got expiration date. Unless really got some one want the milo

mile also got expiration date. Unless really got some one want the milo

Indeed so, but at 10am I bought it, by 12pm I'm getting money back already.
Traditional coffee shops would like to have them

I signed up for the WISE card and GSC card combo last december. Mty GSC has been charged with a RM150 annual fee, but nothing for WISE. Does this mean it has been waived for my WISE card? I won't be paying the annual fee for the GSC card, will cancel it if they don't waive.

The annual fees are rm300 and rm160 for platinum and gold respectively right? Aren't they very expensive? How to get waiver?

Most people will opt for gold.
And don't see that 10% and get cheated. In actual, you are getting 8.25% only.

You will have to refer to your past statement to check the date your Wise card previous AF is charged (although it is subsequently waived for the 1st year ) . It will be charged on the same day as well.