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Credit Cards Hong Leong Bank Wise Credit Card V4, 10% Cashback , Up to RM100 per month

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kopiPeng
post Apr 15 2015, 08:49 PM

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QUOTE(mamamia @ Apr 15 2015, 07:55 PM)
Card apply n approve in March?
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approved in last day of March sweat.gif

why ya?
kopiPeng
post Apr 15 2015, 11:03 PM

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QUOTE(Pewufod @ Apr 15 2015, 10:15 PM)
ah...i need more of the lazada voucher rm50 code
anyone can help me buy ?
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Any good and cheap thing worth to buy there? tongue.gif

QUOTE(victorywp @ Apr 15 2015, 10:35 PM)
the rm50 gst still applies up to march 2015 and abolished starting april 2015 onwards. should have applied after april unless there was a  promo to waive af and gst if apply before april.
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i applied it since February... just that something comes up and I need to re-apply on early March...

Then they take their own sweet time to process my application until end of March then they speed up the process and approve my application on last day of March... sad.gif
kopiPeng
post Apr 16 2015, 10:03 AM

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QUOTE(kopiPeng @ Apr 15 2015, 07:05 PM)
Hi guys,

Sorry, I have a Question here. I just got my WISE card not long ago... Today I received my first statement.

There is a "GST SVC FEE CHARGE - RM50"

What is that? That is not a annual fee right? Can I waive off?
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QUOTE(mamamia @ Apr 15 2015, 09:10 PM)
So mean need to pay GST. U can try call in la... But the chances of waiver is minimal. U shd apply in April
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I just call HLB regarding this. If I swipe the card within 45 days. I can get back the RM50 after 60 days! icon_idea.gif
kopiPeng
post Apr 22 2015, 10:01 AM

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i just received a call from HLB encourage me to apply a supplementary card for my WISE card.

Here are the advantages she told me.
1) Can reach 10 x Swipes easier with supplementary card.
2) Waived annual fees & Service Tax for supplementary card (Now is Life Time, previously is 1 year only)
3) Easier to maximize RM100 CB
4) Have chance to get extra 10% CB bonus for the first month

Anyone got the same call?? I'm still considering bout this... hmm.gif

This post has been edited by kopiPeng: Apr 22 2015, 10:12 AM
kopiPeng
post Apr 22 2015, 10:12 AM

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QUOTE(victorywp @ Apr 22 2015, 10:11 AM)
that's all? no free gift offer? hmm.gif
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yeah.. but i dint ask for any free gift laugh.gif

user posted image
kopiPeng
post Apr 22 2015, 11:37 AM

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QUOTE(victorywp @ Apr 22 2015, 11:27 AM)
so this is their new free gift... previous was tower fan, then dashcam, then now this...
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wow.. apply supplementary card can get dashcam?!
kopiPeng
post Apr 25 2015, 10:20 PM

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QUOTE(hkboey @ Feb 3 2015, 06:00 AM)
Shoooooot!! I think I missed the January's rebate! Just checked HLB online and found that my transactions are not posted! Anyone use PayOnline on or after 27th Jan? Any problem?

These are the transactions I have done:
27th Jan : Made 3 transactions via MaxisPay Online using Wise card > Received confirmation email on 27th > All 3 transactions posted on 27th.
27th Jan : Made 5 TNB transactions via UOB PayOnline using Wise card > Received confirmation email on 27th > NONE transactions posted til today.
27th Jan : Made 1 HLB Life Insurance via UOB PayOnline using RHB VS card > Received confirmation email on 28th > NONE transactions posted til today.
27th Jan : Made another 5 TNB transactions via UOB PayOnline using Wise card > Received confirmation email on 28th > NONE transactions posted til today.

All transactions are done between 5:30am to 8:00am.

My all previous transactions never faced this issue. Referring to the 3rd and 4th items, also wonder why I only receive the confirmation one day later while 1st and 2nd received on the same day. Notice the inconsistency there.

And the worst part is I missed the rebate as a whole!  flex.gif  vmad.gif  mad.gif

UPDATE: Just checked TNB online and found that all the payments are not updated on TNB website, so I supposed the transactions never gone through. But how come I received the Approved email from PayOnline. Dang....... rclxub.gif
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Did anyone use WISE to pay TNB Bill via PayOnline these few days??

Is their system up yet?

This post has been edited by kopiPeng: Apr 25 2015, 10:21 PM
kopiPeng
post Apr 27 2015, 08:35 AM

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QUOTE(hkboey @ Apr 27 2015, 06:43 AM)
It was back to normal, I guess aroun 7th of Feb. Since then no one has complain anything wrong anymore.

FYI, I used it to pay on 22nd Apr and it get posted on 23rd Apr. So no problem for now. icon_rolleyes.gif  thumbup.gif
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ok bro. Thanks ya! notworthy.gif
kopiPeng
post Apr 29 2015, 06:01 PM

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QUOTE(kelvinlzy @ Apr 29 2015, 05:04 PM)
My categories are mobile, utilities and petrol, and you can control each category's spending. A word of advice, always end your spending with RM5 behind.
For example,
Mobile = RM225 spent, rebate = RM23;
Petrol = RM 355 spent, rebate = RM36;
Utilities = RM405 spent, rebate = RM41;
Total = RM985 spent, rebate = RM100.

I have even paid RM1 just to add up to the desired figure. icon_rolleyes.gif
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OMG!! Gonna save this Trick down!

Thanks for sharing! notworthy.gif

By the way.. I have question..

what if my mobile spending is RM224?? My rebate is RM22 or RM23?

This post has been edited by kopiPeng: Apr 29 2015, 06:11 PM
kopiPeng
post Apr 29 2015, 08:17 PM

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QUOTE(cybpsych @ Apr 29 2015, 07:39 PM)
RM22

always ensure ur category spending ending with RM5 smile.gif
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okay. thanks for your tips! thumbup.gif
kopiPeng
post Apr 30 2015, 10:59 AM

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QUOTE(sevendogz @ Apr 30 2015, 10:47 AM)
hi,
i am the principal card holder and my wife using sub card
is it possible for my wife to apply for principal card herself without terminating the sub status?
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As far as I know, you must terminate the sub status in order to apply Principal card.
kopiPeng
post Apr 30 2015, 11:28 AM

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QUOTE(sevendogz @ Apr 30 2015, 11:27 AM)
just as I thought..
will do so maybe after I get the luggage bag first..
as I have average RM2.5k of TNB bills to pay monthly, getting RM200 is always better than RM100
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apply 2 sub card can get luggage bag ah?? hmm.gif
kopiPeng
post Apr 30 2015, 11:35 AM

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QUOTE(sevendogz @ Apr 30 2015, 11:30 AM)
no, I applied for one principal plus one sub during big bad wolf..
will get them if spending over RM1800 or something I forgot but sure exceeded already..
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i see... thumbup.gif
kopiPeng
post May 4 2015, 12:01 PM

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QUOTE(stevenkkh @ Apr 30 2015, 04:11 PM)
Anyone know any idea to know the reason of rejected WISE credit card application? Or even any possible way to appeal?

All the normal reason of rejection is not applicable with me unless they blacklisted me.
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How do you apply last time? Agent or Branch?

If agent, they able to check for you.
kopiPeng
post May 6 2015, 09:29 AM

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QUOTE(nsync @ May 5 2015, 11:29 AM)
Guys.. some good news to share...

01-May-2015 01-May-2015 ANNUAL FEE WAIVER  160.00
01-May-2015 01-May-2015 Annual Fee 160.00

There is an auto waiver for annual fee... but i'm not sure how it happened... LOL
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Wow.. so good! drool.gif

May I know roughly how much you spend using this WISE card per month? blush.gif

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