Because cash back are calculated based on posting date.
Like you spend rm1000 this month and rm200 was done on last week, if they post it on next month's statement, you are getting rm80 of CB only.
HL group will try their best to swindle you as far as possible when have the chance.
Like now nobody shall simply disclose our personal info to other parties, HL group knows on the loop hole. I'm holder of STUPID card(under HL bank), they just pass my personal info to HLA and try to push me their insurance. In law they are still legal, since it is still under HL.

i apply on sunday.
next week - wednesday got call to verify address to send the card, but i choose to pick up at nearby branch, which is the place i apply - gardens
(afraid they send using poslaju and nobody at home, then later need to collect at poslaju office, so lazy).
next 2nd week - tuesday got the card.
total is 10 days if calculate direct sunday-sunday-tuesday

i apply at branch, tick gold and received gold card

HLB Pensonic Tower Fan is back and this time is GUARANTEED .

Got a call from the ielemarketer this morning and ask why I didnt proceed with the promo last time. I told her cos your gift wasnt guaranteed, the she told me now new promo guaranteed wor. So those who missed out can apply now

as mentioned by cashie above, there's a hlb wise booth at ioi mall puchong with free gifts on the spot (2 pcs gsc tickets + car phone/gps grip) after submission of your application. if you apply for dual/combo/supp, can also get a car detoxifier after accumulated rm2k retail spend within 60 days.

if i were you, i will just go to apply and get the free gifts on the spot. if later they found out you have two separate applications/submission, they still will only approve one hlb wise to you. but the difference is you already get your free gifts. lol...

just bring your ic (and your thumb) because they have the epf machine there. that's all. lol...

kopiPeng how's your wise application at ioi mall? just wondering whether you received the free gifts as i mentioned? or you get samsonite backpack? or other than these?

only gsc vouchers? some people he gives the car phone/gps mount grip too.
he is a good young boy, don't bully him ok? the person you meant his initial is ds right? 

When I applied, the sales lady did ask me whether want to take up this combo package. She told me once we take the combo, we cannot cancel either one. So, for your case, I would say it is totally depends on the person you met while applying CC. Call CS to look for solution.

Already mention and triple confirm before this, cannot cancel either one as its come as combo card package. If can cancel either one, why still call it as combo?

I never trust agent for their words, I will only trust with black white statement from the broucher.

The only things I like from agent is their free gift. Lol

just got my new card approved on december.
sales officer told me that when i swipe 1x each card, i will get RM50 rebate.
but when am i gonna receive the RM50????

You also may pay it via https://myaccount.maxis.net.my/wbb/default....?sect=firsttime and it's counted as MOBILE. Below is my 1st payment of Maxis Fiber

[attachmentid=4331328]

You also use https://pay.maxis.com.my to split payment for Maxis Home Fibre like I always do

Nope... it's Maxis's own portal... minimum payment is RM5.00

You also use https://pay.maxis.com.my to split payment for Maxis Home Fibre like I always do

Can't split it using that website

I use mylaunchpad.com.my to pay my Maxis Fibre Internet bills since a year ago.

just curious.

how do i use pay.maxis and pay my sister's Maxis account

(aka paying on-behalf of my sis' Maxis line using my HLB Wise card?)

1) the phone number should be my sis' Maxis number?
2) how about billing info (name, address, email)? my sis' address?

I'm currently setting up/registering pay.maxis and it wanted to charge RM1.00. Should i proceed?

u want to pay maxis call plan or home broadband? 2 different log in