Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Hong Leong Bank Wise Credit Card V4, 10% Cashback , Up to RM100 per month
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 Oct 28 2014, 11:26 PM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart   
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QUOTE(sotong168 @ Oct 28 2014, 10:18 PM) "online" falls under which category below? none, because hlb wise doesn't offer online category.» Click to show Spoiler - click again to hide... «  other cc options for online = pbb vs, cimb cr platinum, uob vox... |
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Oct 29 2014, 09:03 AM
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Senior Member
5,291 posts Joined: Dec 2004 From: I Luv Msia
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QUOTE(victorywp @ Oct 28 2014, 11:26 PM) none, because hlb wise doesn't offer online category. thks for d info, appreciate it~other cc options for online = pbb vs, cimb cr platinum, uob vox... |
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Oct 29 2014, 05:25 PM
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Senior Member
6,373 posts Joined: May 2007
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no special promotion for new application?
 so need pay gst? |
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Oct 30 2014, 07:40 AM
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All Stars
65,343 posts Joined: Jan 2003
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QUOTE(fkinmeng @ Oct 29 2014, 05:25 PM) no special promotion for new application? there's signup rebate of RM50. do call up HLB or drop ur details here to get a call from them. so need pay gst?from the application form: "1st year annual fee waiver subject to 1 swipe within 45 days from card approval date." |
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Oct 31 2014, 04:11 AM
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Senior Member
2,323 posts Joined: Nov 2004 From: Smallville
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QUOTE(fkinmeng @ Oct 29 2014, 05:25 PM) no special promotion for new application? last time i apply at hlb gardens midvalley (outside midvalley), the officer told me: so need pay gst?swipe 1 time within 45 days of card activated then hlb will credit back rm50 on 3rd statement, plus free 1st year annual fee. must pay gst in 1st statement. annual fee immediately waived. update: i apply on sunday, since this branch open on saturday and sunday till 6pm. very convenience  This post has been edited by erry-: Oct 31 2014, 04:14 AM |
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Oct 31 2014, 11:35 AM
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Senior Member
2,548 posts Joined: Aug 2008
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QUOTE(erry- @ Oct 31 2014, 04:11 AM) last time i apply at hlb gardens midvalley (outside midvalley), the officer told me: Bro, U apply at HLB gardens immediately get your card?? or need to wait how long??swipe 1 time within 45 days of card activated then hlb will credit back rm50 on 3rd statement, plus free 1st year annual fee. must pay gst in 1st statement. annual fee immediately waived. update: i apply on sunday, since this branch open on saturday and sunday till 6pm. very convenience I applied last Tuesday at HLB Branch, until today no news yet. |
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Oct 31 2014, 11:36 AM
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Senior Member
11,554 posts Joined: Aug 2009
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QUOTE(kopiPeng @ Oct 31 2014, 11:35 AM) Bro, U apply at HLB gardens immediately get your card?? or need to wait how long?? 14-21 days of waiting period I applied last Tuesday at HLB Branch, until today no news yet.  |
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Oct 31 2014, 01:27 PM
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Senior Member
2,548 posts Joined: Aug 2008
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QUOTE(supersound @ Oct 31 2014, 11:36 AM) 14-21 days of waiting period ah.. okay. 2-3 weeks.. guess I need to give some patience  |
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Oct 31 2014, 01:37 PM
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Senior Member
11,554 posts Joined: Aug 2009
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QUOTE(kopiPeng @ Oct 31 2014, 01:27 PM) ah.. okay. 2-3 weeks.. guess I need to give some patience Once you get it, you need to swipe 10X rm50 within 2 days. Else you don't do any transactions and only do on December |
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Oct 31 2014, 01:46 PM
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Senior Member
2,548 posts Joined: Aug 2008
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QUOTE(supersound @ Oct 31 2014, 01:37 PM) Once you get it, you need to swipe 10X rm50 within 2 days. Else you don't do any transactions and only do on December why 2 days??  |
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Oct 31 2014, 01:48 PM
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Senior Member
11,554 posts Joined: Aug 2009
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QUOTE(kopiPeng @ Oct 31 2014, 01:46 PM) why 2 days?? Because the postage date tends to take longer when nearing to cut off date  Happen to me on the first 6 months when I got the card. Almost every month I sure will complaint on something. So my personal cut off date each month is 22nd. |
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Oct 31 2014, 01:51 PM
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Senior Member
2,548 posts Joined: Aug 2008
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QUOTE(supersound @ Oct 31 2014, 01:48 PM) Because the postage date tends to take longer when nearing to cut off date delay on postage date means they dont deliver the statement on time?? Happen to me on the first 6 months when I got the card. Almost every month I sure will complaint on something. So my personal cut off date each month is 22nd. Why I cant swipe every last week of the month?? |
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Oct 31 2014, 01:52 PM
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Senior Member
11,554 posts Joined: Aug 2009
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QUOTE(kopiPeng @ Oct 31 2014, 01:51 PM) delay on postage date means they dont deliver the statement on time?? Nope, to make sure you can't enjoy maximum cash back Why I cant swipe every last week of the month?? |
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Oct 31 2014, 01:53 PM
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Senior Member
2,548 posts Joined: Aug 2008
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QUOTE(supersound @ Oct 31 2014, 01:52 PM) Nope, to make sure you can't enjoy maximum cash back bro.. please elaborate more.. i cant understand..  |
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Oct 31 2014, 01:57 PM
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Senior Member
11,554 posts Joined: Aug 2009
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QUOTE(kopiPeng @ Oct 31 2014, 01:53 PM) bro.. please elaborate more.. i cant understand.. Because cash back are calculated based on posting date.Like you spend rm1000 this month and rm200 was done on last week, if they post it on next month's statement, you are getting rm80 of CB only. HL group will try their best to swindle you as far as possible when have the chance. Like now nobody shall simply disclose our personal info to other parties, HL group knows on the loop hole. I'm holder of STUPID card(under HL bank), they just pass my personal info to HLA and try to push me their insurance. In law they are still legal, since it is still under HL. |
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Oct 31 2014, 02:04 PM
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Senior Member
2,548 posts Joined: Aug 2008
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QUOTE(supersound @ Oct 31 2014, 01:57 PM) Because cash back are calculated based on posting date. Yup. I heard my friends kena this issue also. HLB pass card holder personal info to HLA to push their insurance.Like you spend rm1000 this month and rm200 was done on last week, if they post it on next month's statement, you are getting rm80 of CB only. HL group will try their best to swindle you as far as possible when have the chance. Like now nobody shall simply disclose our personal info to other parties, HL group knows on the loop hole. I'm holder of STUPID card(under HL bank), they just pass my personal info to HLA and try to push me their insurance. In law they are still legal, since it is still under HL. My friend receive their call every other day, then my friend cannot tahan and use Data Protection Act to scare them off. Since then he doesn't receive calls anymore. Maybe u can try this next time. We have our right to protect our data. The cashback I thought now is calculating based on Calendar month?? correct me if I'm wrong This post has been edited by kopiPeng: Oct 31 2014, 02:05 PM |
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Oct 31 2014, 02:10 PM
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Junior Member
101 posts Joined: Sep 2014
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Hi Sifu, if salary is RM6,500 per month, apply gold card, will HL automatically upgrade you to platinum card even if you ticked gold card?
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Oct 31 2014, 02:28 PM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart
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QUOTE(Bahnhofstrasse @ Oct 31 2014, 02:10 PM) Hi Sifu, if salary is RM6,500 per month, apply gold card, will HL automatically upgrade you to platinum card even if you ticked gold card? most of the time they will. so must keep telling them not to do so during submission. but, usually still will fail. |
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Oct 31 2014, 02:59 PM
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Senior Member
11,554 posts Joined: Aug 2009
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QUOTE(kopiPeng @ Oct 31 2014, 02:04 PM) Yup. I heard my friends kena this issue also. HLB pass card holder personal info to HLA to push their insurance. Read their T&C properly first, then you will know how they play around with the grey area(towards end of month).My friend receive their call every other day, then my friend cannot tahan and use Data Protection Act to scare them off. Since then he doesn't receive calls anymore. Maybe u can try this next time. We have our right to protect our data. The cashback I thought now is calculating based on Calendar month?? correct me if I'm wrong This is 1 of the worst bank that I deal with for the past 20 years, start from HSBC, Public Bank and now HL bank |
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Oct 31 2014, 03:00 PM
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Senior Member
11,554 posts Joined: Aug 2009
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QUOTE(Bahnhofstrasse @ Oct 31 2014, 02:10 PM) Hi Sifu, if salary is RM6,500 per month, apply gold card, will HL automatically upgrade you to platinum card even if you ticked gold card? Where you apply your card? If at the shopping complex booth, all the time they will do so. But if you apply from bank's branch, look for senior officer and usually you will get what you ask for. |
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