Miscalculated this month's spending. Currently above 1k but only with 9 transactions.. Need 1 more... Zzz...

Manage to get and activated my WISE on 20 Jan 2015, made 2 transactions till date. Did not know that the cut off date is 27th of every month, now I dont entitle for the cash rebate. Seriously wtf.

always go for 11x >rm50 just in case miscalculation.

you should have read the first page first before apply or start using.
when i first got my card (also around 20th) but i swiped the 10x and til around 1k in the next few days.
if you can't, it's always better to wait til the next month before start using it.

Mine cut off date is 3rd every month.

Miscalculated the amount. No more rebates even if I make MaxisPay transactions.

To avoid confusion to other readers, there is no cut off date in Wise card TnC.
You just have to make sure that you have a minimum of 10 transactions above RM50 POSTED in a CALENDER month. It's that simple.
Transactions needs one or two days to be posted. Some HLB merchant can be same day posting. So do your own estimation for near month end transaction.
If month end transactions posted to next calender month, you will still get the cash back for that transaction under next month quota.

27th and 28th January still 99% get posted in January. Avoid 29th and 30th January because only 50% chance get posted in Jan. Can spend on 31st Jan for Feb cash back quota.

27th and 28th, Maxis Pay, Giant, Tesco Aeon Big and most petrol stations still can get it posted this month.

what cut off date do you mean? your statement date?

Usually Maxispay is D+2 minimum.

Yes i missed it.
I swiped at groceries section, where i bought all the snack, shampoo, etc...

Yes I may lose it if it get posted next month. But if it get posted the same day, which experienced by some of the card member who swiped at hlb terminal e.g. sushi king, then I am able to fulfill the requirement.
I hope I am on the right track.

They will take any transaction with RM50 above right? Including Paypal?

Ya. Paid once today, no more rebate.. too bad.. Now I have 10x.

Nope, I won't take such risk at any 1 time. Last time tried before on the store using HLB's terminal also the same.

Plan your spending in systematic way, usually get the first 10 transactions within 10 days will be the best.

Also, this card you shall spend rm950-1000 every month. If can't, then better get other cards instead.

if i apply for wise + gsc card, next year want to cut just one card, cannot right?

then if i apply for only wise card now, got rebate rm50?

yes, you are right. cannot cancel combo cards.

yes, for the first year.

nearly kena con by the SA, she said hlb gsc card no annual fee, free for life.

was tempted, but i remember lots of people mentioned here said need pay, so i read through t&c.

desperate tactics.

hi there, i was using my wise card to pump petrol and buy house groceries, but wondering why on the bill did not show cash back?

few questions for you to find out:

1) when did you get the card?
2) what is your bill date?
3) when did you pump petrol or buy groceries?
4) did you read post #1?
5) were you aware of the T&Cs for this card?

to waive gsc cc just need to swipe 12x a year. the sa did not inform you this?

can the principle and supp card share the 10times eg petrol + groceries to get the 10% cash back?