Really? I thought on available balance. Cool. I still have around 6k+ balance after my last BT, thought it is based on balance. That means I still can BT 9.6k? Assuming my CL is 12k?

Yeah lo. I also think this world doesn't have free lunch.
But victorywp's statement made me confused for a while.
Ok lo, will do for the rest. Another 3k better than nothing.

Understood. That means my understanding all this while is correct.

Guys, is there any way to transfer to Aeon from MBB without waiting for the statement to be generated?

I swiped 8k+ after my statement date on 24th Dec and plus my outstanding amount (both AmEx + VISA) which only due next week had caused my CL to burst now.

My next statement date is 24th Jan. Else, I will refrain myself from spending anything now until I clear my outstanding payment next week, at least it clears up some air.

Er.. I was saying MBB to Aeon, so is the other way round right?
I meant balance transfer my MBB unbilled transactions to Aeon, is that possible?

This post has been edited by fruitie: Jan 8 2015, 10:30 PM

Ok, will try.

If I have a statement, why still need print screen? I did my BT last month with statement only and approved on the same day I sent to Aeon.
Just that this month not yet statement date and spent a lot already.

I actually used both ways. At first faxed at noon and only got to know there's email address at around 4 plus, also dropped them an email. Received verification call around 5pm. She told me no issue and it's approved, though I only received the SMS 2 days after that.

This post has been edited by fruitie: Jan 9 2015, 12:12 AM

Even though the previous month's statement is not relevant?

Cool, this is new to me.
I will try it out soon.

You have your point as well. OK lo, wait till the statement is out on 25th... Just that I'll be travelling on 30th and hope my account will be cleared by then to allow me to use for emergency in overseas.

OK, I got what you mean. I will try with one time first.

Mine is MBB to Aeon.
But I will try print screen first, if it is not accepted then I will proceed and wait for statement or submit my previous month's statement.

at those replies.
Actually not addicted but being a good hearted person, I helped my overseas friends to buy 2 iPhone 6 and close to 5.5k of CL is stuck there. In addition, I also bought flight ticket to Japan and another 1.6k stuck there. My CL is stuck with these purchases now and plus all other spending + last month's statement, already spent overlimit, cannot swipe the card anymore. I don't want to pay MBB so soon when it is going to due only in mid of Feb. I just need my CL to be freed when I'm in Japan end of this month.
So BT seems to come handy this time.

I know I have a lot of excuses.


Anyway, a question just popped out. I intend to buy a house soon and wanna apply for loan, will all these BTs affect my credibility and lead to banks' rejection?

This post has been edited by fruitie: Jan 9 2015, 05:16 PM

Alright.
I'm thinking to buy within these few months and it should be before I clear all with Aeon.
Just wanna make sure it won't affect.

Ok, thanks for the enlightenment, this is the answer I was looking for.

Oh good for me, I plan to BT to Aeon only. So far one is there already. 6 months BT is good for me, not to drag too long.

Safest to say I clear all before buying.

Tried before for Maybank, works for me.

The bank will transfer the "overpayment" to your savings account and you can do anything you want.

I only tried once and upon request.
My reason was legit, the payment from Aeon to MBB wasn't done yet but it is already due date. So I paid and two days after that MBB received fund from Aeon. So it has become an overpayment. I called CS to get it transferred back.
It is normal for them that they can only transfer the amount after deducting your unbilled transactions but I did ask the CS to help to transfer the full amount as the due date is still long way to go. She didn't guarantee but she said will try. 3 days later I got the full amount.

Based on the feedback here some received full while some receive after deducting unbilled transaction.

Suddenly so many rejections for Aeon, I better follow the proper process until my MBB statement is generated only submit to them.

Hopefully I won't be rejected... It will be my second BT only.