I sent them an email yesterday that I only submitted one application by using two methods.

The CS called me just now and confirmed that there is only one application being approved.

Yeah la. No deny on the free money, I'm also lazy to track my payment.
Let's see first la, how smooth is my first BT.

Guys, Maybank has received the payment from Aeon. I think the cheques just cleared today.

I have unbilled transactions for my AmEx and Visa MBB2Cards, what I can see now is it has deducted my unbilled transactions and only show the balance.

How can I request back from Maybank for the whole amount Aeon paid and not after Maybank's deductions? My bill only due in mid of next month, don't want to clear the amount so soon...

Thanks.

My statement date is 24th. OK, I will call them later.
Thanks for the tips.

Yes, I love that account. Generates not too bad interest for me.

OK, will call them fast after my meeting. My boss is with me now.

Actually must do in M2U, cannot do in branch. My parents who are not IT literate, wanted this account too but were refused in the branch. They told them this must be done in M2U...

Anyway, just called Maybank for the overpayment... She wasn't that friendly and kept saying I cannot get back the full amount paid by AEON. She said must deduct the unbilled transactions and only pay me the balance.
After trying to convince her for a while, she said will apply for me but subject to management's approval and yes she told me 8 working days and I stayed calm about this.

Do you think I will get back the full amount?

I told her the bill is not generated yet and it will only due in mid of next month, I may need the money for other purposes...

This post has been edited by fruitie: Dec 18 2014, 03:10 PM

OK.
Luckily my unbilled amount is just 700+ less than 800 and not 5k or something...

OK, I have to accept whatever that comes to me.
Fortunately my unbilled transaction is not that much. I will avoid using my AmEx these few days then...

At least yours was a valid reason. Mine already due on Sunday so I had no choice but to pay first.. Only reflected today, there are few days apart.

Full refund or after deducting unbilled transactions?
I think like others mentioned, depending on the personnel attending to these cases.

An update for my case, I got back the full refund from Maybank.

The funnier part is Aeon transferred 6415 to Maybank and Maybank refunded me 6465.

Posting date Transaction date Description Foreign currency Local currency
Debit Credit Debit Credit
19-Dec-2014 19-Dec-2014 REFUND CREDIT BAL-CSU RM6,465.00
17-Dec-2014 17-Dec-2014 LOCAL PYMT,CHEQUE NO 00720840 RM6,415.00

They included my cash rebate as well I think.

Yeah and maybe it was my first time requesting, not too sure but got back all plus cash rebate is really a good news for me.

I just swiped another 8k on my MBB, but I only have Aeon for BT now. Promised myself that my previous BT was the first and last time. However, I cannot resist la.

Yeah, damn it.
Luckily I'm very disciplined when it comes to payment.
However, I'm not able to BT the total amount to Aeon as it will max out my CL.
I only have 12k CL I think, 6k+ already used for previous BT. My first payment will due on 1st Jan and it will add back another 1118 into CL.
Anyway, long way to think of this as my Maybank bill only due in mid of Feb.

Just Aeon Gold for PPL access.
I'll apply for Watami soon but it makes no difference for me as both share CL isn't it?

Aiks, I thought Gold also has.

Cool. Then I may consider for another round of BT.

The problem is I love my AmEx so didn't want to hook up my CL due to BT. So just use my Aeon.

Yes, 12 months is too long. AmEx's 5% rebate and 5xTP are just too difficult to resist. Imagine my whole chunk of CL is blocked due to this. Sad case.