Affin now got promo 0% for 6 months, n hsbc 0% for 3 momths

PBB is super efficient, apply BT on 20-4 2pm, transaction reflected in PBB-online on 21-4, payment reflected in M2U on 22-4.

My last AEON BT was done on 23-12-2104, would try to BT again after 24-6-2105.

I thought it's according to your balance statement.
I believe you can't BT with max available credit unless you spend that much as well.

correct me if i'm wrong.

Yeah, mine in June too, will submit one shot kaw kaw... 
Every 6 months is pretty long wait...    sigh..

too bad, I need BT from Public Bank to others.

i submitted via fax.

my 4 last bt 6/6 shown in 10/6 statement.
submitted 3 new bt on 16/6.
you just submitted yesterday 17/6? means you may allow some time for them to call you by tomorrow 19/6.

for aeon, they call me each time before proceed with my bt application. so if no calls, i think should be not approved... unless you are a privileged customer, maybe no need.

May I know, which banks offer the best BT at the moment.
Have tried looking at the 1st page, but not really up to date.
Tq in advance

For example, you need to pay rm30k in 3 weeks. By doing a balance transfer with 0% interest and 6 months duration, you are only paying rm5k/month. Make sure is 0% interest. Benefits
1) You reduce your monthly commitment
2) You can put rm30k into fd for 6 months and slowly back back your rm30k.

Make sure you HAVE THE MONEY to do a BT

Today MBF card enticed me again with BT upto 30k via email invitation.
i just took 30k BT last month  my debts getting bigger, probably they hope i cant pay up one day...
wonder if that is the reason i received letter from Credit Bereau .

Hi guys,

May I know for overpayment of amount > RM10K, how long does it take for Maybank to credit it to your account?

Thanks!

Maybe u can BT 5k from the highest o/s cc (watami) and call AEON to allocate out to other cc.
I tried the overpayment and reallocation with MBB and Southern Bank last time. Not sure about AEON. U might want to call to ask first.

Other way I have tried is BT 5k from MBB to PBB, refund to SA, IBG to these cc which are less than 5k.

Hi, just to check. You do balance transfer from your Aeon CC to Public bank right? Meaning Public Bank accepts BT from Aeon?

p/s what benefit will Public Bank get from doing this? 0% interest

me already poisoned for good till keep receiving calls offering personal loans, CCRIS letter etc.
too heavy on debts fr pb,aeon,citi PMVS,uob,mbf ,
pbb da best, mbf second, regularly got offer. MBB 3rd as channel to siphon out.

citi PM Amex saw i dont swipe card, only play BT , want to force Annual Fee on me, i potong, payBT bal,no penalty.
uob good, dont use card only BT also waived.