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Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List

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MGM
post Jan 15 2015, 10:42 PM

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QUOTE(guy3288 @ Jan 15 2015, 10:26 PM)
Yeah, i oso just got my Aeon BT declined. My CR bal 10k in Aeon, I applied BT from OCBC RM8000.
No reason given but i  suspect is becos i did too many Bts already. let it rest for a while do again next time and it will approve.
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My latest Aeon BT is the first to be rejected since started AEOB BT Jan2014.
MGM
post Jan 16 2015, 12:14 PM

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Money crunch? Banks get money from depositors, FD going up, what about AEON Credit?

Did many Aeon BTs since Jan2014 and never rejected until yesterday.

This post has been edited by MGM: Jan 16 2015, 12:15 PM
MGM
post Jan 30 2015, 09:04 PM

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QUOTE(MGM @ Jan 14 2015, 02:47 PM)
For PBB  Plan B  6-month 0% BT, can the 'minimum rm5000/per bank' condition be the combined amount from MBB2Amex(rm4000) & MBB2Visa(rm2500)?.
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Just found out from the CS u can combine the amt for cards issued from the same bank as long as the total is >=rm5000. Same condition for the one time 12 month 0% BT with min amt of rm3000.
MGM
post Jan 31 2015, 04:20 PM

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QUOTE(sms2u @ Jan 31 2015, 01:25 PM)
12 month 0% BT with min amount of RM3000 is for new customer, rite?
I can see 12 month 2% BT with min amount of RM1000 in the BT form
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Yes
MGM
post Feb 12 2015, 07:50 AM

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QUOTE(tigaxxx @ Feb 11 2015, 12:50 PM)
My BT application has been approved  smile.gif
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Not even a printscreen showing the Card's summary but just the application form? Special treatment. rclxms.gif
MGM
post Feb 24 2015, 02:11 PM

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QUOTE(victorywp @ Feb 20 2015, 02:02 PM)
with mbb vs, you should try not attaching anything besides the bt application form. perhaps it will be approved too.
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After my latest MBB BT on 15/2/15, received a call and subsequent an email from MBB's Virtual Banking & Payments Dept.
stating that subsequent BT application no statement is needed. I am currently holding MBB2Platinum cards. My BT was approved and payment sent to receiving banks on 18/2/15, 3 working days later.





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MGM
post Feb 24 2015, 03:28 PM

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According to MBB's CS, 3% BT fee will not be waived if application approve after 8/3/15!!! sweat.gif sad.gif
MGM
post Feb 27 2015, 11:01 AM

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QUOTE(MGM @ Feb 24 2015, 02:11 PM)
After my latest MBB BT on 15/2/15, received a call and subsequent an email from MBB's Virtual Banking & Payments Dept.
stating that subsequent BT application no statement is needed. I am currently holding MBB2Platinum cards. My BT was approved and payment sent to receiving banks on 18/2/15, 3 working days later.
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Send my MBB BT application by email on the 24/2 without statement. This morning received a call from the designated officer that the respective banks should receive payment by this evening. Good & prompt service, too bad this will be my last MBB BT for the '0% BT promo' which will end on 8/3/15.
MGM
post Mar 6 2015, 11:25 AM

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QUOTE(CalvinCLK @ Mar 6 2015, 11:03 AM)
Maybank 12month 0% BT gonna end this 8 march. Just wonder if I submit today, will I still get? is it based on application submission date? 8 march is a Sunday though.
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Too risky, was told by CS based on approval date. PBB & AEON still offering 0% BT, if u have their CC.
MGM
post Mar 12 2015, 12:13 AM

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QUOTE(aromachong @ Mar 11 2015, 10:46 PM)
Good to hear about this.. Yes i also encountered situation like yours..

but  i headed to my branch and they shoot forward HQ.. mine took 5 working days for the overpayment credited into current acc.. amount is more than 400k

and lol they suspect this and that asked me why overpay so much.. i just smiled ... and give them some reasonable valid reason
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Wonder what could be the "reasonable valid reason" for a RM400000 overpayment. Care to share?

This post has been edited by MGM: Mar 12 2015, 12:14 AM
MGM
post Mar 13 2015, 05:00 AM

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QUOTE(aromachong @ Mar 11 2015, 10:46 PM)
Good to hear about this.. Yes i also encountered situation like yours..

but  i headed to my branch and they shoot forward HQ.. mine took 5 working days for the overpayment credited into current acc.. amount is more than 400k

and lol they suspect this and that asked me why overpay so much.. i just smiled ... and give them some reasonable valid reason
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Already 3 replies to this post and yet no response from u, but can see u busy in other thread. So was it typo or BS?

This post has been edited by MGM: Mar 13 2015, 05:01 AM
MGM
post Mar 15 2015, 12:57 PM

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QUOTE(koinibler @ Mar 3 2015, 01:58 PM)
It's depend on the bank. Some need to see statement, while some don't. You can BT for those bank that doesn't required doc.

Also would like to rant here about OCBC. Just received called from their CS about unable to process  my BT from AEON since aeon is not a bank. So, I need to review my BT form again and resubmit.
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What about PBB 0% BT, can BT from AEON? MBB allows.
MGM
post Mar 18 2015, 12:03 PM

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PBB 0% BT promo extended to 30-6-15.
it accepts BT from AEON Credit but payment by cheque will take longer time.
MGM
post Mar 21 2015, 04:34 PM

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Just found out that there is a Credit Balance Refund Fee for AEON CC.



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MGM
post Mar 25 2015, 07:57 AM

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I did a BT overpayment of >rm5000 to MBB, and now MBB won't allow me to transfer to my MBB savings account without any payment receipt. Previously did a smaller amount without such problem. Sh*t have to do extra work. Anyone face similar problem.

Call PBB and they dont issue receipts for BT. Looks like have to transfer to MBB2Amex instead.

This post has been edited by MGM: Mar 25 2015, 08:15 AM
MGM
post Mar 25 2015, 08:24 AM

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QUOTE(pisanq @ Mar 25 2015, 08:21 AM)
give them the pbb BT application form as the receipt then. btw, u are not bt to amex m2c, so u bt to mbb visa/master? platinum or gold?

last time citibank also requesting receipt of payment in order to refund, i give them mbb bt application form. they proceed refunding me
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That CS was trying to be funny or MBB no SOP on this, call another CS and she will process it ASAP. rclxms.gif
MGM
post Mar 25 2015, 11:08 PM

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Looks like I am going to stop playing the 0% BT musical chair soon, now with only PBB offering until June2015, affin until 30April n AEON evry 6 mths.

This post has been edited by MGM: Mar 25 2015, 11:08 PM
MGM
post Mar 26 2015, 03:42 PM

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QUOTE(yusiang @ Mar 26 2015, 03:33 PM)
PBB has been extending and extending the deadline for many years already, so possibly they will still extend it again in June 2015.
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Yeah, but you will need two BT offerors to play BT 'pingpong'.
MGM
post Mar 26 2015, 11:11 PM

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QUOTE(MGM @ Mar 25 2015, 07:57 AM)
I did a BT overpayment of >rm5000 to MBB, and now MBB won't allow me to transfer to my MBB savings account without any payment receipt. Previously did a smaller amount without such problem. Sh*t have to do extra work. Anyone face similar problem.

Call PBB and they dont issue receipts for BT. Looks like have to transfer to MBB2Amex instead.
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QUOTE(MGM @ Mar 25 2015, 08:24 AM)
That CS was trying to be funny or MBB no SOP on this, call another CS and she will process it ASAP. rclxms.gif
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MBB is super efficient, overpayment transfered to my savings acc today, 1 day after my 2nd request.

Tomorrow going to deposit this amount into my EPF acc.

This post has been edited by MGM: Mar 26 2015, 11:12 PM
MGM
post Apr 1 2015, 07:59 AM

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QUOTE(Ricky300 @ Mar 30 2015, 02:44 PM)
1% still cheap what.....

Can we apply RM5000 to Maybank thereafter request can withdrawal from the extra balance?
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Starting April Fool, BT fee is 'GSTable'. U can get back the balance occasionally with hassle.
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