for public bank, can balance transfer for other card holder to my card?

i mean the Statement is from other person, just want to bt to my cc okay on this? thanks

yes.. your example is RM30K

i dont know how BT work nowadays. The last time i do BT is 5 years ago.
This is my assumption based on my experience.

let say CC A have RM30K outstanding amount. CC B have RM0 Outstanding amount.
I do BT from CC A to CC B. (RM30K for 6months)

1st month: CC A outstanding amount is RM0 and RM5K credited into CC B  (then i pay RM5K so the outstanding is RM0)
2nd month: CC A outstanding amount is RM0 and RM5K credited into CC B again (then i pay RM5K so the outstanding is RM0)
3rd month: CC A outstanding amount is RM0 and RM5K credited into CC B again (then i pay RM5K so the outstanding is RM0)
4th month: CC A outstanding is RM0 and RM5K credited into CC B again (now i dont want to pay, so outstanding is RM5k)

then i decided to do BT again on CC B. So.. i can BT RM15K here? or only RM5k?

how to settle other banks BT? because some bank got penalty if u settle their BT early..

UOB bank outstanding balance to PBB principle

Do we need to attach the other bank statement when apply BT from AEON?

I thinking of doing unbilled transaction BT to AEON from MBB.....

Alright thanks for the info guys. I bt once from HL to UOB, the amount was RM2.3k+, UOB paid RM2.4k so I was thinking Aeon can also round up

If we hold 3 AEON credit cards.. Does it mean we can perform total 3 BT separately in the 3 AEON credit cards in 6 months?

It's ok.. Myself also not sure, unless someone had previous BT experience with HLB to share here.. :-P

UOB offering me 0% BT for 12 months- pay monthly min 5% only,the only fee is upfront 1% charge.

Has anybody taken  this BT from UOB?? Telephone call offer from UOB.

I calculated if take RM80k, 1% fee =RM800

First month need pay only min 5% = RM4040
2nd month need pay only RM3838
3rd = RM3646.10
....till 12th month - pay all up.

A separate account will be created for this BT, so the card can still be used for retail swipes.

If i paid all up  early, eg. in the 11th month, UOB said no penalty charge for early settlement.

But if i call to cancel that BT account, penalty for cancelling BT early is RM100.

Anybody expert in calculation,
if i pay monthly min 5%as calculated above,  what is the effective interest rate?

Worth taking?

guys
if i have a personal loan rm10k to be settle, would it wise if i purchase 3 units of new iphone using my credit card, sell all the iphones, full settlement my personal loan and then quickly apply 0% balance transfer for my credit card balance?

Thanks for sharing.. but if the balance in this mbb cc that i want to do bt.. how to do it?

Ok.. Normally how much interest per year we must pay if bt? If got choice between personal loan and bt, which one do u prefer to settle the oustanding balance?

is this BT to AEON? what email address that u used to sent those BT form?   

Hi guys, I am some basic question on BT mechanism, first time doing it.

Using this campaign as an example:
https://www.pbebank.com/pdf/Promotions/form-bt.aspx

So I want to swipe an amount of RM12000 using Aeon credit card and BT to Public Bank.

1. Swipe RM12000 using Aeon CC.
2. Fill up the BT form and send to PBB.
3. For 0% 6 months duration, I need to pay RM2000 per month to Public Bank for 6 months.
4. I do not need to pay anything to Aeon.
5. I do not need to pay any hidden charges to Public Bank.

Do I need to inform Aeon?

Thank you

p/s what benefit will Public Bank get from doing this? 0% interest

Thanks for the quick reply. How is BT going to affect us? Will it cause any damage to our credit rating? Problem when applying new CC from another bank?

Do you still get the watami cashback and reward points?

how are you guys coping with once every 6 months BT?

hand kinda itchy

Do I need to wait for the transacted amount to be posted on my Aeon CC statement before sending the form to PBB? or as long as it is posted under unbilled transaction, I can send the form already? TQ