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Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List

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victorywp
post Jun 11 2015, 08:04 AM

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QUOTE(David900924 @ Jun 11 2015, 07:43 AM)
I juz call the CS and confirm this promo, even I juz got card 3 weeks ago, still eligible for it!! nice biggrin.gif

I forget to ask, can I BT from PBB to other bank? if yes which bank cant? coz last time go forummer did mention some bank dont allow.
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why not? all banks can.
victorywp
post Jun 12 2015, 08:29 AM

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QUOTE(bee993 @ Jun 12 2015, 04:29 AM)
BT approved...no email received acknowledgement like last time
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which bank?
victorywp
post Jun 12 2015, 09:10 AM

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QUOTE(David900924 @ Jun 12 2015, 08:55 AM)
weird, of so many banks, why affin decline my application for CC. sucks, i use the same document for other banks.

I guess it is true credit card CL play a big role, bank see it as your commitment, the more CL you have, the higher your commitment in bank.
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cl does play a role but may not be the main reason (unless it's more than rm20k). otherwise, you may have signed up too many different banks cc in a short period of time.
victorywp
post Jun 13 2015, 05:04 PM

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QUOTE(jasonchaw @ Jun 13 2015, 04:08 PM)
dear all... im using citibank clear card now and i now wish to make a balance transfer to other banks..

hopefully can get advise which bank offer a lowest rate ?

for ur info my income is 2.4k per month(fixed) so maybank rejected me  sad.gif
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get aeon cc as they also offer 0% bt.
victorywp
post Jun 13 2015, 05:26 PM

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QUOTE(jasonchaw @ Jun 13 2015, 05:08 PM)
ic. thanks for info
will go to nearest aeon to ask.

just see the website... only 6month?
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ya, 6 months... for 0%

This post has been edited by victorywp: Jun 13 2015, 05:30 PM
victorywp
post Jun 14 2015, 05:03 PM

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QUOTE(David900924 @ Jun 14 2015, 04:17 PM)
any1 succesfully bt from other bank to Aeon with excess amount?
Example: ur bill statement for Bank A only RM600, but fill the form as RM1,000 to fulfill the minimum. or instant reject?
so far the bank without the need of statement: RHB,HSBC,PBB
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screenshot your bank A online outstanding (which is more than statement) for your bt application to aeon. they accept it. smile.gif
victorywp
post Jun 17 2015, 04:02 PM

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QUOTE(ronnie @ Jun 17 2015, 03:15 PM)
Did anyone who has 6/6 applied for AEON BT receive their verification calls yet ?
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i'm also still waiting for their call...
victorywp
post Jun 18 2015, 10:28 AM

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QUOTE(ronnie @ Jun 17 2015, 03:15 PM)
Did anyone who has 6/6 applied for AEON BT receive their verification calls yet ?
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received aeon bt verification call this morning... nod.gif
victorywp
post Jun 18 2015, 03:57 PM

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QUOTE(ronnie @ Jun 18 2015, 03:16 PM)
I didn't get any calls yet... did you submit via E-mail ?
My 6/6 Installment was posted on 23-May-2015... submit new BT application on 17-June-2015.

No calls means not approved ?
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i submitted via fax.

my 4 last bt 6/6 shown in 10/6 statement.
submitted 3 new bt on 16/6.
you just submitted yesterday 17/6? means you may allow some time for them to call you by tomorrow 19/6.

for aeon, they call me each time before proceed with my bt application. so if no calls, i think should be not approved... unless you are a privileged customer, maybe no need. brows.gif
victorywp
post Jun 18 2015, 04:30 PM

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QUOTE(guy3288 @ Jun 18 2015, 02:07 PM)
which date did you guys follow for applying new Aeon BT?

my statement date 10.6.2015 and inside i see all my BT installment showed 6/6(last)  installment already, some dated 12 May and some dated 6 Jun.

so going by that statement you guys start sending out new Aeon BT from the last 6/6 installment date ie 6.6.2015 or
or 6.7.2015?

I called the CS they told me wait till 6.7.2015, i dont quite wanna believe her, if i can get direct info from here.
PS:
one more question,  any idea wat is the Bonus point i got there? how they calculate bonus point for us?
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i just follow month not date. when i saw all my bt showing 6/6 already i just submit new one. so you may submit now, no need to wait til july.
victorywp
post Jun 18 2015, 06:50 PM

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QUOTE(MGM @ Jun 18 2015, 04:36 PM)
What is the transaction date of the LAST 6/6 BT?
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need to check back my statement...

this 2 days very busy still stuck in jam now...
victorywp
post Jun 19 2015, 03:31 PM

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QUOTE(MGM @ Jun 18 2015, 04:36 PM)
What is the transaction date of the LAST 6/6 BT?
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29/5
victorywp
post Jun 19 2015, 08:34 PM

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QUOTE(coma_fender @ Jun 19 2015, 07:03 PM)
does anyone know if i balance transfer from my old cc to new cc,

ex:now i owe 1k and wan to do balance transfer, the new cc will it allow me purchase other thing at the same time while paying back ?
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yes, bt only take 80%-90% of your cl. so you still have 10%-20% cl to purchase other things.

note: bt from your old to new cc must be from different banks.
victorywp
post Jun 20 2015, 10:36 AM

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QUOTE(leo_kiatez @ Jun 20 2015, 08:59 AM)
How do you walup all the cc at the same time?All your cc having the same statement date?? Too bad I no get to walup all my cc due to different statement dates thought can BT many times, still alot CL left, wasted.. tongue.gif
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just do overpayment if those are your commonly used cc.
victorywp
post Jun 23 2015, 07:02 PM

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QUOTE(preakzz @ Jun 23 2015, 04:57 PM)
I paid in full this month except the monthly BT so ,

Available CL = CL - monthly BT , correct?
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available cl = cl - all unpaid bt - new outstanding (if any)
victorywp
post Jun 24 2015, 06:21 AM

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QUOTE(guy3288 @ Jun 23 2015, 11:44 PM)
How do you guys do it for all your cards?

Anyone using old previous paid up statements which would have shown payment due date long over?? Would Aeon accept them? thinking to use my PBB statement 1.6.2015 ........due date already over!
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yes, they accept it. last time i mistakenly used the old statement and they didn't notice it and approved it.
victorywp
post Jun 24 2015, 12:55 PM

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QUOTE(preakzz @ Jun 24 2015, 12:24 PM)
Which bank BT is that? I don't even need to submit statement. Just form with details of bank name, acc no and amount..BT to Public Bank.
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pbb no need but aeon needs.
victorywp
post Jun 25 2015, 11:31 AM

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QUOTE(Black Red @ Jun 25 2015, 11:16 AM)
I glance through and a lot of you using AEON service for BT. just wanna ask, if the amount for BT is around 10k, and want to clear in 24 months, is AEON a good choice?
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a lot of us use aeon for bt because of its 0% for 6months. for 24 months, you need to survey each bank and compare the interest on your own.
victorywp
post Jun 25 2015, 02:27 PM

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QUOTE(joylay83 @ Jun 25 2015, 12:41 PM)
consider PBB/affin/rhb. If you want to escape interest, you may do multiple BT. do 1 BT, then BT the BT. but make sure u know very well what you are doing. you may also get 2 credit cards and BT them to each other. i did PBB-AEON-MBB last time. all approved. didn't have to pay my bills for 2 months icon_rolleyes.gif
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you should tag Black Red regarding your suggestion. yeah, i did the same thing bt from one cc to another and another, back and forth. until aeon changed their rules. when i did this that time, stanchart and uob also offering 0% for 12 months.
victorywp
post Jul 1 2015, 12:07 PM

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QUOTE(brotan @ Jul 1 2015, 11:40 AM)
hi guys

for aeon, do they still have the restriction only 1x bt per 6 months?
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yes

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